Market cap
$181 Mln
Revenue (TTM)
$99 Mln
P/E Ratio
11.1
P/B Ratio
0.9
Div. Yield
2.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -88.90 | -89.08 | -19.70 | -0.63 | 0.23 |
| EBIT | -200.00 | -227.73 | -25.17 | -9.97 | -15.70 |
| Net Profit | -6.75 | 14.77 | 27.26 | 10.29 | -3.80 |
| EPS | -6.88 | 14.24 | 27.36 | 10.08 | -6.48 |
| Book Value | -- | -- | 10.37 | 6.37 | 1.78 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 11.62 | 14.07 | 11.16 | 15.03 | 9.46 |
| Net Margin
| -- | -- | 16.19 | -- | -- |
| Return on equity
| 6.64 | 4.63 | 8.25 | 8.09 | 5.68 |
| Return on Capital
| 3.33 | 2.60 | -- | 4.57 | 2.51 |
| Return on Assets
| 0.56 | 0.68 | 0.72 | 0.70 | 0.47 |
| Debt to Equity (x)
| -- | -- | 0.42 | 0.43 | 1.14 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
--
|
4.57
|
2.51
|
2.91
|
1.23
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.25
Lower than Peers by 1.61
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
8.25
|
8.09
|
5.68
|
6.14
|
1.37
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.72
Lower than Peers by 0.24
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
0.72
|
0.70
|
0.47
|
0.50
|
0.63
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
11.16
Lower than Peers by 9.63
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
11.16
|
15.03
|
9.46
|
10.36
|
14.79
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
16.19
Lower than Peers by 3.85
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
16.19
|
11.78
|
8.12
|
8.94
|
11.43
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-19.70
Lower than Peers by 30.81
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
-19.70
|
0.05
|
0.07
|
0.20
|
0.00
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-25.17
Lower than Peers by 13.67
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
-25.17
|
66.22
|
-2.27
|
-15.84
|
-28.18
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
27.26
Higher than Peers by 19.99
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
27.26
|
51.72
|
-2.76
|
-6.03
|
-25.79
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
27.36
Higher than Peers by 21.58
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
27.36
|
0.53
|
-0.03
|
-0.06
|
-0.37
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
8.73
Lower than Peers by 0.04
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
8.73
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.42
Higher than Peers by 0.21
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
0.42
|
0.43
|
1.14
|
1.39
|
0.81
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
--
|
0.00
|
0.65
|
0.95
|
0.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.02
Lower than Peers by 0.28
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
0.02
|
0.71
|
0.10
|
0.22
|
0.28
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.02
Lower than Peers by 0.33
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
0.02
|
--
|
--
|
1.11
|
0.30
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.65
Lower than Peers by 0.10
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
1.65
|
0.53
|
0.28
|
0.40
|
2.25
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
14.35
Higher than Peers by 7.46
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
14.35
|
11.47
|
10.70
|
11.10
|
12.05
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
0.04
|
0.06
|
0.06
|
0.06
|
0.06
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
--
|
39.63
|
38.48
|
38.60
|
33.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
--
|
--
|
-12,890.84
|
-8,904.36
|
-2,276.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
--
|
--
|
--
|
315.87
|
27,984.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
--
|
--
|
--
|
-9,181.63
|
-30,227.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.07
Lower than Peers by 1.72
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
11.07
|
10.50
|
12.34
|
12.27
|
11.75
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.90
Lower than Peers by 0.42
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
0.90
|
0.81
|
0.69
|
0.73
|
0.79
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.59
Higher than Peers by 0.11
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
2.59
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
--
|
-2.62
|
8.37
|
0.78
|
-5.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
181
Lower than Peers by 133
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Eagle Bancorp Montana (EBMT)
|
181
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|