Market cap
$179 Mln
Revenue (TTM)
$57 Mln
P/E Ratio
9.4
P/B Ratio
1.5
Div. Yield
0.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -7.56 | 9.46 | 11.10 | 11.33 | 9.30 |
| EBIT | -- | -- | 6.03 | 2.82 | 14.13 |
| Net Profit | -14.88 | 16.88 | 24.11 | 25.79 | -13.31 |
| EPS | -- | -- | 7.65 | 15.13 | -18.58 |
| Book Value | -- | -- | -10.56 | 3.46 | 6.68 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-22 | Dec-21 |
| EBIT-Margin
| 51.57 | 54.22 | 47.42 | 59.14 | 49.96 |
| Net Margin
| -- | -- | 33.39 | -- | -- |
| Return on equity
| 11.35 | 11.07 | 14.20 | 13.85 | 12.07 |
| Return on Capital
| 6.88 | 6.46 | -- | 8.21 | 7.85 |
| Return on Assets
| 1.02 | 0.97 | 1.14 | 1.27 | 1.09 |
| Debt to Equity (x)
| -- | -- | 0.91 | 0.87 | 0.50 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
8.21
|
7.85
|
4.59
|
5.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
14.20
Higher than Peers by 4.34
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
14.20
|
13.85
|
12.07
|
8.12
|
10.63
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.14
Higher than Peers by 0.18
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
1.14
|
1.27
|
1.09
|
0.70
|
0.91
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
47.42
Higher than Peers by 26.63
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
47.42
|
59.14
|
49.96
|
45.62
|
63.01
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
33.39
Higher than Peers by 13.36
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
33.39
|
33.02
|
29.52
|
19.77
|
26.27
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
11.10
Lower than Peers by 0.01
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
11.10
|
0.10
|
0.11
|
0.14
|
0.04
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
6.03
Higher than Peers by 17.52
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
6.03
|
30.19
|
21.42
|
-17.64
|
22.40
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
24.11
Higher than Peers by 16.83
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
24.11
|
23.03
|
65.56
|
-14.38
|
19.60
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
--
--
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
0.08
|
0.66
|
-0.14
|
0.20
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.91
Higher than Peers by 0.70
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
0.91
|
0.87
|
0.50
|
0.57
|
0.99
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
0.52
|
--
|
0.01
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
20.76
Higher than Peers by 20.45
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
20.76
|
2.84
|
111.79
|
20.70
|
25.78
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
20.76
Higher than Peers by 20.40
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
20.76
|
--
|
--
|
20.54
|
25.40
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.95
Higher than Peers by 1.20
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
2.95
|
3.76
|
4.43
|
2.05
|
1.77
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
13.56
Higher than Peers by 6.66
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
13.56
|
14.15
|
12.55
|
13.64
|
15.25
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
0.03
|
0.04
|
0.04
|
0.04
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
46.68
|
45.38
|
49.39
|
52.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.44
Lower than Peers by 3.35
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
9.44
|
10.65
|
8.76
|
9.76
|
11.98
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.50
Higher than Peers by 0.17
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
1.50
|
1.46
|
1.00
|
0.76
|
1.19
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
0.85
Lower than Peers by 1.63
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
0.85
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
--
|
3.53
|
-0.93
|
-2.47
|
0.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
179
Lower than Peers by 135
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Limestone Bancorp (LMST)
|
179
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|