Kentucky First Federal Bancorp (KFFB) Financials

$5.63

$-0.33 (-5.46%)

As on 11-Sep-2026 12:23EDT

Market cap

$49 Mln

Revenue (TTM)

$21 Mln

P/E Ratio

25.5

P/B Ratio

0.9

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Operating Revenue	21.42	19.65	16.53	9.16	11.43	12.75
Cost of Revenue	9.92	10.94	9.31	4.02	1.69	2.33
Gross Profit	11.50	8.71	7.22	9.16	9.74	10.42
Operating Expenses	9.00	8.48	9.18	-7.93	7.67	8.24
Operating Profit (EBIT)	2.50	0.24	-1.96	1.23	2.07	2.17
Other Income	--	--	--	--	--	--
Profit before Tax	2.50	0.24	-1.96	1.23	2.07	2.17
Provision for Tax	0.60	0.06	-0.24	0.29	0.48	0.35
Profit after Tax (Net Income)	1.91	0.18	-1.72	0.93	1.59	1.82
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	0.93	1.59	1.82

Liabilities ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Shareholder's Funds	50.29	48.37	48.00	50.71	52.03	52.30
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	312.10	113.31	70.66	71.93	36.19	58.90
Current Liabilities	--	210.48	256.32	226.38	239.87	226.86
Total Liabilities	362.40	372.16	374.97	349.02	328.08	338.06

Assets ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Non-Current Assets	345.91	359.80	346.35	328.39	305.57	320.40
Current Assets	16.49	20.92	28.62	20.63	22.51	17.66
Total Assets	362.40	372.16	374.97	349.02	328.08	338.06
Total Debt*	48.59	42.76	68.99	70.09	34.07	56.87
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Cash From Operating Activities	--	-0.09	-1.45	1.15	2.64	1.58
Cash Flow from Investing Activities	--	6.12	-16.60	-39.48	13.33	-8.85
Cash from Financing Activities	--	-4.84	28.18	20.68	-11.80	15.21
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Adjusted EPS ($)	0.24	0.02	-0.21	0.12	0.19	0.22
Cash EPS ($)	0.24	0.02	-0.18	0.15	0.23	0.26
Adjusted Book Value ($)	6.22	5.97	5.94	6.27	6.34	6.37
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	-0.01	-0.18	0.14	0.32	0.19
Free Cash Flow per Share ($)	--	-0.03	-0.19	0.13	0.30	0.18

Profitability Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
ROCE (%)	2.01	0.17	-1.45	0.90	1.63	1.69
ROE (%)	3.87	0.38	-3.49	1.82	3.05	3.49
ROA (%)	0.52	0.05	-0.48	0.28	0.48	0.55
EBIT Margin (%)	--	1.21	-11.86	13.40	18.09	17.04
Net Margin (%)	8.91	0.92	-10.41	10.19	13.91	14.28
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Revenue Growth (%)	0.09	0.19	0.80	-0.20	-0.10	-0.04
EBIT Growth (%)	--	112.14	-259.74	-40.64	-4.83	117.68
Net Profit Growth (%)	954.70	110.52	-284.46	-41.32	-12.64	114.51
EPS Growth (%)	9.56	1.11	-2.84	-0.40	-0.13	1.15
Book Value Growth (%)	--	--	--	--	--	--

Valuation Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Price / Earnings	21.52	130.21	-14.85	53.85	41.12	33.21
Price / Book Value	0.82	0.49	0.53	0.99	1.26	1.16
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	29.23	126.21	-39.00	67.98	33.15	40.81
Close Price ($)	5.08	2.91	3.16	6.21	7.97	7.36
High Price ($)	5.48	3.62	6.56	8.05	8.69	8.16
Low Price ($)	2.86	1.96	3.12	5.48	6.95	5.65
Market Cap ($ Cr)	--	--	--	--	--	--

Solvency Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Debt to Equity	0.97	0.88	1.44	1.38	0.65	1.09
Short term debt to equity ratio	--	0.16	1.44	1.38	0.51	0.46
Current Ratio	--	0.10	0.11	0.09	0.09	0.08
Quick Ratio	--	--	0.11	0.14	0.21	0.18
Interest Coverage	--	0.02	-0.21	0.31	1.18	1.01

Operating Efficiency Ratios	Jun-26	Jun-25	Jun-24	Jun-23	Jun-22	Jun-21	Jun-20	Jun-19	Jun-18	Jun-17	Jun-16
Debtors to sales (%)	--	7.32	7.07	9.85	5.68	5.44
Asset Turnover	0.06	0.05	0.05	0.03	0.03	0.04
Receivable days	24.52	24.23	22.88	30.93	21.46	21.83
Inventory Days	--	7.32	-195.56	-1,685.20	-5,344.53	-3,150.50
Payable days	--	5.88	4.83	3.73	3.45	3.68
Cash Conversion Cycle	--	25.67	-177.50	-1,658.00	-5,326.52	-3,132.34