Market cap
$831 Mln
Revenue (TTM)
$240 Mln
P/E Ratio
11.2
P/B Ratio
1.2
Div. Yield
1.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 1.68 | 2.24 | 5.82 | 11.04 | 18.77 |
| EBIT | -8.91 | -25.42 | -4.24 | 3.23 | 21.53 |
| Net Profit | -11.90 | -28.30 | 3.65 | 15.63 | 27.26 |
| EPS | -11.90 | -31.72 | 3.53 | 11.36 | 16.23 |
| Book Value | -- | -- | 13.00 | -2.42 | 13.66 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-21 | Dec-20 |
| EBIT-Margin
| 53.22 | 50.62 | 47.80 | 52.51 | 45.08 |
| Net Margin
| -- | -- | 31.52 | -- | -- |
| Return on equity
| 8.02 | 7.49 | 9.95 | 10.36 | 6.20 |
| Return on Capital
| 6.01 | 5.11 | -- | 8.00 | 4.57 |
| Return on Assets
| 1.05 | 0.96 | 0.75 | 1.24 | 0.82 |
| Debt to Equity (x)
| -- | -- | 0.15 | 0.24 | 0.35 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
--
|
8.00
|
4.57
|
5.44
|
4.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.95
Higher than Peers by 0.03
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
9.95
|
10.36
|
6.20
|
7.50
|
7.39
|
|
Peer Median
|
9.92
|
--
|
--
|
--
|
--
|
ROA
0.75
Lower than Peers by 0.23
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
0.75
|
1.24
|
0.82
|
1.10
|
0.99
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
47.80
Higher than Peers by 26.72
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
47.80
|
52.51
|
45.08
|
62.06
|
54.96
|
|
Peer Median
|
21.07
|
--
|
--
|
--
|
--
|
Net Margin
31.52
Higher than Peers by 11.07
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
31.52
|
34.39
|
21.60
|
27.45
|
27.37
|
|
Peer Median
|
20.45
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
5.82
Lower than Peers by 5.14
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
5.82
|
0.12
|
0.09
|
0.42
|
0.24
|
|
Peer Median
|
10.97
|
--
|
--
|
--
|
--
|
EBIT Growth
-4.24
Higher than Peers by 7.38
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
-4.24
|
31.00
|
-20.63
|
59.89
|
77.71
|
|
Peer Median
|
-11.62
|
--
|
--
|
--
|
--
|
Net Profit Growth
3.65
Lower than Peers by 2.96
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
3.65
|
79.10
|
-14.02
|
41.95
|
111.60
|
|
Peer Median
|
6.61
|
--
|
--
|
--
|
--
|
EPS Growth
3.53
Lower than Peers by 1.75
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
3.53
|
0.88
|
-0.14
|
0.08
|
0.72
|
|
Peer Median
|
5.28
|
--
|
--
|
--
|
--
|
Book Value Growth
-14.88
Lower than Peers by 23.73
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
-14.88
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.85
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.15
Lower than Peers by 0.05
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
0.15
|
0.24
|
0.35
|
0.36
|
0.39
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
--
|
0.13
|
0.11
|
0.11
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.30
Higher than Peers by 0.01
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
0.30
|
46.20
|
45.84
|
1.05
|
1.09
|
|
Peer Median
|
0.29
|
--
|
--
|
--
|
--
|
Quick Ratio
0.30
Lower than Peers by 0.04
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
0.30
|
--
|
45.75
|
1.05
|
1.09
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
5.28
Higher than Peers by 3.50
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
5.28
|
5.06
|
2.43
|
2.24
|
2.53
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
12.44
Higher than Peers by 5.45
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
12.44
|
14.08
|
19.00
|
8.02
|
12.48
|
|
Peer Median
|
6.99
|
--
|
--
|
--
|
--
|
Asset Turnover
0.02
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
0.02
|
0.04
|
0.04
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
--
|
56.56
|
48.09
|
30.74
|
39.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
--
|
--
|
--
|
--
|
6.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
--
|
--
|
--
|
--
|
18.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
--
|
--
|
--
|
--
|
27.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.22
Lower than Peers by 1.31
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
11.22
|
10.35
|
15.74
|
14.91
|
13.88
|
|
Peer Median
|
12.53
|
--
|
--
|
--
|
--
|
Price / Book Value
1.18
Lower than Peers by 0.12
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
1.18
|
1.03
|
0.94
|
1.11
|
0.74
|
|
Peer Median
|
1.30
|
--
|
--
|
--
|
--
|
Dividend Yield
1.35
Lower than Peers by 1.12
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
1.35
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.47
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
--
|
-11.27
|
-2.09
|
2.58
|
2.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
831
Higher than Peers by 559
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Allegiance Bancshares (ABTX)
|
831
|
--
|
--
|
--
|
--
|
|
Peer Median
|
272
|
--
|
--
|
--
|
--
|