Market cap
$130 Mln
Revenue (TTM)
$32 Mln
P/E Ratio
18.6
P/B Ratio
0.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -11.92 | -3.43 | 4.93 | 0.79 | 1.43 |
| EBIT | 68.68 | 333.32 | 16,816.03 | -11.77 | -1.15 |
| Net Profit | -70.07 | 9.39 | 167.18 | -10.97 | 4.02 |
| EPS | -70.13 | 8.84 | 167.31 | -10.63 | 0.71 |
| Book Value | -- | -- | 3.57 | 1.28 | 3.96 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Sep-22 | Sep-21 |
| EBIT-Margin
| 24.28 | 38.22 | 69.82 | 46.02 | -0.96 |
| Net Margin
| -- | -- | 21.71 | -- | -- |
| Return on equity
| 3.06 | 4.68 | 4.68 | 4.82 | -0.06 |
| Return on Capital
| 1.60 | 2.21 | -- | 2.72 | -0.03 |
| Return on Assets
| 0.37 | 0.53 | 0.47 | 0.62 | -0.01 |
| Debt to Equity (x)
| -- | -- | 0.17 | 0.72 | 0.82 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
--
|
2.72
|
-0.03
|
2.11
|
3.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.68
Lower than Peers by 5.18
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
4.68
|
4.82
|
-0.06
|
4.42
|
7.37
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.47
Lower than Peers by 0.49
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
0.47
|
0.62
|
-0.01
|
0.52
|
0.81
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
69.82
Higher than Peers by 49.03
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
69.82
|
46.02
|
-0.96
|
27.78
|
37.27
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
21.71
Higher than Peers by 1.68
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
21.71
|
21.97
|
-0.29
|
21.42
|
29.47
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
4.93
Lower than Peers by 6.17
Year on year growth in net sales
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
4.93
|
-0.01
|
0.07
|
-0.06
|
0.04
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
16,816.03
Higher than Peers by 16,827.53
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
16,816.03
|
4,889.47
|
-103.67
|
-29.89
|
-51.98
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
167.18
Higher than Peers by 159.91
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
167.18
|
7,655.43
|
-101.44
|
-31.62
|
27.73
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
167.31
Higher than Peers by 161.52
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
167.31
|
76.96
|
-1.01
|
-0.31
|
0.08
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
1.82
Lower than Peers by 6.95
Year on year growth in book value per share
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
1.82
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.17
Lower than Peers by 0.04
Total debt / Net worth
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
0.17
|
0.72
|
0.82
|
1.08
|
1.11
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.51
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
0.51
|
0.55
|
0.18
|
0.17
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
674.84
Higher than Peers by 674.54
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
674.84
|
7.83
|
318.91
|
132.82
|
180.17
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
674.84
Higher than Peers by 674.49
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
674.84
|
7.35
|
310.23
|
124.86
|
174.24
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.96
Higher than Peers by 0.21
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
1.96
|
2.56
|
-0.03
|
0.48
|
0.64
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
15.22
Higher than Peers by 8.32
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
15.22
|
13.44
|
11.04
|
12.47
|
13.43
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.02
Lower than Peers by 0.03
Sales / Average Total Assets
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
0.02
|
0.03
|
0.03
|
0.02
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
--
|
44.81
|
41.47
|
48.85
|
46.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
--
|
196.88
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
--
|
42.05
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
--
|
199.64
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
18.65
Higher than Peers by 5.86
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
18.65
|
15.67
|
-1,407.64
|
14.07
|
17.93
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.93
Lower than Peers by 0.40
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
0.93
|
0.74
|
0.91
|
0.61
|
1.17
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
--
|
7.05
|
56.37
|
16.98
|
12.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
130
Lower than Peers by 184
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Sep-22
|
Sep-21
|
Sep-20
|
Sep-19
|
|---|---|---|---|---|---|
|
Malvern Bancorp (MLVF)
|
130
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|