Kentucky First Federal Bancorp (KFFB) Key Ratios
$6.11
As on 04-Sep-2026 16:00EDT
Market cap
$49 Mln
Revenue (TTM)
$21 Mln
P/E Ratio
25.5
P/B Ratio
0.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 1.30 | 7.70 | 8.66 | 17.93 | 10.94 |
| EBIT | -- | -- | 573.22 | 9.46 | -5.82 |
| Net Profit | 17.04 | 286.36 | 954.70 | 26.95 | 0.96 |
| EPS | 17.04 | 286.94 | 956.17 | 27.25 | 1.27 |
| Book Value | -- | -- | 4.13 | -0.27 | -0.47 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Jun-26 | Jun-25 | Jun-24 |
| EBIT-Margin
| -5.32 | 5.21 | -- | 1.21 | -11.86 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 0.25 | 1.12 | 3.87 | 0.38 | -3.49 |
| Return on Capital
| 0.25 | 0.65 | 2.01 | 0.17 | -1.45 |
| Return on Assets
| 0.03 | 0.17 | 0.52 | 0.05 | -0.48 |
| Debt to Equity (x)
| -- | -- | 0.97 | 0.88 | 1.44 |
Profitability
ROCE
2.01
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
2.01
|
0.17
|
-1.45
|
0.90
|
1.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
3.87
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
3.87
|
0.38
|
-3.49
|
1.82
|
3.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
0.52
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
0.52
|
0.05
|
-0.48
|
0.28
|
0.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
1.21
|
-11.86
|
13.40
|
18.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
8.91
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
8.91
|
0.92
|
-10.41
|
10.19
|
13.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.09
--
Year on year growth in net sales
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
0.09
|
0.19
|
0.80
|
-0.20
|
-0.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
112.14
|
-259.74
|
-40.64
|
-4.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
954.70
--
Year on year growth in profit after tax
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
954.70
|
110.52
|
-284.46
|
-41.32
|
-12.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
9.56
--
Year on year growth in earnings per share
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
9.56
|
1.11
|
-2.84
|
-0.40
|
-0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.97
--
Total debt / Net worth
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
0.97
|
0.88
|
1.44
|
1.38
|
0.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
0.16
|
1.44
|
1.38
|
0.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
0.10
|
0.11
|
0.09
|
0.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
--
|
0.11
|
0.14
|
0.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
0.02
|
-0.21
|
0.31
|
1.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
7.32
|
7.07
|
9.85
|
5.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
--
Sales / Average Total Assets
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
0.06
|
0.05
|
0.05
|
0.03
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
24.52
--
Average Debtors / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
24.52
|
24.23
|
22.88
|
30.93
|
21.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
7.32
|
-195.56
|
-1,685.20
|
-5,344.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
5.88
|
4.83
|
3.73
|
3.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
--
|
25.67
|
-177.50
|
-1,658.00
|
-5,326.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
21.52
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
21.52
|
130.21
|
-14.85
|
53.85
|
41.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
0.82
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
0.82
|
0.49
|
0.53
|
0.99
|
1.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
29.23
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Kentucky First Federal Bancorp (KFFB)
|
29.23
|
126.21
|
-39.00
|
67.98
|
33.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|