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Conifer Holding Inc (CNFR) Key Ratios

Stock Card factsheet share-fund-plan-icon

$1.45

up-down-arrow $-0.03 (-2.03%)

As on 28-Oct-2025 09:30EDT

Market cap

info icon

$19 Mln

Revenue (TTM)

info icon

$62 Mln

P/E Ratio

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--

P/B Ratio

info icon

0.5

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 1.63 -9.88 -25.66 -16.70 -8.14
EBIT 174.22 191.98 -551.24 -172.83 -221.06
Net Profit 292.91 154.09 218.48 62.56 43.46
EPS -99.61 100.05 210.51 54.68 37.87
Book Value -- -- 645.07 -25.03 -16.94
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-24Dec-23
EBIT-Margin info -30.49-17.56-42.61-47.06-27.15
Net Margin info --0.5749.34----
Return on equity info -24.57-14.98122.58199.45-237.23
Return on Capital info -0.26-0.28--79.30-63.38
Return on Assets info -1.21-0.768.928.21-8.30
Debt to Equity (x) info ----0.430.558.67

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
79.30
-63.38
-16.71
-1.33
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

122.58

Higher than Peers by 108.01

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
122.58
199.45
-237.23
-35.93
-2.58
Peer Median
14.57
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

8.92

Higher than Peers by 5.96

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
8.92
8.21
-8.30
-3.54
-0.40
Peer Median
2.96
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

-42.61

Lower than Peers by 54.99

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
-42.61
-47.06
-27.15
-17.26
1.09
Peer Median
12.38
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

49.34

Higher than Peers by 38.63

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
49.34
36.72
-28.79
-10.53
-1.05
Peer Median
10.71
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
0.00
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-25.66

Lower than Peers by 35.44

Year on year growth in net sales

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
-25.66
-0.26
-0.11
-0.03
0.01
Peer Median
9.78
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-551.24

Lower than Peers by 565.27

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
-551.24
-27.72
-39.43
-1,634.06
-57.50
Peer Median
14.04
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

218.48

Higher than Peers by 185.86

Year on year growth in profit after tax

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
218.48
193.99
-142.52
-876.33
-283.87
Peer Median
32.62
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

210.51

Higher than Peers by 178.52

Year on year growth in earnings per share

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
210.51
1.94
-1.42
-6.75
-2.83
Peer Median
32.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

102.42

Higher than Peers by 88.59

Year on year growth in book value per share

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
102.42
--
--
--
--
Peer Median
13.83
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

0.43

Higher than Peers by 0.19

Total debt / Net worth

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
0.43
0.55
8.67
1.84
0.83
Peer Median
0.24
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
--
0.09
1.30
0.02
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

--

--

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
1.45
0.99
3.80
20.67
Peer Median
2.19
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

--

--

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
--
1.66
17.96
40.78
Peer Median
3.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

-5.80

Lower than Peers by 21.79

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
-5.80
-6.39
-7.62
-5.90
0.40
Peer Median
16.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

13.65

Lower than Peers by 15.87

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
13.65
164.98
32.64
110.73
65.84
Peer Median
29.52
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.18

Lower than Peers by 0.08

Sales / Average Total Assets

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
0.18
0.22
0.29
0.34
0.38
Peer Median
0.26
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
382.20
287.70
325.80
201.69
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
-258.57
-639.49
-686.51
-290.73
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
11.71
21.76
20.20
26.03
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
111.92
-373.54
-380.91
-115.07
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

--

--

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
0.59
-0.52
-1.80
-20.55
Peer Median
10.88
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.49

Lower than Peers by 1.25

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
0.49
0.66
4.65
1.01
0.56
Peer Median
1.74
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
--
--
--
--
Peer Median
1.71
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
--
4.34
4.82
6.44
-80.93
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

19

Lower than Peers by 655

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-24
Dec-23
Dec-22
Dec-21
Conifer Holding Inc (CNFR)
19
--
--
--
--
Peer Median
675
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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