Professional Holding Corp. Class A (PFHD) Key Ratios
$28.65
As on 31-Jan-2023 16:00EDT
Market cap
$404 Mln
Revenue (TTM)
$94 Mln
P/E Ratio
17.7
P/B Ratio
1.6
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -8.16 | 23.10 | 19.66 | 44.94 | 39.51 |
| EBIT | -- | -- | -14.95 | 26.63 | -- |
| Net Profit | -49.70 | 7.63 | 3.67 | 111.65 | 64.95 |
| EPS | -- | -- | -- | -- | -- |
| Book Value | -- | -- | -- | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-22 | Dec-21 | Dec-20 |
| EBIT-Margin
| 36.89 | 38.97 | -- | 43.06 | 30.72 |
| Net Margin
| 12.66 | 12.66 | -- | -- | 12.66 |
| Return on equity
| 8.16 | 6.10 | 9.29 | 9.56 | 5.63 |
| Return on Capital
| 5.35 | 3.97 | 6.54 | 6.42 | 3.10 |
| Return on Assets
| 0.76 | 0.57 | 0.84 | 0.90 | 0.53 |
| Debt to Equity (x)
| -- | -- | 0.62 | 0.21 | 0.78 |
Profitability
ROCE
6.54
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
6.54
|
6.42
|
3.10
|
1.72
|
2.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.29
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
9.29
|
9.56
|
5.63
|
2.94
|
3.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
0.84
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
0.84
|
0.90
|
0.53
|
0.26
|
0.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
43.06
|
30.72
|
45.89
|
36.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
23.58
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
23.58
|
27.22
|
12.66
|
7.57
|
8.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.20
--
Year on year growth in net sales
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
0.20
|
0.22
|
1.09
|
0.30
|
0.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
70.99
|
39.61
|
64.41
|
31.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
3.67
--
Year on year growth in profit after tax
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
3.67
|
157.24
|
255.52
|
10.92
|
16.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
--
--
Year on year growth in earnings per share
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
1.20
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.62
--
Total debt / Net worth
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
0.62
|
0.21
|
0.78
|
0.90
|
0.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.03
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
0.03
|
0.02
|
0.02
|
0.20
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
150.21
|
110.79
|
0.82
|
13.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
4.62
|
2.19
|
1.27
|
1.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
6.72
|
10.36
|
8.10
|
8.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
--
Sales / Average Total Assets
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
0.04
|
0.03
|
0.04
|
0.03
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
20.50
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
20.50
|
27.77
|
26.00
|
26.50
|
26.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
12.56
|
22.30
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
--
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
--
|
1.16
|
0.86
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
-4.01
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
|---|---|---|---|---|---|
|
Professional Holding Corp. Class A (PFHD)
|
-4.01
|
-16.63
|
3.56
|
-8.32
|
-4.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|