PennyMac Mortgage Investment Trust of Beneficial Interest (PMT) Key Ratios

Stock Card

$9.17

$-0.25 (-2.65%)

As on 10-Sep-2026 16:02EDT

Market cap

$813 Mln

Revenue (TTM)

$1,645 Mln

P/E Ratio

6.7

P/B Ratio

0.6

Div. Yield

16.8 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	5.85	101.38	132.77	40.38	12.76
EBIT	--	--	--	--	--
Net Profit	25.93	311.47	58.12	17.73	-10.66
EPS	25.76	310.58	57.75	24.02	-8.40
Book Value	--	--	-2.87	-0.52	-1.43

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	TTM	Dec-25	Dec-24
EBIT-Margin	176.24	70.69	0.00	--	--
Net Margin	--	--	10.11	--	--
Return on equity	8.38	4.84	8.89	6.68	8.26
Return on Capital	1.25	0.74	--	0.73	1.22
Return on Assets	1.12	0.66	0.76	0.72	1.17
Debt to Equity (x)	--	--	7.84	10.12	6.26

Profitability

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ROCE

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	--	0.73	1.22	1.82	-0.78
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROE

8.89

Higher than Peers by 1.11

Profit after tax / Average Net worth * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	8.89	6.68	8.26	10.19	-3.38
Peer Median	7.78	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROA

0.76

Lower than Peers by 1.15

Profit after tax / Average Total assets * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	0.76	0.72	1.17	1.48	-0.53
Peer Median	1.90	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Margin

Operating profit (EBIT) / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	--	--	--	176.24	-18.08
Peer Median	30.68	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Margin

10.11

Lower than Peers by 4.71

Net profit / Total Income (Net sales plus other income) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	10.11	7.33	31.90	27.51	50.31
Peer Median	14.81	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

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Revenue Growth

132.77

Higher than Peers by 126.24

Year on year growth in net sales

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	132.77	2.46	-0.30	5.98	-2.76
Peer Median	6.53	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Growth

Year on year growth in operating profit (EBIT)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	--	--	--	4,757.73	-41.04
Peer Median	8.42	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Profit Growth

58.12

Higher than Peers by 41.57

Year on year growth in profit after tax

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	58.12	-20.57	-19.37	372.43	-228.90
Peer Median	16.55	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EPS Growth

57.75

Higher than Peers by 45.44

Year on year growth in earnings per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	57.75	-0.21	0.03	3.19	-2.39
Peer Median	12.31	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Book Value Growth

-0.89

Higher than Peers by 0.24

Year on year growth in book value per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	-0.89	--	--	--	--
Peer Median	-1.13	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

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Debt to Equity

7.84

Higher than Peers by 6.91

Total debt / Net worth

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	7.84	10.12	6.26	5.35	3.86
Peer Median	0.93	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Short term debt to equity ratio

4.53

(Short term borrowings / Net worth)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	4.53	4.25	1.82	1.79	1.43
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Current Ratio

0.05

Lower than Peers by 1.02

Current Assets / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	0.05	0.03	0.05	0.08	0.12
Peer Median	1.07	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Quick Ratio

0.05

Lower than Peers by 0.95

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	0.05	--	--	0.08	0.12
Peer Median	1.00	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Interest Coverage

1.12

Lower than Peers by 0.73

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	1.12	--	--	1.74	0.06
Peer Median	1.85	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

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Debtors to sales

757.18

Higher than Peers by 745.59

Debtors outstanding / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	757.18	1.09	17.07	9.02	-45.95
Peer Median	11.58	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Asset Turnover

0.07

Lower than Peers by 0.08

Sales / Average Total Assets

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	0.07	0.10	0.04	0.05	-0.01
Peer Median	0.15	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Receivable days

Average Debtors / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	--	11.01	54.87	33.31	-103.92
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Inventory Days

Average Inventory / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	--	--	13.36	18.36	23.01
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Payable days

Average Creditors / Cost of goods sold * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	--	426.29	825.51	819.43	266.72
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Conversion Cycle

Receivable Days + Inventory Days - Payable Days

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	--	--	-757.28	-767.75	-347.63
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

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Price / Earnings

6.69

Lower than Peers by 22.05

Current share price divided by earning per share in the last twelve months

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	6.69	8.54	6.79	8.31	-15.06
Peer Median	28.73	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Price / Book Value

0.61

Lower than Peers by 1.17

Current share price divided by book value per share in the latest financial year

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	0.61	0.58	0.56	0.85	0.56
Peer Median	1.78	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Dividend Yield

16.82

Higher than Peers by 11.84

Dividend per share in the past twelve months divided by current share price

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	16.82	--	--	--	--
Peer Median	4.98	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EV/EBITDA

5.74

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	5.74	210.24	12.44	9.16	211.10
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Market Cap

813

Higher than Peers by 142

Current Share price multiplied by latest total number of shares outstanding

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22
PennyMac Mortgage Investment Trust of Beneficial Interest (PMT)	813	--	--	--	--
Peer Median	671	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly