Market cap
$467 Mln
Revenue (TTM)
$123 Mln
P/E Ratio
12.9
P/B Ratio
0.7
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -24.31 | -54.98 | -33.38 | -3.55 | -0.32 |
| EBIT | -76.99 | -95.74 | -24.86 | -8.26 | -1.62 |
| Net Profit | -72.43 | -90.92 | -60.00 | -6.27 | -8.11 |
| EPS | -71.43 | -90.31 | -59.48 | -4.21 | -7.51 |
| Book Value | -- | -- | 4.54 | 7.45 | 2.34 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-22 | Dec-21 |
| EBIT-Margin
| 74.15 | 80.30 | 111.95 | 110.35 | 71.95 |
| Net Margin
| -- | -- | 29.17 | -- | -- |
| Return on equity
| 10.68 | 9.64 | 5.17 | 11.87 | 13.68 |
| Return on Capital
| 4.13 | 3.52 | -- | 4.43 | 5.56 |
| Return on Assets
| 0.96 | 0.86 | 0.40 | 1.06 | 1.25 |
| Debt to Equity (x)
| -- | -- | 2.28 | 2.00 | 1.36 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
--
|
4.43
|
5.56
|
2.40
|
2.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
5.17
Lower than Peers by 4.70
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
5.17
|
11.87
|
13.68
|
6.50
|
8.17
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.40
Lower than Peers by 0.56
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
0.40
|
1.06
|
1.25
|
0.57
|
0.70
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
111.95
Higher than Peers by 91.15
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
111.95
|
110.35
|
71.95
|
40.14
|
52.20
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
29.17
Higher than Peers by 9.13
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
29.17
|
44.82
|
50.92
|
28.28
|
36.71
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-33.38
Lower than Peers by 44.48
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
-33.38
|
0.04
|
0.22
|
0.06
|
0.03
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-24.86
Lower than Peers by 13.37
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
-24.86
|
59.22
|
118.85
|
-18.43
|
-57.62
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-60.00
Lower than Peers by 67.28
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
-60.00
|
-8.61
|
119.87
|
-18.32
|
8.44
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
-59.48
Lower than Peers by 65.26
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
-59.48
|
-0.06
|
1.17
|
-0.10
|
0.07
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
9.64
Higher than Peers by 0.87
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
9.64
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
2.28
Higher than Peers by 2.07
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
2.28
|
2.00
|
1.36
|
1.57
|
1.85
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.40
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
0.40
|
0.45
|
0.15
|
0.58
|
0.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
102.85
Higher than Peers by 102.55
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
102.85
|
206.24
|
6,809.25
|
570.17
|
253.17
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
786.84
Higher than Peers by 786.48
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
786.84
|
259.27
|
8,132.75
|
712.57
|
290.88
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.23
Lower than Peers by 0.52
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
1.23
|
2.36
|
2.16
|
0.55
|
0.50
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
5,527.11
Higher than Peers by 5,520.22
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
5,527.11
|
13.59
|
10.31
|
13.32
|
15.64
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.01
Lower than Peers by 0.03
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
0.01
|
0.02
|
0.02
|
0.02
|
0.02
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
--
|
42.94
|
38.74
|
51.25
|
56.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.89
Higher than Peers by 0.10
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
12.89
|
7.02
|
8.31
|
12.57
|
13.36
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.67
Lower than Peers by 0.65
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
0.67
|
0.83
|
1.09
|
0.82
|
1.06
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
--
|
5.66
|
6.73
|
11.66
|
14.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
467
Higher than Peers by 153
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Luther Burbank (LBC)
|
467
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|