Mid-Southern Bancorp (MSVB) Peer Comparison

$17.69

$7.54 (74.29%)

As on 14-Nov-2025 13:52EDT

Market cap

$51 Mln

Revenue (TTM)

$-2 Mln

P/E Ratio

27.2

P/B Ratio

1.2

Div. Yield

1.4 %

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	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Market cap ($ Mln)	51	522	240
Revenue ($ Mln)	-2	308	92
Net Profit ($ Mln)	10.12	26.37	12.55
Net Margin (%)	-449.96	8.56	13.70
RoE (%)	54.90	4.57	5.28
Price to Earnings	27.22	18.62	18.24
Price-To-Book	1.23	0.90	1.00

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Operating Revenue	-2.25	308.19	91.57
Cost of Revenue	-5.90	148.14	30.71
Gross Profit	-2.16	159.67	54.27
Operating Expenses	4.66	127.29	43.84
Operating Profit (EBIT)	-11.28	32.76	17.03
Other Income	0.00	0.00	0.00
Profit before Tax	13.84	32.76	17.03
Provision for Tax	3.71	6.39	4.48
Profit after Tax (Net Income)	10.12	26.37	12.55
Minority Interest	0.00	0.00	0.00
Consolidated Profit	0.00	0.00	0.00

Liabilities ($ Mln)

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Shareholder's Funds	0.00	580.15	241.03
Minority Interest	0.00	0.00	0.00
Non-Current Liabilities	0.00	530.06	15.20
Current Liabilities	0.00	4,498.87	1,235.39
Total Liabilities	226.15	5,753.13	1,593.17

Assets ($ Mln)

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Non-Current Assets	0.00	5,141.07	1,339.89
Current Assets	0.00	468.01	151.73
Total Assets	226.15	5,753.13	1,593.17
Total Debt*	0.00	439.65	13.36
Net Current Assets	0.00	0.00	0.00

Cashflow ($ Mln)

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Cash From Operating Activities	1.54	3.84	11.90
Cash Flow from Investing Activities	102.72	-76.70	19.38
Cash from Financing Activities	-43.31	76.58	-82.47
Net Cash Inflow / Outflow	--	--	--

Ratios

Profitability Ratios

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
ROCE (%)	-14.10	2.44	2.38
ROE (%)	54.90	4.57	5.28
ROA (%)	8.02	0.43	0.72
EBIT Margin (%)	0.00	10.63	18.60
Net Margin (%)	-449.96	8.56	13.70
Cash Profit Margin (%)	--	0.00	0.00

Growth Ratios

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Revenue Growth (%)	-123.37	2.01	-3.49
EBIT Growth (%)	--	31.51	145.02
Net Profit Growth (%)	834.81	65.87	136.14
EPS Growth (%)	866.69	71.71	133.42
Book Value Growth (%)	--	3.00	5.50

Valuation Ratios

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Price / Earnings	--	17.72	26.44
Price / Book Value	--	0.84	0.83
Dividend Yield (%)	--	--	--
EV/EBITDA	--	13.09	-6.70
Market Cap ($ Cr)	--	--	--

Solvency Ratios

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Debt to Equity	--	0.76	0.02
Short term debt to equity ratio	--	0.00	0.01
Current Ratio	0.93	0.10	0.12
Quick Ratio	--	0.10	0.12
Interest Coverage	355.77	1.24	1.51

Operating Efficiency Ratios

	Mid-Southern Bancorp (MSVB)	HarborOne Bancorp (HONE)	Provident Bancorp Inc. (MD) (PVBC)
Debtors to sales (%)	0.00	5.45	4.60
Asset Turnover	-0.02	0.05	0.05
Receivable days	--	21.29	22.06
Inventory Days	--	49.10	147.22
Payable days	--	14.02	--
Cash Conversion Cycle	--	56.37	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly