Curo Group Holdings Corp (CURO) Financials

$0.08

$0.02 (33.11%)

As on 25-Apr-2024 09:30EDT

Market cap

$3 Mln

Revenue (TTM)

$533 Mln

P/E Ratio

--

P/B Ratio

1.1

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Operating Revenue	672.43	776.13	660.45	569.01	830.80	909.02
Cost of Revenue	67.15	423.93	367.35	539.04	763.18	753.41
Gross Profit	605.28	352.20	293.10	29.98	67.62	155.61
Operating Expenses	312.72	556.53	-579.90	-487.39	-680.76	298.00
Operating Profit (EBIT)	292.56	-8.50	80.56	81.63	150.05	63.79
Other Income	--	60.07	-36.55	4.55	-6.30	-90.57
Profit before Tax	-157.54	-194.16	80.56	80.34	142.46	18.12
Provision for Tax	28.54	-8.68	21.22	5.90	38.56	1.66
Profit after Tax (Net Income)	-266.73	-185.48	59.33	75.73	111.49	-22.05
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	-185.48	59.33	75.73	111.49	-22.05

Liabilities ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Shareholder's Funds	-435.70	-54.13	160.33	131.91	50.51	-19.10
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	2,055.85	1,661.99	1,130.85	958.72	930.17	806.34
Current Liabilities	40.79	1,661.99	1,121.48	209.41	192.15	132.38
Total Liabilities	1,782.90	2,789.19	2,460.60	1,182.99	1,081.90	919.62

Assets ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Non-Current Assets	424.06	517.02	738.56	378.67	342.80	324.62
Current Assets	84.59	95.85	94.95	245.41	86.67	71.03
Total Assets	1,782.90	2,789.19	2,460.60	1,182.99	1,081.90	919.62
Total Debt*	2,107.57	4,279.59	2,068.22	959.32	915.54	913.82
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Cash From Operating Activities	43.39	284.61	323.17	405.22	650.63	534.46
Cash Flow from Investing Activities	--	-777.95	-923.49	-255.06	-544.47	-620.85
Cash from Financing Activities	521.73	501.06	491.29	7.33	-97.97	19.09
Net Cash Inflow / Outflow	--	7.72	-109.02	157.49	8.19	-67.29

Financials Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Adjusted EPS ($)	-6.46	-4.58	1.45	1.78	2.58	-0.48
Cash EPS ($)	-5.60	-3.68	2.11	2.19	3.01	-0.07
Adjusted Book Value ($)	--	--	3.93	3.10	1.17	--
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	1.05	7.03	7.92	9.52	15.05	11.52
Free Cash Flow per Share ($)	1.05	5.90	7.34	9.26	14.72	11.21

Profitability Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
ROCE (%)	-9.05	-5.75	3.57	7.36	11.98	-2.55
ROE (%)	108.91	-349.32	40.61	83.03	709.84	368.63
ROA (%)	-11.67	-7.07	3.26	6.69	11.14	-2.48
EBIT Margin (%)	43.51	-1.10	12.20	14.35	18.06	7.07
Net Margin (%)	-39.67	-22.18	9.51	13.20	13.52	-2.69
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Revenue Growth (%)	-0.13	0.18	0.16	-0.32	-0.09	0.41
EBIT Growth (%)	3,541.45	-110.55	-1.31	-45.60	133.38	-63.14
Net Profit Growth (%)	-43.80	-412.61	-21.65	-32.07	605.55	-144.87
EPS Growth (%)	-0.41	-4.15	-0.18	-0.31	6.43	-1.43
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Price / Earnings	-0.12	-0.77	11.01	8.06	4.72	-19.97
Price / Book Value	-0.08	-2.66	4.08	4.63	10.43	-23.06
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	6.39	155.48	24.47	13.68	8.10	15.53
Close Price ($)	0.80	3.55	16.01	14.33	12.18	9.49
High Price ($)	4.96	17.12	20.10	20.81	16.99	32.20
Low Price ($)	0.58	2.97	12.58	3.43	9.04	8.74
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Debt to Equity	-4.84	-79.06	12.90	7.27	18.12	-47.84
Short term debt to equity ratio	--	-29.73	6.02	1.06	2.22	-5.63
Current Ratio	2.07	0.06	0.08	1.17	0.45	0.54
Quick Ratio	--	-1.24	-1.40	-2.53	-3.17	0.67
Interest Coverage	1.40	-0.05	0.83	1.12	2.15	0.76

Operating Efficiency Ratios	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13
Debtors to sales (%)	170.19	2.82	4.81	5.63	1.38	5.25
Asset Turnover	0.29	0.30	0.36	0.50	0.83	1.02
Receivable days	316.77	12.63	17.65	13.96	13.00	10.28
Inventory Days	11,713.72	1,644.07	1,212.29	498.21	162.19	-0.52
Payable days	610.80	115.75	112.43	50.71	29.98	30.69
Cash Conversion Cycle	11,419.68	1,540.95	1,117.51	461.45	145.21	-20.93