Investors Bancorp (ISBC) Financials

$13.87

$0.00 (0.00%)

As on 07-Apr-2022 09:30EDT

Market cap

$3,456 Mln

Revenue (TTM)

$835 Mln

P/E Ratio

10.4

P/B Ratio

1.2

Div. Yield

4.6 %

Annual
Quarterly

Income Statement ($ Mln)	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Operating Revenue	835.48	816.20	708.49	690.10	715.41	677.39
Cost of Revenue	--	--	--	--	218.16	173.09
Gross Profit	--	980.89	709.49	678.10	699.16	657.64
Operating Expenses	--	28.80	807.00	708.00	637.00	532.00
Operating Profit (EBIT)	--	952.09	301.93	288.18	297.20	311.26
Other Income	--	--	--	--	--	--
Profit before Tax	428.41	296.54	286.73	270.42	280.59	299.07
Provision for Tax	115.08	74.96	91.25	67.84	153.85	106.95
Profit after Tax (Net Income)	313.33	221.58	195.48	202.58	126.74	192.13
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	221.58	195.48	202.58	126.74	192.13

Liabilities ($ Mln)	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Shareholder's Funds	2,938.43	2,710.00	2,621.95	3,005.33	3,125.45	3,123.25
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	3,747.72	3,059.84	6,012.94	5,435.68	121.66	131.20
Current Liabilities	--	4,006.29	23,676.82	22,968.68	17,358.31	19,920.23
Total Liabilities	27,806.62	26,023.16	26,698.77	26,229.01	25,129.24	23,174.68

Assets ($ Mln)	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Non-Current Assets	4,456.40	4,491.57	4,292.87	3,959.59	22,450.27	21,284.10
Current Assets	23,350.22	21,531.59	22,405.90	22,269.42	2,678.98	1,890.58
Total Assets	27,806.62	26,023.16	26,698.77	26,229.01	25,129.24	23,174.68
Total Debt*	3,747.72	3,059.84	6,012.94	5,435.68	6,449.26	6,206.68
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Cash From Operating Activities	160.85	224.30	160.65	275.58	302.41	227.14
Cash Flow from Investing Activities	--	1,323.29	-247.47	-1,553.76	-1,687.30	-2,297.95
Cash from Financing Activities	-140.74	-1,552.07	64.84	856.69	1,839.10	2,086.08
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Adjusted EPS ($)	1.33	0.94	0.83	0.77	0.44	0.66
Cash EPS ($)	1.33	1.13	0.99	0.84	0.51	0.66
Adjusted Book Value ($)	12.45	11.48	11.11	11.43	10.93	10.66
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	0.68	0.95	0.68	1.05	1.06	0.78
Free Cash Flow per Share ($)	0.68	0.87	0.61	0.99	0.99	0.70

Profitability Ratios	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
ROCE (%)	5.03	3.08	2.29	2.25	1.34	2.23
ROE (%)	11.09	8.31	6.95	6.61	4.06	5.97
ROA (%)	1.16	0.84	0.74	0.79	0.52	0.87
EBIT Margin (%)	--	67.60	94.83	80.98	67.44	44.15
Net Margin (%)	37.50	27.15	27.59	29.35	17.72	28.36
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Revenue Growth (%)	0.02	0.15	0.03	-0.04	0.06	0.07
EBIT Growth (%)	--	-17.88	20.23	15.82	61.33	6.48
Net Profit Growth (%)	41.41	13.35	-3.50	59.83	-34.03	5.85
EPS Growth (%)	0.41	0.13	0.08	0.74	-0.32	0.09
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Price / Earnings	--	15.19	10.26	14.48	28.86	20.37
Price / Book Value	--	1.24	0.77	0.98	1.17	1.25
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	--	5.87	7.25	10.47	14.93	--
Close Price ($)	--	14.26	8.50	11.15	12.79	13.36
High Price ($)	--	15.71	12.74	13.20	14.69	15.11
Low Price ($)	--	6.74	6.31	9.94	12.48	10.71
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Debt to Equity	1.28	1.13	2.29	1.81	2.06	1.99
Short term debt to equity ratio	--	0.21	0.43	0.38	0.28	0.31
Current Ratio	--	5.37	0.95	0.97	0.15	0.09
Quick Ratio	--	5.37	0.95	0.97	0.15	0.09
Interest Coverage	--	2.16	1.74	1.94	--	--

Operating Efficiency Ratios	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16	Jun-15	Jun-14	Jun-13	Jun-12
Debtors to sales (%)	9.41	9.77	11.19	11.23	10.18	9.74
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03
Receivable days	34.61	35.58	40.42	39.79	35.44	33.57
Inventory Days	--	--	--	--	8.64	11.37
Payable days	--	--	--	--	27,322.58	30,961.70
Cash Conversion Cycle	--	--	--	--	-27,278.50	-30,916.76