Level One Bancorp (LEVL) Financials

$39.93

$0.00 (0.00%)

As on 04-Apr-2022 09:30EDT

Market cap

$311 Mln

Revenue (TTM)

$100 Mln

P/E Ratio

10.1

P/B Ratio

1.4

Div. Yield

0.7 %

Annual
Quarterly

Income Statement ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Operating Revenue	99.99	95.54	65.27	57.48	54.03	53.48
Cost of Revenue	--	--	--	13.81	9.49	9.76
Gross Profit	99.99	84.60	63.88	57.07	52.62	49.55
Operating Expenses	4.83	60.23	65.00	53.00	36.05	29.72
Operating Profit (EBIT)	39.86	24.37	20.05	17.39	16.56	19.83
Other Income	--	--	--	--	--	--
Profit before Tax	39.86	24.37	19.51	17.39	16.56	17.15
Provision for Tax	7.38	3.95	3.40	3.00	6.72	6.10
Profit after Tax (Net Income)	32.48	20.41	16.11	14.39	9.84	11.05
Minority Interest	--	--	--	--	--	--
Consolidated Profit	30.16	19.93	15.95	14.39	9.84	11.05

Liabilities ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Shareholder's Funds	240.09	215.33	170.70	151.76	107.96	96.57
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	208.38	230.28	256.67	114.47	--	--
Current Liabilities	2,040.08	1,963.31	1,303.38	1,149.99	1,156.70	993.06
Total Liabilities	2,515.87	2,442.98	1,584.90	1,416.22	1,301.29	1,127.53

Assets ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Non-Current Assets	470.54	375.08	204.43	227.33	--	--
Current Assets	2,045.33	2,067.91	1,380.47	1,188.88	73.62	34.37
Total Assets	2,515.87	2,442.98	1,584.90	1,416.22	1,301.29	1,127.53
Total Debt*	208.38	230.28	256.67	114.47	62.68	97.43
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Cash From Operating Activities	54.31	-10.79	4.12	18.14	12.15	0.20
Cash Flow from Investing Activities	-39.79	-369.12	-73.27	-144.13	-128.86	-83.73
Cash from Financing Activities	51.56	540.05	139.78	95.63	161.25	86.61
Net Cash Inflow / Outflow	66.08	160.14	70.63	-30.37	--	--

Financials Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Adjusted EPS ($)	4.06	2.55	2.01	1.80	1.41	--
Cash EPS ($)	4.14	2.86	2.20	1.99	1.63	--
Adjusted Book Value ($)	30.01	26.92	21.34	18.97	15.42	--
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	6.79	-1.35	0.52	2.27	1.74	--
Free Cash Flow per Share ($)	6.70	-1.51	0.26	2.12	1.61	--

Profitability Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
ROCE (%)	7.27	4.68	4.65	6.59	5.40	7.90
ROE (%)	14.26	10.58	9.99	11.08	9.62	12.12
ROA (%)	1.31	1.01	1.07	1.06	0.81	1.08
EBIT Margin (%)	47.91	42.13	59.61	53.57	45.61	32.06
Net Margin (%)	32.48	21.37	24.69	25.03	18.21	20.66
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Revenue Growth (%)	0.05	0.46	0.14	0.06	0.01	0.28
EBIT Growth (%)	19.03	3.45	26.37	24.95	43.72	-7.37
Net Profit Growth (%)	59.10	26.70	11.99	46.18	-10.91	-11.83
EPS Growth (%)	0.59	0.27	0.12	0.28	--	--
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Price / Earnings	9.71	7.93	12.49	12.47	--	--
Price / Book Value	1.31	0.75	1.18	1.18	--	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	-4.20	-4.09	4.29	1.74	--	--
Close Price ($)	39.44	20.23	25.16	22.43	--	--
High Price ($)	40.70	25.78	26.69	30.79	--	--
Low Price ($)	17.90	13.45	20.89	21.14	--	--
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Debt to Equity	0.87	1.07	1.50	0.75	0.58	1.01
Short term debt to equity ratio	--	--	--	--	0.58	1.01
Current Ratio	1.00	1.05	1.06	1.03	0.06	0.03
Quick Ratio	1.00	--	1.06	1.03	0.06	0.03
Interest Coverage	--	--	--	--	--	--

Operating Efficiency Ratios	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16	Dec-15	Dec-14	Dec-13	Dec-12	Dec-11
Debtors to sales (%)	40.78	42.83	1.86	4.29	5.74	9.61
Asset Turnover	0.04	0.05	0.04	0.04	0.04	0.05
Receivable days	149.20	80.54	10.31	17.69	27.85	37.96
Inventory Days	--	--	--	82.60	17.50	6.35
Payable days	--	--	--	29,816.28	39,343.16	31,988.65
Cash Conversion Cycle	--	--	--	-29,715.99	-39,297.81	-31,944.34