Curo Group Holdings Corp (CURO) Key Ratios
$0.08
As on 25-Apr-2024 09:30EDT
Market cap
$3 Mln
Revenue (TTM)
$533 Mln
P/E Ratio
--
P/B Ratio
1.1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 68.37 | 11.83 | -31.30 | -4.50 | -7.04 |
| EBIT | 649.15 | 150.77 | 1,184.10 | -15.79 | 7.64 |
| Net Profit | 58.36 | 86.30 | -50.21 | -18.32 | -15.53 |
| EPS | 58.41 | 77.13 | -41.40 | -253.01 | -260.76 |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-23 | Dec-22 | Dec-21 |
| EBIT-Margin
| 18.20 | 17.40 | 43.51 | -1.10 | 12.20 |
| Net Margin
| -6.34 | 3.51 | -- | -22.18 | 9.51 |
| Return on equity
| -66.60 | 118.61 | 108.91 | -349.32 | 40.61 |
| Return on Capital
| -3.74 | 1.63 | -9.05 | -5.75 | 3.57 |
| Return on Assets
| -5.16 | 0.47 | -11.67 | -7.07 | 3.26 |
| Debt to Equity (x)
| -- | -- | -4.84 | -79.06 | 12.90 |
Profitability
ROCE
-9.05
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-9.05
|
-5.75
|
3.57
|
7.36
|
11.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
108.91
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
108.91
|
-349.32
|
40.61
|
83.03
|
709.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
-11.67
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-11.67
|
-7.07
|
3.26
|
6.69
|
11.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
43.51
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
43.51
|
-1.10
|
12.20
|
14.35
|
18.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
-39.67
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-39.67
|
-22.18
|
9.51
|
13.20
|
13.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-0.13
--
Year on year growth in net sales
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-0.13
|
0.18
|
0.16
|
-0.32
|
-0.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
3,541.45
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
3,541.45
|
-110.55
|
-1.31
|
-45.60
|
133.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-43.80
--
Year on year growth in profit after tax
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-43.80
|
-412.61
|
-21.65
|
-32.07
|
605.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
-0.41
--
Year on year growth in earnings per share
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-0.41
|
-4.15
|
-0.18
|
-0.31
|
6.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
-4.84
--
Total debt / Net worth
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-4.84
|
-79.06
|
12.90
|
7.27
|
18.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
--
|
-29.73
|
6.02
|
1.06
|
2.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
2.07
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
2.07
|
0.06
|
0.08
|
1.17
|
0.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
--
|
-1.24
|
-1.40
|
-2.53
|
-3.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
1.40
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
1.40
|
-0.05
|
0.83
|
1.12
|
2.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
170.19
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
170.19
|
2.82
|
4.81
|
5.63
|
1.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.29
--
Sales / Average Total Assets
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
0.29
|
0.30
|
0.36
|
0.50
|
0.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
316.77
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
316.77
|
12.63
|
17.65
|
13.96
|
13.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
11,713.72
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
11,713.72
|
1,644.07
|
1,212.29
|
498.21
|
162.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
610.80
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
610.80
|
115.75
|
112.43
|
50.71
|
29.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
11,419.68
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
11,419.68
|
1,540.95
|
1,117.51
|
461.45
|
145.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
-0.12
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-0.12
|
-0.77
|
11.01
|
8.06
|
4.72
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
-0.08
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
-0.08
|
-2.66
|
4.08
|
4.63
|
10.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
6.39
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Curo Group Holdings Corp (CURO)
|
6.39
|
155.48
|
24.47
|
13.68
|
8.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|