Market cap
$51 Mln
Revenue (TTM)
$-2 Mln
P/E Ratio
27.2
P/B Ratio
1.2
Div. Yield
1.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -57.08 | -43.66 | -123.37 | -162.65 | -176.42 |
| EBIT | -- | -- | -- | -- | -- |
| Net Profit | 2,223.25 | 4,122.50 | 834.81 | 76.99 | 58.01 |
| EPS | 2,223.25 | 4,090.40 | 866.69 | 80.39 | 65.08 |
| Book Value | -- | -- | 2.48 | -7.11 | -3.29 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 17.88 | 17.38 | 0.00 | -- | 16.09 |
| Net Margin
| -- | -- | -449.96 | -- | -- |
| Return on equity
| -3.55 | -0.98 | 54.90 | -19.56 | 4.20 |
| Return on Capital
| -2.88 | -0.78 | -- | -14.10 | 2.30 |
| Return on Assets
| -0.54 | -0.08 | 8.02 | -2.88 | 0.54 |
| Debt to Equity (x)
| -- | -- | -- | -- | 0.78 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
-14.10
|
2.30
|
3.17
|
2.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
54.90
Higher than Peers by 45.04
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
54.90
|
-19.56
|
4.20
|
4.71
|
3.37
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
8.02
Higher than Peers by 7.06
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
8.02
|
-2.88
|
0.54
|
0.72
|
0.66
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
16.09
|
19.66
|
19.03
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
-449.96
Lower than Peers by 469.99
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
-449.96
|
329.45
|
16.37
|
18.76
|
18.27
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Revenue Growth
-123.37
Lower than Peers by 134.47
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
-123.37
|
-1.24
|
-0.11
|
0.14
|
0.06
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
-27.43
|
17.73
|
36.62
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
834.81
Higher than Peers by 827.54
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
834.81
|
-589.42
|
-22.59
|
16.98
|
35.01
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
866.69
Higher than Peers by 860.90
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
866.69
|
-5.89
|
-0.21
|
0.16
|
0.47
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
0.78
|
0.87
|
0.21
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
0.93
|
0.18
|
0.54
|
0.63
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
--
|
0.58
|
0.72
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
355.77
Higher than Peers by 354.02
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
355.77
|
--
|
1.19
|
1.76
|
2.57
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
--
|
13.19
|
11.33
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
-0.02
Lower than Peers by 0.07
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
-0.02
|
-0.01
|
0.03
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
54.34
|
42.25
|
39.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
1,079.29
|
-3,761.08
|
-9,675.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
-1.55
|
3.35
|
7.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
1,135.19
|
-3,722.19
|
-9,643.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
27.22
Higher than Peers by 14.43
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
27.22
|
--
|
20.05
|
20.32
|
27.21
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.23
Lower than Peers by 0.09
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
1.23
|
--
|
0.81
|
1.15
|
0.94
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
1.37
Lower than Peers by 1.11
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
1.37
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
--
|
--
|
36.03
|
-20.27
|
-37.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
51
Lower than Peers by 263
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Mid-Southern Bancorp (MSVB)
|
51
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|