PCSB Financial Corp (PCSB) Peer Comparison

$19.04

$0.00 (0.00%)

As on 06-Jan-2023 09:30EDT

Market cap

$292 Mln

Revenue (TTM)

$59 Mln

P/E Ratio

17.2

P/B Ratio

1.1

Div. Yield

1.5 %

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	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Market cap ($ Mln)	292	86
Revenue ($ Mln)	59	36
Net Profit ($ Mln)	16.04	10.40
Net Margin (%)	27.30	28.65
RoE (%)	5.75	13.20
Price to Earnings	17.15	8.59
Price-To-Book	1.06	1.28

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Operating Revenue	56.26	36.05
Cost of Revenue	--	--
Gross Profit	55.49	36.05
Operating Expenses	2.15	1.02
Operating Profit (EBIT)	18.83	12.39
Other Income	--	--
Profit before Tax	18.83	12.39
Provision for Tax	3.95	2.21
Profit after Tax (Net Income)	14.88	10.17
Minority Interest	--	--
Consolidated Profit	14.88	9.98

Liabilities ($ Mln)

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Shareholder's Funds	277.16	96.96
Minority Interest	--	--
Non-Current Liabilities	48.32	--
Current Liabilities	1,626.25	918.50
Total Liabilities	1,989.13	1,059.51

Assets ($ Mln)

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Non-Current Assets	472.62	20.36
Current Assets	1,516.51	969.79
Total Assets	1,989.13	1,059.51
Total Debt*	48.32	--
Net Current Assets	--	--

Cashflow ($ Mln)

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Cash From Operating Activities	20.81	3.42
Cash Flow from Investing Activities	-167.40	-58.26
Cash from Financing Activities	105.74	-3.46
Net Cash Inflow / Outflow	-40.85	--

Ratios

Profitability Ratios

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
ROCE (%)	4.47	9.23
ROE (%)	5.39	10.80
ROA (%)	0.77	0.97
EBIT Margin (%)	--	--
Net Margin (%)	26.45	28.22
Cash Profit Margin (%)	--	--

Growth Ratios

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Revenue Growth (%)	0.13	0.11
EBIT Growth (%)	--	--
Net Profit Growth (%)	19.76	50.73
EPS Growth (%)	0.28	0.51
Book Value Growth (%)	--	--

Valuation Ratios

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Price / Earnings	17.96	8.52
Price / Book Value	0.96	0.89
Dividend Yield (%)	--	--
EV/EBITDA	5.86	-5.70
Market Cap ($ Cr)	--	--

Solvency Ratios

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Debt to Equity	0.17	--
Short term debt to equity ratio	0.21	--
Current Ratio	0.93	1.06
Quick Ratio	--	--
Interest Coverage	4.02	3.42

Operating Efficiency Ratios

	PCSB Financial Corp (PCSB)	Emclaire Financial (EMCF)
Debtors to sales (%)	11.37	2,163.87
Asset Turnover	0.03	0.03
Receivable days	41.53	3,970.95
Inventory Days	--	--
Payable days	--	--
Cash Conversion Cycle	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly