Finance of America Companies Inc (FOA) Key Ratios
$14.51
As on 25-Sep-2026 13:38EDT
Market cap
$250 Mln
Revenue (TTM)
$1,556 Mln
P/E Ratio
--
P/B Ratio
0.4
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -87.75 | -89.57 | -28.33 | 15.14 | -8.85 |
| EBIT | 938.27 | 359.33 | 245.41 | 53.58 | 9.04 |
| Net Profit | 22,070.67 | 430.32 | -135.21 | -298.42 | -160.19 |
| EPS | -88.28 | -92.93 | -98.78 | 26.14 | -53.01 |
| Book Value | -- | -- | 59.59 | 44.78 | -32.97 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -1.04 | -13.74 | 50.18 | 5.31 | 2.20 |
| Net Margin
| -- | -26.38 | -0.02 | -- | -- |
| Return on equity
| -3.66 | -35.41 | 13.36 | 15.62 | 6.35 |
| Return on Capital
| -0.04 | -1.21 | -- | 0.15 | 0.06 |
| Return on Assets
| -0.04 | -1.34 | 0.00 | 0.15 | 0.06 |
| Debt to Equity (x)
| -- | -- | 103.00 | 93.27 | 112.49 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
0.15
|
0.06
|
-0.34
|
-0.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.36
Higher than Peers by 2.85
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
13.36
|
15.62
|
6.35
|
-32.94
|
-28.53
|
|
Peer Median
|
10.51
|
--
|
--
|
--
|
--
|
ROA
0.00
Lower than Peers by 1.43
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
0.00
|
0.15
|
0.06
|
-0.33
|
-0.89
|
|
Peer Median
|
1.43
|
--
|
--
|
--
|
--
|
EBIT Margin
50.18
Higher than Peers by 32.63
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
50.18
|
5.31
|
2.20
|
-10.63
|
-49.93
|
|
Peer Median
|
17.55
|
--
|
--
|
--
|
--
|
Net Margin
-0.02
Lower than Peers by 9.15
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
-0.02
|
2.12
|
0.79
|
-5.10
|
-26.38
|
|
Peer Median
|
9.13
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-28.33
Lower than Peers by 47.03
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
-28.33
|
0.09
|
0.24
|
1.28
|
-0.60
|
|
Peer Median
|
18.69
|
--
|
--
|
--
|
--
|
EBIT Growth
245.41
Higher than Peers by 219.30
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
245.41
|
164.15
|
125.66
|
51.36
|
-26.35
|
|
Peer Median
|
26.11
|
--
|
--
|
--
|
--
|
Net Profit Growth
-135.21
Lower than Peers by 149.43
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
-135.21
|
192.06
|
119.34
|
58.00
|
83.79
|
|
Peer Median
|
14.22
|
--
|
--
|
--
|
--
|
EPS Growth
-98.78
Lower than Peers by 112.63
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
-98.78
|
2.67
|
1.17
|
0.12
|
-0.63
|
|
Peer Median
|
13.85
|
--
|
--
|
--
|
--
|
Book Value Growth
28.24
Higher than Peers by 21.38
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
28.24
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.86
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
103.00
Higher than Peers by 101.41
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
103.00
|
93.27
|
112.49
|
114.63
|
79.22
|
|
Peer Median
|
1.59
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
10.07
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
10.07
|
0.13
|
5.01
|
5.47
|
5.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.11
Lower than Peers by 2.22
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
0.11
|
8.00
|
0.09
|
0.13
|
0.14
|
|
Peer Median
|
2.32
|
--
|
--
|
--
|
--
|
Quick Ratio
0.11
Lower than Peers by 1.97
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
0.11
|
--
|
--
|
--
|
-0.07
|
|
Peer Median
|
2.07
|
--
|
--
|
--
|
--
|
Interest Coverage
0.95
Lower than Peers by 0.76
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
0.95
|
0.07
|
0.03
|
-0.12
|
-0.48
|
|
Peer Median
|
1.71
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
0.98
Lower than Peers by 16.68
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
0.98
|
1.24
|
3.23
|
6.64
|
17.50
|
|
Peer Median
|
17.66
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Lower than Peers by 0.10
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
0.05
|
0.07
|
0.07
|
0.07
|
0.03
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
7.66
|
15.65
|
26.11
|
60.95
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
--
|
--
|
76.90
|
221.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
--
|
--
|
71.67
|
189.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
--
|
--
|
31.35
|
93.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
4.23
|
18.03
|
-0.12
|
-0.13
|
|
Peer Median
|
14.57
|
--
|
--
|
--
|
--
|
Price / Book Value
0.39
Lower than Peers by 1.56
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
0.39
|
0.59
|
1.09
|
0.04
|
0.09
|
|
Peer Median
|
1.95
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.13
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
--
|
198.25
|
354.09
|
-222.90
|
-72.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
250
Lower than Peers by 259
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Finance of America Companies Inc (FOA)
|
250
|
--
|
--
|
--
|
--
|
|
Peer Median
|
509
|
--
|
--
|
--
|
--
|