Market cap
$595 Mln
Revenue (TTM)
$293 Mln
P/E Ratio
10.7
P/B Ratio
1.4
Div. Yield
1.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.93 | -8.80 | 3.63 | 14.78 | 10.99 |
| EBIT | -- | -- | -27.09 | -4.51 | -3.30 |
| Net Profit | 18.57 | 8.48 | 30.27 | 14.92 | 8.93 |
| EPS | 19.06 | 11.32 | 27.29 | 9.46 | 5.19 |
| Book Value | -- | -- | 14.81 | 16.17 | 15.96 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.97 | 24.80 | 14.36 | 23.26 | 17.27 |
| Net Margin
| -- | -- | 19.26 | -- | -- |
| Return on equity
| 13.41 | 16.49 | 13.68 | 15.10 | 10.15 |
| Return on Capital
| 11.14 | 13.28 | -- | 13.56 | 8.94 |
| Return on Assets
| 1.49 | 1.70 | 1.46 | 1.68 | 1.14 |
| Debt to Equity (x)
| -- | -- | 0.12 | 0.13 | 0.10 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
--
|
13.56
|
8.94
|
10.92
|
14.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.68
Higher than Peers by 3.81
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
13.68
|
15.10
|
10.15
|
14.98
|
19.82
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.46
Higher than Peers by 0.49
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
1.46
|
1.68
|
1.14
|
1.65
|
2.00
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
14.36
Lower than Peers by 6.43
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
14.36
|
23.26
|
17.27
|
22.38
|
30.13
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
19.26
Lower than Peers by 0.78
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
19.26
|
18.83
|
12.78
|
17.37
|
23.22
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
3.63
Lower than Peers by 7.47
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
3.63
|
0.25
|
0.17
|
0.15
|
0.04
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-27.09
Lower than Peers by 15.60
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
-27.09
|
68.80
|
-9.50
|
-14.77
|
0.66
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
30.27
Higher than Peers by 22.99
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
30.27
|
84.59
|
-13.66
|
-14.19
|
4.57
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
27.29
Higher than Peers by 21.51
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
27.29
|
0.87
|
-0.28
|
-0.12
|
0.04
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
14.01
Higher than Peers by 5.24
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
14.01
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.12
Lower than Peers by 0.09
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
0.12
|
0.13
|
0.10
|
0.19
|
0.58
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
--
|
--
|
--
|
0.00
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.86
Higher than Peers by 0.55
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
0.86
|
0.13
|
0.12
|
0.08
|
0.18
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.86
Higher than Peers by 0.50
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
0.86
|
--
|
--
|
0.08
|
0.23
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.07
Higher than Peers by 0.32
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
2.07
|
1.09
|
0.71
|
1.11
|
5.40
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.64
Lower than Peers by 0.26
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
6.64
|
8.51
|
6.88
|
5.56
|
5.27
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.08
Higher than Peers by 0.03
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
0.08
|
0.09
|
0.09
|
0.09
|
0.09
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
--
|
25.56
|
21.22
|
18.55
|
17.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
--
|
--
|
14.38
|
-309.98
|
-3,081.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
--
|
41.37
|
35.68
|
23.60
|
16.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
--
|
--
|
-0.07
|
-315.02
|
-3,080.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.72
Lower than Peers by 2.07
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
10.72
|
8.13
|
15.39
|
9.44
|
8.11
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.40
Higher than Peers by 0.08
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
1.40
|
1.16
|
1.34
|
1.33
|
1.51
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
1.32
Lower than Peers by 1.16
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
1.32
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
--
|
3.48
|
4.61
|
5.34
|
2.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
595
Higher than Peers by 281
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Capital Bancorp (CBNK)
|
595
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|