Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB) Key Ratios
$21.90
As on 03-Sep-2026 14:20EDT
Market cap
$-- Mln
Revenue (TTM)
$1,317 Mln
P/E Ratio
--
P/B Ratio
0
Div. Yield
6.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -54.60 | -53.04 | 3.97 | 4.25 | 13.56 |
| EBIT | -200.00 | -214.45 | -41.89 | -26.65 | -14.93 |
| Net Profit | 2.74 | 17.43 | 97.58 | 14.55 | 7.63 |
| EPS | 2.74 | 7.40 | 84.59 | 11.94 | 9.23 |
| Book Value | -- | -- | 6.62 | 12.11 | 26.73 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.18 | 30.81 | 7.62 | -- | 16.16 |
| Net Margin
| -- | -- | 22.13 | -- | -- |
| Return on equity
| 12.74 | 16.01 | 13.49 | 11.34 | 10.44 |
| Return on Capital
| 6.99 | 7.31 | -- | 6.43 | 5.75 |
| Return on Assets
| 0.99 | 1.15 | 1.03 | 0.95 | 0.83 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.81 | 0.71 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
6.43
|
5.75
|
8.79
|
8.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.49
Higher than Peers by 3.62
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
13.49
|
11.34
|
10.44
|
16.45
|
16.47
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.03
Higher than Peers by 0.07
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
1.03
|
0.95
|
0.83
|
1.19
|
1.13
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
7.62
Lower than Peers by 13.18
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
7.62
|
--
|
16.16
|
24.19
|
31.46
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
22.13
Higher than Peers by 2.09
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
22.13
|
16.28
|
13.07
|
18.29
|
24.63
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Revenue Growth
3.97
Lower than Peers by 7.13
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
3.97
|
-0.01
|
0.02
|
0.48
|
0.08
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-41.89
Lower than Peers by 30.39
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
-41.89
|
--
|
-32.16
|
13.54
|
-33.98
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
97.58
Higher than Peers by 90.31
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
97.58
|
23.49
|
-27.45
|
9.70
|
-27.53
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
84.59
Higher than Peers by 78.81
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
84.59
|
0.14
|
-0.28
|
0.12
|
-0.25
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
8.25
Lower than Peers by 0.52
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
8.25
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
0.81
|
0.71
|
0.93
|
0.80
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
--
|
0.17
|
0.02
|
0.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.35
Higher than Peers by 0.04
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
0.35
|
1.19
|
1.33
|
0.32
|
0.04
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.35
Lower than Peers by 0.01
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
0.35
|
--
|
--
|
1.34
|
1.04
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.62
Lower than Peers by 0.13
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
1.62
|
--
|
0.33
|
0.49
|
1.11
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.83
Higher than Peers by 0.93
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
7.83
|
1,213.90
|
1,038.73
|
939.13
|
1,656.23
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Lower than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
0.05
|
0.06
|
0.06
|
0.06
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
4,130.65
|
3,586.23
|
3,763.28
|
5,867.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
--
|
-6,257.68
|
7,633.15
|
-17,440.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
3.51
|
3.50
|
2.52
|
2.99
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
--
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
0.37
|
0.35
|
0.39
|
0.49
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
6.75
Higher than Peers by 4.27
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
6.75
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Customers Bancorp Inc 5.375% Subordinated Notes Due 2034 (CUBB)
|
--
|
1.71
|
-14.97
|
-12.38
|
-3.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|