Market cap
$1,750 Mln
Revenue (TTM)
$636 Mln
P/E Ratio
11.7
P/B Ratio
1.3
Div. Yield
1.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 4.35 | 1.23 | 2.34 | 13.95 | 15.55 |
| EBIT | -- | -- | -0.36 | 7.00 | 8.88 |
| Net Profit | 6.92 | 33.57 | 25.64 | 16.14 | 14.59 |
| EPS | 6.92 | 30.24 | 22.24 | 8.87 | 10.96 |
| Book Value | -- | -- | 12.98 | 10.84 | 5.98 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 28.46 | 31.37 | 24.57 | 29.06 | 25.92 |
| Net Margin
| -- | -- | 23.50 | -- | -- |
| Return on equity
| 11.64 | 11.44 | 11.62 | 11.02 | 11.60 |
| Return on Capital
| 6.65 | 6.00 | -- | 7.03 | 7.08 |
| Return on Assets
| 1.33 | 1.33 | 1.34 | 1.36 | 1.31 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.45 | 0.71 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
7.03
|
7.08
|
5.82
|
4.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.62
Higher than Peers by 1.74
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
11.62
|
11.02
|
11.60
|
12.29
|
10.98
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.34
Higher than Peers by 0.37
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
1.34
|
1.36
|
1.31
|
1.33
|
1.25
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
24.57
Higher than Peers by 3.72
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
24.57
|
29.06
|
25.92
|
30.38
|
32.17
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
23.50
Higher than Peers by 3.40
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
23.50
|
20.66
|
19.43
|
22.50
|
24.67
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
2.34
Lower than Peers by 8.77
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
2.34
|
0.01
|
0.30
|
0.35
|
0.13
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-0.36
Higher than Peers by 11.13
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
-0.36
|
13.58
|
10.57
|
27.03
|
-7.67
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
25.64
Higher than Peers by 18.36
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
25.64
|
7.69
|
11.94
|
22.65
|
-5.21
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
22.24
Higher than Peers by 16.39
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
22.24
|
0.05
|
0.10
|
0.05
|
-0.04
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
6.65
Lower than Peers by 2.09
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
6.65
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
0.45
|
0.71
|
0.56
|
1.82
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.35
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
0.35
|
--
|
0.03
|
0.05
|
0.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.20
Lower than Peers by 0.10
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
0.20
|
0.31
|
0.34
|
0.32
|
425.34
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.20
Lower than Peers by 0.15
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
0.20
|
--
|
--
|
0.45
|
510.36
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.13
Higher than Peers by 0.38
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
2.13
|
0.98
|
0.74
|
0.98
|
3.17
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
6.33
|
126.70
|
153.67
|
201.20
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
0.06
|
0.07
|
0.07
|
0.06
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
239.97
|
447.93
|
553.82
|
610.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
--
|
-1,436.06
|
-4,477.64
|
-1,732.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
28.16
|
32.32
|
88.97
|
14.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
--
|
-1,020.45
|
-4,012.79
|
-1,136.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.66
Lower than Peers by 1.28
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
11.66
|
10.18
|
10.61
|
9.51
|
9.76
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.31
Lower than Peers by 0.01
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
1.31
|
1.04
|
1.17
|
1.04
|
1.12
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
1.15
Lower than Peers by 1.30
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
1.15
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
--
|
2.26
|
1.97
|
0.07
|
7.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,750
Higher than Peers by 1,432
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Byline Bancorp (BY)
|
1,750
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|