Market cap
$213 Mln
Revenue (TTM)
$107 Mln
P/E Ratio
24.4
P/B Ratio
1.1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -2.82 | 42.89 | 28.39 | 25.06 | 20.36 |
| EBIT | -- | -- | -87.22 | -21.93 | -19.15 |
| Net Profit | -253.55 | -207.74 | -63.88 | -2.03 | -0.76 |
| EPS | -- | -- | 2.49 | 71.31 | 16.79 |
| Book Value | -- | -- | 14.05 | 12.93 | 7.26 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-23 | Dec-22 |
| EBIT-Margin
| 27.35 | 23.24 | 5.81 | 0.00 | 50.72 |
| Net Margin
| -- | -- | 8.13 | -- | -- |
| Return on equity
| 11.37 | 8.58 | 4.44 | 11.73 | 13.07 |
| Return on Capital
| 6.49 | 5.27 | -- | 7.67 | 7.80 |
| Return on Assets
| 0.93 | 0.75 | 0.41 | 1.07 | 1.04 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.71 | 0.32 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
7.67
|
7.80
|
4.01
|
1.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.44
Lower than Peers by 5.43
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
4.44
|
11.73
|
13.07
|
9.31
|
3.23
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.41
Lower than Peers by 0.55
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
0.41
|
1.07
|
1.04
|
0.68
|
0.28
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
5.81
Lower than Peers by 14.98
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
5.81
|
--
|
50.72
|
31.34
|
12.75
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
8.13
Lower than Peers by 11.90
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
8.13
|
18.96
|
26.94
|
22.69
|
8.79
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
28.39
Higher than Peers by 17.29
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
28.39
|
0.46
|
0.33
|
0.20
|
0.08
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-87.22
Lower than Peers by 75.72
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
-87.22
|
--
|
115.23
|
195.87
|
-35.37
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-63.88
Lower than Peers by 71.15
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
-63.88
|
2.49
|
57.90
|
210.67
|
-38.54
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
--
--
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
0.02
|
0.58
|
2.11
|
-0.39
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
0.71
|
0.32
|
1.08
|
1.59
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
0.01
|
0.01
|
0.02
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.35
Higher than Peers by 0.04
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
0.35
|
0.22
|
4.95
|
5.07
|
5.07
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.35
Lower than Peers by 0.01
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
0.35
|
--
|
12.29
|
25.17
|
23.45
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.11
Higher than Peers by 0.36
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
2.11
|
--
|
3.51
|
2.81
|
0.77
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
--
|
50.84
|
69.06
|
81.01
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
0.05
|
0.06
|
0.04
|
0.03
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
127.51
|
187.66
|
249.01
|
255.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
24.36
Higher than Peers by 11.57
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
24.36
|
9.16
|
9.01
|
12.70
|
28.93
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.09
Lower than Peers by 0.24
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
1.09
|
1.01
|
1.10
|
1.13
|
0.91
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
--
|
281.35
|
4.42
|
12.64
|
34.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
213
Lower than Peers by 101
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
California BanCorp (CALB)
|
213
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|