First Business Financial Services (FBIZ) Peer Comparison

$72.42

$0.15 (0.21%)

As on 11-Sep-2026 13:22EDT

Market cap

$609 Mln

Revenue (TTM)

$288 Mln

P/E Ratio

11

P/B Ratio

1.6

Div. Yield

1.8 %

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	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Market cap ($ Mln)	609	17,917	16,894	11,816	10,919
Revenue ($ Mln)	288	4,716	4,850,848	4,633	4,560
Net Profit ($ Mln)	55.51	1,446.16	1,127,054.00	1,057.00	942.68
Net Margin (%)	19.28	30.67	23.23	22.81	20.67
RoE (%)	14.48	15.94	20.82	11.56	11.99
Price to Earnings	11.00	12.55	13.95	11.99	11.95
Price-To-Book	1.57	1.91	3.09	1.37	1.39

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement ($ Mln)

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Operating Revenue	287.86	4,715.66	4,850,848.00	4,633.00	4,560.44
Cost of Revenue	118.43	1,782.73	1,785,978.00	1,142.00	1,894.76
Gross Profit	159.97	2,736.64	2,275,837.00	3,356.00	2,417.68
Operating Expenses	104.63	1,075.90	1,693,275.00	2,106.00	1,655.26
Operating Profit (EBIT)	64.80	1,857.03	1,371,595.00	1,385.00	1,008.74
Other Income	0.00	0.00	0.00	0.00	0.00
Profit before Tax	64.80	1,857.03	1,371,595.00	1,370.00	1,188.54
Provision for Tax	9.29	410.87	219,797.00	298.00	245.86
Profit after Tax (Net Income)	55.51	1,446.16	1,127,054.00	1,057.00	942.68
Minority Interest	0.00	0.00	-24,744.00	-16.00	0.00
Consolidated Profit	0.00	0.00	0.00	511.00	0.00

Liabilities ($ Mln)

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Shareholder's Funds	395.31	9,245.93	4,974,214.00	9,168.00	8,030.79
Minority Interest	0.00	0.00	-24,744.00	-16.00	0.00
Non-Current Liabilities	3,772.97	4,588.90	29,508,900.00	71,971.00	61,141.17
Current Liabilities	241.73	69,657.16	35,676,111.00	3,003.00	3,083.60
Total Liabilities	4,081.89	80,435.00	68,147,280.00	83,876.00	73,094.09

Assets ($ Mln)

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Non-Current Assets	21.05	62,184.44	60,607,845.00	83,403.00	71,475.68
Current Assets	4,121.27	21,277.31	9,715,486.00	1,034.00	779.88
Total Assets	4,081.89	80,435.00	68,147,280.00	83,876.00	73,094.09
Total Debt*	595.22	3,992.35	13,883,464.00	4,324.00	3,563.73
Net Current Assets	0.00	0.00	0.00	0.00	0.00

Cashflow ($ Mln)

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Cash From Operating Activities	61.70	1,501.70	704,904.49	988.00	1,026.69
Cash Flow from Investing Activities	-373.38	-5,476.51	-1,292,537.89	-1,454.00	-5,620.10
Cash from Financing Activities	193.47	2,897.23	-50,055.82	524.00	3,916.69
Net Cash Inflow / Outflow	--	--	--	--	--

Ratios

Profitability Ratios

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
ROCE (%)	7.82	11.26	4.87	7.33	7.82
ROE (%)	14.48	15.94	20.82	11.56	11.99
ROA (%)	0.85	1.54	1.46	1.18	1.20
EBIT Margin (%)	22.51	39.38	28.28	22.53	22.12
Net Margin (%)	19.28	30.67	23.23	22.81	20.67
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Revenue Growth (%)	6.55	16.07	19.86	-3.82	41.55
EBIT Growth (%)	17.81	20.70	5.51	-3.78	55.53
Net Profit Growth (%)	16.77	21.24	5.79	25.39	78.41
EPS Growth (%)	15.98	21.72	7.64	33.89	41.16
Book Value Growth (%)	13.84	12.91	10.19	9.54	10.01

Valuation Ratios

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Price / Earnings	8.82	11.80	0.01	12.06	12.53
Price / Book Value	1.19	1.76	0.00	1.34	1.14
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	10.33	2.55	6.70	8.83	2.70
Market Cap ($ Cr)	--	--	--	--	--

Solvency Ratios

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Debt to Equity	0.88	0.33	2.13	0.14	0.03
Short term debt to equity ratio	0.61	0.10	0.65	0.33	0.38
Current Ratio	17.05	0.31	0.27	0.34	0.25
Quick Ratio	17.05	0.31	0.27	0.34	0.25
Interest Coverage	1.59	2.13	1.79	1.93	1.83

Operating Efficiency Ratios

	First Business Financial Services (FBIZ)	East West Bancorp (EWBC)	Banco Santander - Chile ADS - ADR	First Horizon National Corporation (FHN)	UMB Financial (UMBF)
Debtors to sales (%)	4.44	0.00	0.00	0.00	0.00
Asset Turnover	0.04	0.05	0.06	0.05	0.06
Receivable days	2,191.03	24.86	54.29	4,646.62	34.96
Inventory Days	--	--	--	--	--
Payable days	--	--	90.12	15,129.51	--
Cash Conversion Cycle	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly