Bankwell Financial Group (BWFG) Key Ratios
$66.76
As on 18-Sep-2026 16:02EDT
Market cap
$532 Mln
Revenue (TTM)
$217 Mln
P/E Ratio
12.4
P/B Ratio
1.6
Div. Yield
1.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.62 | 9.58 | 9.00 | 9.75 | 21.58 |
| EBIT | -- | -- | 52.74 | -2.86 | 16.57 |
| Net Profit | 9.73 | 36.14 | 105.46 | 6.43 | 22.97 |
| EPS | 8.67 | 34.73 | 103.25 | 5.31 | 22.73 |
| Book Value | -- | -- | 9.60 | 6.76 | -32.09 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 18.34 | 26.72 | 19.42 | 23.35 | 6.81 |
| Net Margin
| -- | -- | 19.78 | -- | -- |
| Return on equity
| 10.16 | 6.91 | 13.72 | 12.31 | 3.64 |
| Return on Capital
| 6.30 | 4.53 | -- | 7.73 | 2.29 |
| Return on Assets
| 0.83 | 0.99 | 0.84 | 1.06 | 0.30 |
| Debt to Equity (x)
| -- | -- | 0.31 | 0.60 | 0.59 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
--
|
7.73
|
2.29
|
8.89
|
2.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.72
Higher than Peers by 3.80
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
13.72
|
12.31
|
3.64
|
14.54
|
2.87
|
|
Peer Median
|
9.92
|
--
|
--
|
--
|
--
|
ROA
0.84
Lower than Peers by 0.14
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
0.84
|
1.06
|
0.30
|
1.13
|
1.31
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
19.42
Lower than Peers by 1.70
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
19.42
|
23.35
|
6.81
|
24.85
|
39.66
|
|
Peer Median
|
21.12
|
--
|
--
|
--
|
--
|
Net Margin
19.78
Lower than Peers by 0.71
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
19.78
|
16.95
|
4.99
|
18.97
|
30.94
|
|
Peer Median
|
20.50
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
9.00
Lower than Peers by 1.95
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
9.00
|
0.06
|
0.01
|
0.60
|
0.39
|
|
Peer Median
|
10.95
|
--
|
--
|
--
|
--
|
EBIT Growth
52.74
Higher than Peers by 64.27
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
52.74
|
263.83
|
-72.26
|
0.13
|
41.71
|
|
Peer Median
|
-11.54
|
--
|
--
|
--
|
--
|
Net Profit Growth
105.46
Higher than Peers by 98.87
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
105.46
|
260.27
|
-73.35
|
-2.05
|
40.78
|
|
Peer Median
|
6.59
|
--
|
--
|
--
|
--
|
EPS Growth
103.25
Higher than Peers by 97.97
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
103.25
|
2.54
|
-0.74
|
-0.03
|
0.44
|
|
Peer Median
|
5.28
|
--
|
--
|
--
|
--
|
Book Value Growth
13.01
Higher than Peers by 4.17
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
13.01
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.84
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.31
Higher than Peers by 0.11
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
0.31
|
0.60
|
0.59
|
0.60
|
0.68
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
--
|
0.36
|
0.34
|
0.35
|
0.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.04
Higher than Peers by 0.76
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
1.04
|
1.89
|
0.12
|
0.11
|
62.20
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
1.04
Higher than Peers by 0.71
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
1.04
|
--
|
--
|
1.00
|
111.88
|
|
Peer Median
|
0.33
|
--
|
--
|
--
|
--
|
Interest Coverage
1.62
Lower than Peers by 0.16
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
1.62
|
0.49
|
0.12
|
0.51
|
2.07
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
1,357.33
Higher than Peers by 1,350.33
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
1,357.33
|
1,357.91
|
7.43
|
7.69
|
10.80
|
|
Peer Median
|
7.00
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
0.04
|
0.06
|
0.06
|
0.06
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
--
|
2,492.66
|
27.43
|
26.39
|
31.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
--
|
--
|
-6,765.47
|
-5,393.71
|
-4,611.77
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
--
|
--
|
--
|
-10,033.57
|
-3,071.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
--
|
--
|
--
|
4,666.25
|
-1,509.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.39
Lower than Peers by 0.34
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
12.39
|
10.23
|
24.64
|
6.30
|
5.95
|
|
Peer Median
|
12.73
|
--
|
--
|
--
|
--
|
Price / Book Value
1.64
Higher than Peers by 0.32
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
1.64
|
1.19
|
0.89
|
0.87
|
0.93
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
1.20
Lower than Peers by 1.22
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
1.20
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.42
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
--
|
5.94
|
4.38
|
2.18
|
-1.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
532
Higher than Peers by 259
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Bankwell Financial Group (BWFG)
|
532
|
--
|
--
|
--
|
--
|
|
Peer Median
|
273
|
--
|
--
|
--
|
--
|