Conifer Holding Inc (CNFR) Financials

$1.45

$-0.03 (-2.03%)

As on 28-Oct-2025 09:30EDT

Market cap

$19 Mln

Revenue (TTM)

$62 Mln

P/E Ratio

--

P/B Ratio

0.5

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Operating Revenue	61.78	66.30	89.97	101.48	104.31	103.49
Cost of Revenue	63.68	86.64	98.21	103.62	98.31	--
Gross Profit	-7.25	-20.34	-8.24	-2.14	17.65	103.49
Operating Expenses	21.34	11.83	19.39	18.35	19.36	99.70
Operating Profit (EBIT)	-28.42	-34.24	-24.43	-17.52	-10.51	2.43
Other Income	--	--	--	--	--	0.84
Profit before Tax	-30.87	-36.08	-27.63	-20.12	-0.89	0.60
Provision for Tax	-1.35	-1.84	-0.35	-9.44	0.21	0.01
Profit after Tax (Net Income)	30.48	24.35	-25.90	-10.68	-1.09	0.60
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	-10.68	-1.09	-0.24

Liabilities ($ Mln)	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Shareholder's Funds	28.21	21.53	2.89	18.95	40.50	44.41
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	--	234.30	106.63	273.45	216.34	36.00
Current Liabilities	--	25.83	91.43	19.95	5.32	5.00
Total Liabilities	283.26	281.66	311.80	312.35	290.40	261.60

Assets ($ Mln)	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Non-Current Assets	--	128.42	145.31	111.47	159.71	183.21
Current Assets	30.39	37.56	90.24	75.77	109.90	220.04
Total Assets	313.65	281.66	311.80	209.86	243.82	261.60
Total Debt*	12.06	11.93	25.06	34.85	33.56	46.00
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Cash From Operating Activities	--	-32.68	-13.39	-40.47	5.36	2.98
Cash Flow from Investing Activities	--	70.29	-0.27	56.50	1.38	-7.34
Cash from Financing Activities	--	-21.09	-3.25	2.09	-5.01	5.08
Net Cash Inflow / Outflow	--	--	--	--	--	0.73

Financials Ratios	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Adjusted EPS ($)	2.33	1.99	-2.12	-0.87	-0.11	0.06
Cash EPS ($)	--	2.13	-2.08	-0.84	-0.07	0.11
Adjusted Book Value ($)	--	1.76	0.24	1.55	4.18	4.61
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	-2.67	-1.10	-3.31	0.55	0.31
Free Cash Flow per Share ($)	--	-2.67	-1.10	-3.31	0.66	0.30

Profitability Ratios	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
ROCE (%)	--	79.30	-63.38	-16.71	-1.33	0.70
ROE (%)	122.58	199.45	-237.23	-35.93	-2.58	1.37
ROA (%)	8.92	8.21	-8.30	-3.54	-0.40	0.23
EBIT Margin (%)	-42.61	-47.06	-27.15	-17.26	1.09	2.60
Net Margin (%)	49.34	36.72	-28.79	-10.53	-1.05	0.57
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Revenue Growth (%)	-25.66	-0.26	-0.11	-0.03	0.01	0.08
EBIT Growth (%)	-551.24	-27.72	-39.43	-1,634.06	-57.50	143.07
Net Profit Growth (%)	218.48	193.99	-142.52	-876.33	-283.87	107.61
EPS Growth (%)	210.51	1.94	-1.42	-6.75	-2.83	1.08
Book Value Growth (%)	102.42	--	--	--	--	--

Valuation Ratios	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Price / Earnings	--	0.59	-0.52	-1.80	-20.55	53.25
Price / Book Value	0.49	0.66	4.65	1.01	0.56	0.71
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	--	4.34	4.82	6.44	-80.93	-30.67
Close Price ($)	0.73	1.17	1.10	1.57	2.32	3.29
High Price ($)	1.91	1.91	2.08	2.55	4.82	5.00
Low Price ($)	0.42	0.65	0.65	1.28	2.10	2.00
Market Cap ($ Cr)	19.31	--	--	--	--	--

Solvency Ratios	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Debt to Equity	0.43	0.55	8.67	1.84	0.83	1.04
Short term debt to equity ratio	--	--	0.09	1.30	0.02	0.11
Current Ratio	--	1.45	0.99	3.80	20.67	44.01
Quick Ratio	--	--	1.66	17.96	40.78	53.92
Interest Coverage	-5.80	-6.39	-7.62	-5.90	0.40	0.92

Operating Efficiency Ratios	TTM	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15
Debtors to sales (%)	13.65	164.98	32.64	110.73	65.84	44.96
Asset Turnover	0.18	0.22	0.29	0.34	0.38	0.41
Receivable days	--	382.20	287.70	325.80	201.69	167.19
Inventory Days	--	-258.57	-639.49	-686.51	-290.73	--
Payable days	--	11.71	21.76	20.20	26.03	--
Cash Conversion Cycle	--	111.92	-373.54	-380.91	-115.07	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.