First Business Financial Services (FBIZ) Financials

$72.76

$0.49 (0.68%)

As on 11-Sep-2026 16:01EDT

Market cap

$609 Mln

Revenue (TTM)

$288 Mln

P/E Ratio

11

P/B Ratio

1.6

Div. Yield

1.8 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	287.86	279.25	262.38	89.23	150.80	124.10
Cost of Revenue	118.43	119.28	117.75	-8.18	19.08	5.53
Gross Profit	169.43	159.97	144.63	89.23	131.72	118.57
Operating Expenses	104.63	99.52	93.48	35.03	79.47	71.54
Operating Profit (EBIT)	64.80	60.45	51.15	22.65	52.24	47.03
Other Income	--	--	--	--	--	--
Profit before Tax	64.80	60.45	51.15	22.65	52.24	47.03
Provision for Tax	9.29	10.13	6.91	5.33	11.39	11.28
Profit after Tax (Net Income)	55.51	50.32	44.25	17.32	40.86	35.76
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	40.18	35.76

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	395.31	371.59	328.59	289.59	260.64	232.42
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	3,772.97	3,589.08	417.49	421.48	528.40	447.22
Current Liabilities	241.73	126.86	3,107.14	2,796.78	2,187.57	1,973.27
Total Liabilities	4,651.73	4,081.89	3,853.22	3,507.85	2,976.61	2,652.91

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	21.05	4,042.40	3,337.02	3,053.79	2,648.68	2,366.16
Current Assets	4,121.27	39.49	516.19	454.06	327.93	286.74
Total Assets	8,531.28	4,081.89	3,853.22	3,507.85	2,976.61	2,652.91
Total Debt*	595.22	259.41	327.98	339.87	466.98	418.93
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	61.70	57.49	54.45	38.65	35.99
Cash Flow from Investing Activities	--	-373.38	-328.47	-506.85	-245.27	-111.01
Cash from Financing Activities	--	193.47	289.17	-0.44	252.19	75.22
Net Cash Inflow / Outflow	--	--	--	--	45.57	0.20

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	6.79	6.16	5.45	2.14	4.99	4.35
Cash EPS ($)	--	6.62	5.92	2.61	5.49	4.78
Adjusted Book Value ($)	--	45.46	40.51	35.71	31.86	28.25
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	7.55	7.09	6.71	4.72	4.37
Free Cash Flow per Share ($)	--	7.48	7.06	6.71	4.33	4.33

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	7.82	6.88	2.55	5.93	5.53
ROE (%)	14.48	14.37	14.31	6.29	16.57	16.30
ROA (%)	0.85	1.27	1.20	0.53	1.45	1.37
EBIT Margin (%)	22.51	21.65	19.49	25.38	34.64	37.90
Net Margin (%)	19.28	18.02	16.86	19.41	27.09	28.81
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	6.55	0.06	1.94	-0.41	0.22	0.05
EBIT Growth (%)	17.81	18.19	125.87	-56.65	11.09	156.92
Net Profit Growth (%)	16.77	13.73	155.52	-57.62	14.27	110.60
EPS Growth (%)	15.98	0.13	1.55	-0.57	0.15	1.15
Book Value Growth (%)	13.84	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	11.00	8.82	8.49	18.78	7.32	6.71
Price / Book Value	1.57	1.19	1.14	1.12	1.15	1.03
Dividend Yield (%)	1.75	--	--	--	--	--
EV/EBITDA	--	10.33	3.72	10.09	8.01	7.83
Close Price ($)	63.17	54.30	46.29	40.10	36.55	29.17
High Price ($)	63.88	58.41	52.22	41.03	39.88	31.89
Low Price ($)	45.90	42.18	32.56	24.57	28.97	17.56
Market Cap ($ Cr)	609.46	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.88	0.70	1.00	1.17	1.79	1.80
Short term debt to equity ratio	0.61	0.34	0.36	0.42	0.91	0.75
Current Ratio	17.05	0.31	0.17	0.16	0.15	0.15
Quick Ratio	17.05	--	--	0.16	0.15	0.15
Interest Coverage	1.59	0.55	0.47	0.65	2.28	4.15

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	4.44	1,195.13	4.91	14.88	6.24	17.12
Asset Turnover	0.04	0.07	0.07	0.03	0.05	0.05
Receivable days	--	2,191.03	18.20	46.42	37.11	76.72
Inventory Days	--	--	13.24	-97.41	2.48	6.54
Payable days	--	--	--	-864.38	332.18	1,022.47
Cash Conversion Cycle	--	--	--	813.39	-292.59	-939.21

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.