Market cap
$311 Mln
Revenue (TTM)
$100 Mln
P/E Ratio
10.1
P/B Ratio
1.4
Div. Yield
0.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -9.55 | -12.51 | 3.65 | 20.27 | 13.33 |
| EBIT | -26.38 | -24.88 | 35.90 | 40.19 | 22.81 |
| Net Profit | -25.25 | -15.50 | 59.10 | 31.18 | 24.07 |
| EPS | -25.25 | -15.50 | 59.10 | 29.84 | -- |
| Book Value | -- | -- | 11.50 | 16.52 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-21 | Dec-20 | Dec-19 |
| EBIT-Margin
| 49.89 | 49.77 | 47.91 | 42.13 | 59.61 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 11.61 | 11.11 | 14.26 | 10.58 | 9.99 |
| Return on Capital
| 5.53 | 5.71 | 7.27 | 4.68 | 4.65 |
| Return on Assets
| 1.13 | 1.05 | 1.31 | 1.01 | 1.07 |
| Debt to Equity (x)
| -- | -- | 0.87 | 1.07 | 1.50 |
Profitability
ROCE
7.27
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
7.27
|
4.68
|
4.65
|
6.59
|
5.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
14.26
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
14.26
|
10.58
|
9.99
|
11.08
|
9.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
1.31
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
1.31
|
1.01
|
1.07
|
1.06
|
0.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
47.91
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
47.91
|
42.13
|
59.61
|
53.57
|
45.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
32.48
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
32.48
|
21.37
|
24.69
|
25.03
|
18.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.05
--
Year on year growth in net sales
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
0.05
|
0.46
|
0.14
|
0.06
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
19.03
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
19.03
|
3.45
|
26.37
|
24.95
|
43.72
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
59.10
--
Year on year growth in profit after tax
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
59.10
|
26.70
|
11.99
|
46.18
|
-10.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
0.59
--
Year on year growth in earnings per share
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
0.59
|
0.27
|
0.12
|
0.28
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.87
--
Total debt / Net worth
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
0.87
|
1.07
|
1.50
|
0.75
|
0.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
--
|
--
|
--
|
--
|
0.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.00
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
1.00
|
1.05
|
1.06
|
1.03
|
0.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
1.00
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
1.00
|
--
|
1.06
|
1.03
|
0.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
40.78
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
40.78
|
42.83
|
1.86
|
4.29
|
5.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
--
Sales / Average Total Assets
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
0.04
|
0.05
|
0.04
|
0.04
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
149.20
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
149.20
|
80.54
|
10.31
|
17.69
|
27.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
--
|
--
|
--
|
82.60
|
17.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
--
|
--
|
--
|
29,816.28
|
39,343.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
--
|
--
|
--
|
-29,715.99
|
-39,297.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.71
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
9.71
|
7.93
|
12.49
|
12.47
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
1.31
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
1.31
|
0.75
|
1.18
|
1.18
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
-4.20
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Level One Bancorp (LEVL)
|
-4.20
|
-4.09
|
4.29
|
1.74
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|