National Western Life Insurance Co (NWLI) Key Ratios
$499.98
$0.00 (0.00%)As on 09-Jul-2024 09:30EDT
Market cap
$1,818 Mln
Revenue (TTM)
$744 Mln
P/E Ratio
11.4
P/B Ratio
0.7
Div. Yield
0.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -4.35 | 28.53 | 29.02 | -5.17 | 2.41 |
| EBIT | 2,537,850.00 | 231.87 | -75.40 | -21.53 | -10.03 |
| Net Profit | 701.72 | 498.24 | 35.17 | -12.61 | -4.30 |
| EPS | 701.72 | 498.24 | 37.74 | -11.80 | -3.95 |
| Book Value | -- | -- | 21.55 | -0.41 | 4.52 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-23 | Dec-22 |
| EBIT-Margin
| 33.86 | 26.61 | 12.56 | 19.40 | 57.30 |
| Net Margin
| -- | -- | 14.04 | -- | -- |
| Return on equity
| 5.27 | 5.26 | 4.41 | 4.25 | 4.45 |
| Return on Capital
| 3.02 | 2.17 | -- | 4.25 | 2.85 |
| Return on Assets
| 0.92 | 0.90 | 0.60 | 0.79 | 0.74 |
| Debt to Equity (x)
| -- | -- | 0.00 | -- | -- |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
4.25
|
2.85
|
1.96
|
0.71
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.41
Lower than Peers by 6.78
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
4.41
|
4.25
|
4.45
|
7.11
|
3.96
|
|
Peer Median
|
11.18
|
--
|
--
|
--
|
--
|
ROA
0.60
Lower than Peers by 0.02
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
0.60
|
0.79
|
0.74
|
1.25
|
0.68
|
|
Peer Median
|
0.62
|
--
|
--
|
--
|
--
|
EBIT Margin
12.56
Higher than Peers by 1.92
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
12.56
|
19.40
|
57.30
|
24.87
|
13.46
|
|
Peer Median
|
10.64
|
--
|
--
|
--
|
--
|
Net Margin
14.04
Higher than Peers by 7.23
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
14.04
|
13.52
|
18.11
|
21.92
|
13.29
|
|
Peer Median
|
6.80
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
29.02
Higher than Peers by 21.32
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
29.02
|
0.25
|
-0.32
|
0.19
|
-0.15
|
|
Peer Median
|
7.70
|
--
|
--
|
--
|
--
|
EBIT Growth
-75.40
Lower than Peers by 86.82
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
-75.40
|
-57.66
|
56.13
|
119.08
|
-36.65
|
|
Peer Median
|
11.42
|
--
|
--
|
--
|
--
|
Net Profit Growth
35.17
Higher than Peers by 19.09
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
35.17
|
-6.64
|
-44.02
|
95.73
|
-29.86
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
EPS Growth
37.74
Higher than Peers by 18.93
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
37.74
|
-0.07
|
-0.42
|
0.96
|
-0.30
|
|
Peer Median
|
18.81
|
--
|
--
|
--
|
--
|
Book Value Growth
8.27
Lower than Peers by 5.79
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
8.27
|
--
|
--
|
--
|
--
|
|
Peer Median
|
14.06
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
--
|
--
|
1.01
|
4.24
|
|
Peer Median
|
0.55
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
--
|
--
|
0.42
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
-1.08
Lower than Peers by 3.89
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
-1.08
|
-0.88
|
428.70
|
787.01
|
1,120.39
|
|
Peer Median
|
2.81
|
--
|
--
|
--
|
--
|
Quick Ratio
-7.27
Lower than Peers by 12.67
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
-7.27
|
-6.80
|
174.34
|
236.45
|
323.91
|
|
Peer Median
|
5.40
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
--
|
1.65
|
--
|
--
|
|
Peer Median
|
5.66
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
197.77
Higher than Peers by 149.07
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
197.77
|
221.34
|
309.79
|
186.86
|
247.52
|
|
Peer Median
|
48.71
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.08
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
0.04
|
0.06
|
0.04
|
0.06
|
0.05
|
|
Peer Median
|
0.12
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
856.68
|
1,069.39
|
722.34
|
904.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
-24,752.28
|
--
|
--
|
32,453.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
--
|
--
|
--
|
13.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
--
|
--
|
--
|
33,344.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.35
Lower than Peers by 7.63
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
11.35
|
18.09
|
9.82
|
4.32
|
8.13
|
|
Peer Median
|
18.98
|
--
|
--
|
--
|
--
|
Price / Book Value
0.73
Lower than Peers by 1.19
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
0.73
|
0.70
|
0.50
|
0.31
|
0.30
|
|
Peer Median
|
1.92
|
--
|
--
|
--
|
--
|
Dividend Yield
0.07
Lower than Peers by 1.19
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
0.07
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.26
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
--
|
3.51
|
-20.69
|
-29.55
|
1.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,818
Higher than Peers by 425
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
National Western Life Insurance Co (NWLI)
|
1,818
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,393
|
--
|
--
|
--
|
--
|