Banco De Chile Banco De Chile ADS - ADR Key Ratios
$42.33
As on 04-Sep-2026 16:00EDT
Market cap
$21,678 Mln
Revenue (TTM)
$3,493,712 Mln
P/E Ratio
16.8
P/B Ratio
3.4
Div. Yield
5.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 36.02 | 42.34 | -5.10 | -15.09 | 11.04 |
| EBIT | -- | -- | -7.08 | -12.83 | 7.05 |
| Net Profit | 42.34 | 30.06 | 1.11 | -2.25 | 17.96 |
| EPS | 42.34 | 30.06 | 1.12 | -2.24 | 17.96 |
| Book Value | -- | -- | 2.79 | 11.26 | 12.40 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 39.11 | 38.79 | 30.87 | 49.98 | 34.04 |
| Net Margin
| -- | -- | 35.31 | -- | -- |
| Return on equity
| 22.19 | 25.00 | 21.44 | 18.07 | 21.26 |
| Return on Capital
| 6.27 | 6.40 | -- | 6.15 | 6.22 |
| Return on Assets
| 2.34 | 2.38 | 2.07 | 2.25 | 2.31 |
| Debt to Equity (x)
| -- | -- | 0.00 | 2.03 | 1.85 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
6.15
|
6.22
|
6.44
|
7.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
21.44
Higher than Peers by 11.55
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
21.44
|
18.07
|
21.26
|
27.22
|
31.84
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
2.07
Higher than Peers by 1.11
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
2.07
|
2.25
|
2.31
|
2.47
|
2.70
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
30.87
Higher than Peers by 10.02
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
30.87
|
49.98
|
34.04
|
33.30
|
32.66
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
35.31
Higher than Peers by 15.20
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
35.31
|
39.40
|
26.86
|
26.97
|
27.22
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-5.10
Lower than Peers by 16.21
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
-5.10
|
-0.35
|
-0.09
|
-0.04
|
0.75
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-7.08
Higher than Peers by 4.41
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
-7.08
|
-4.41
|
-6.72
|
-2.24
|
30.23
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
1.11
Lower than Peers by 6.16
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
1.11
|
-4.50
|
-9.14
|
-4.96
|
36.87
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
1.12
Lower than Peers by 4.72
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
1.12
|
-0.05
|
-0.82
|
3.76
|
0.37
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
2.56
Lower than Peers by 6.18
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
2.56
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
2.03
|
1.85
|
3.12
|
3.34
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.66
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
0.66
|
0.05
|
0.02
|
1.35
|
0.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.36
Higher than Peers by 0.05
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
0.36
|
0.24
|
0.27
|
0.39
|
20.85
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.36
No difference
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
0.36
|
--
|
--
|
0.60
|
49.21
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.22
Higher than Peers by 0.47
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
2.22
|
1.56
|
0.98
|
0.80
|
0.79
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
5.62
|
62.46
|
1.95
|
9.73
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
0.06
|
0.06
|
0.09
|
0.09
|
0.10
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
185.48
|
117.98
|
22.09
|
22.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
--
|
-901.79
|
-1,234.74
|
-1,558.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
406.51
|
72.41
|
58.15
|
42.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Banco De Chile Banco De Chile ADS - ADR
|
--
|
--
|
-856.23
|
-1,270.81
|
-1,578.75
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|