Market cap
$3,456 Mln
Revenue (TTM)
$835 Mln
P/E Ratio
10.4
P/B Ratio
1.2
Div. Yield
4.6 %
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
3,456 | 17,735 | 11,816 | 10,981 | 10,317 |
Revenue ($ Mln) |
835 | 4,716 | 4,633 | 4,560 | 4,346 |
Net Profit ($ Mln) |
313.33 | 1,446.16 | 1,057.00 | 942.68 | 900.36 |
Net Margin (%) |
37.50 | 30.67 | 22.81 | 20.67 | 20.72 |
RoE (%) |
11.09 | 15.94 | 11.56 | 11.99 | 12.18 |
Price to Earnings |
10.43 | 12.43 | 11.99 | 12.02 | 12.29 |
Price-To-Book |
1.18 | 1.92 | 1.37 | 1.42 | 1.45 |
Income Statement ($ Mln)
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
835.48 | 2,594.39 | 3,411.00 | 1,583.16 | 2,208.50 |
|
Cost of Revenue
|
-- | 348.85 | 386.00 | 261.62 | 330.67 |
|
Gross Profit
|
-- | 2,245.54 | 3,025.00 | 1,321.54 | 1,877.83 |
|
Operating Expenses
|
-- | 833.89 | 1,866.00 | 789.53 | 1,177.27 |
|
Operating Profit (EBIT)
|
-- | 1,411.65 | 1,159.00 | 532.01 | 700.56 |
|
Other Income
|
-- | -- | -- | -- | -- |
|
Profit before Tax
|
428.41 | 1,411.65 | 1,159.00 | 532.01 | 700.56 |
|
Provision for Tax
|
115.08 | 283.57 | 247.00 | 100.33 | 190.87 |
|
Profit after Tax (Net Income)
|
313.33 | 1,128.08 | 900.00 | 431.68 | 509.68 |
|
Minority Interest
|
-- | -- | 295.00 | -- | -- |
|
Consolidated Profit
|
-- | 1,128.08 | 868.00 | 431.68 | 481.72 |
Liabilities ($ Mln)
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
2,938.43 | 5,984.61 | 8,548.00 | 38,131.15 | 4,796.84 |
|
Minority Interest
|
-- | -- | 295.00 | -- | -- |
|
Non-Current Liabilities
|
3,747.72 | 152.40 | 2,506.00 | 381.31 | 3,296.03 |
|
Current Liabilities
|
-- | 57,975.14 | 2,506.00 | 16,307.72 | 44,856.78 |
|
Total Liabilities
|
27,806.62 | 64,112.15 | 78,953.00 | 38,512.46 | 52,949.65 |
Assets ($ Mln)
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
4,456.40 | 54,456.35 | 13,938.00 | 549.76 | 46,511.82 |
|
Current Assets
|
23,350.22 | 9,655.80 | 2,445.00 | 0.42 | 6,437.83 |
|
Total Assets
|
27,806.62 | 64,112.15 | 78,953.00 | 38,512.46 | 52,949.65 |
|
Total Debt*
|
3,747.72 | 564.33 | 4,438.00 | 2,615.76 | 3,603.64 |
|
Net Current Assets
|
-- | -- | -- | -- | -- |
Cashflow ($ Mln)
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
160.85 | 2,066.02 | 2,311.00 | 769.55 | 1,375.00 |
|
Cash Flow from Investing Activities
|
-- | -4,582.89 | 8,313.00 | -3,845.39 | -3,490.77 |
|
Cash from Financing Activities
|
-140.74 | 2,114.21 | -10,869.00 | -4,580.86 | 2,195.53 |
|
Net Cash Inflow / Outflow
|
-- | -- | -245.00 | -7,656.69 | -- |
Ratios
Profitability Ratios
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
5.03 | 17.10 | 7.23 | 1.00 | 6.65 |
|
ROE (%)
|
11.09 | 19.08 | 10.75 | 1.07 | 10.97 |
|
ROA (%)
|
1.16 | 1.81 | 1.07 | 1.06 | 0.99 |
|
EBIT Margin (%)
|
-- | -- | -- | -- | -- |
|
Net Margin (%)
|
37.50 | 43.48 | 26.39 | 27.27 | 23.08 |
|
Cash Profit Margin (%)
|
-- | -- | -- | -- | -- |
Growth Ratios
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
0.02 | 0.37 | 0.08 | 0.27 | 0.19 |
|
EBIT Growth (%)
|
-- | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
41.41 | 29.22 | -9.91 | 22.28 | 9.34 |
|
EPS Growth (%)
|
0.41 | 0.30 | -0.15 | 0.23 | 0.03 |
|
Book Value Growth (%)
|
-- | -- | -- | -- | -- |
Valuation Ratios
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
-- | 8.30 | 15.57 | 9.43 | 10.26 |
|
Price / Book Value
|
-- | 1.57 | 1.64 | 0.11 | 1.09 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
-- | 0.18 | 4.85 | -3.41 | 4.26 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
1.28 | 0.09 | 0.52 | 0.07 | 0.75 |
|
Short term debt to equity ratio
|
-- | 0.07 | 0.29 | 0.06 | 0.06 |
|
Current Ratio
|
-- | 0.17 | 0.98 | 0.00 | 0.14 |
|
Quick Ratio
|
-- | 0.17 | 0.97 | 0.19 | 0.14 |
|
Interest Coverage
|
-- | 5.13 | 3.98 | 2.38 | 2.78 |
Operating Efficiency Ratios
| Investors Bancorp (ISBC) | East West Bancorp (EWBC) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
9.41 | -- | -- | 11.95 | 42.48 |
|
Asset Turnover
|
0.03 | 0.04 | 0.04 | 0.04 | 0.04 |
|
Receivable days
|
34.61 | 5,793.60 | -- | 36.95 | 79.73 |
|
Inventory Days
|
-- | 5.53 | 9.94 | -9,646.71 | -3,657.64 |
|
Payable days
|
-- | 57,228.81 | 65,472.01 | 25,017.67 | 1,529.17 |
|
Cash Conversion Cycle
|
-- | -51,429.68 | -- | -34,627.43 | -5,107.08 |