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Santander Consumer USA Holdings Inc (SC) Key Ratios

Stock Card factsheet share-fund-plan-icon

$41.60

up-down-arrow $0.01 (0.02%)

As on 28-Jan-2022 16:00EDT

Market cap

info icon

$12,734 Mln

Revenue (TTM)

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$6,737 Mln

P/E Ratio

info icon

4.1

P/B Ratio

info icon

1.6

Div. Yield

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2.1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -20.71 -21.33 -1.26 4.22 2.72
EBIT -20.05 -0.59 181.48 61.42 34.20
Net Profit 0.00 46.38 7.47 7.94 3.21
EPS -- -- 0.25 -4.60 4.27
Book Value -- -- -15.94 -0.60 7.26
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-20Dec-19
EBIT-Margin info 38.6133.3674.2135.8041.23
Net Margin info 15.0314.0949.37----
Return on equity info 13.8415.5343.8814.0813.87
Return on Capital info 1.681.62--1.951.70
Return on Assets info 2.072.266.471.862.14
Debt to Equity (x) info ----0.007.325.37

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
1.95
1.70
1.38
1.86
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

43.88

--

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
43.88
14.08
13.87
13.57
20.27
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

6.47

--

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
6.47
1.86
2.14
2.20
3.05
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

74.21

--

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
74.21
35.80
41.23
38.79
31.04
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

49.37

--

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
49.37
13.51
15.13
15.03
20.77
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-1.26

--

Year on year growth in net sales

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
-1.26
0.03
0.08
0.06
-0.02
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

181.48

--

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
181.48
-10.93
15.31
32.46
52.88
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

7.47

--

Year on year growth in profit after tax

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
7.47
-8.39
8.56
-22.88
54.95
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

--

--

Year on year growth in earnings per share

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
0.00
0.13
-0.23
0.55
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
7.32
5.37
9.02
8.62
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

4.84

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
4.84
7.32
5.36
0.64
0.75
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.12

--

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
0.12
0.00
0.15
0.22
0.48
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.12

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
0.12
--
--
-0.30
-0.76
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

7.08

--

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
7.08
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

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Debtors to sales

4.80

--

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
4.80
9.02
8.09
9.26
10.41
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.13

--

Sales / Average Total Assets

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
0.13
0.14
0.14
0.15
0.15
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
30.87
30.37
34.85
41.34
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
--
322.47
547.57
603.51
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
166.38
146.58
157.03
543.94
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
--
206.25
425.39
100.91
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

4.13

--

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
4.13
7.69
8.18
6.93
5.64
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.61

--

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
1.61
1.25
1.11
0.90
1.03
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

2.12

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
2.12
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
--
10.37
10.05
16.78
18.72
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

12,734

--

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-20
Dec-19
Dec-18
Dec-17
Santander Consumer USA Holdings Inc (SC)
12,734
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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