OptimumBank Holdings Inc. (OPHC)

Name: OptimumBank Holdings Inc. (OPHC) Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: OptimumBank Holdings Inc. (OPHC)

Stock Card

$8.88

$3.35 (60.58%)

As on 02-Sep-2026 16:00EDT

Market cap

$113 Mln

Revenue (TTM)

$79 Mln

P/E Ratio

10.3

P/B Ratio

0.8

Div. Yield

0 %

OptimumBank Holdings (OPHC) Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 8.84 High: 9.29

52 Week Range

Low: 4.04 High: 9.29

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$0 Mln
ROE

0.2 %
ROCE

-- %
Industry P/E

12.79
EV/EBITDA

0
Debt to Equity

0
Book Value

$--
EPS

$1.7
Face value

--
Shares outstanding

12,622,470

10 Years Aggregate

CFO

$22.06 Mln

EBITDA

$27.54 Mln

Net Profit

$15.97 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
OptimumBank Holdings (OPHC)	108.9	--	60.6	--	--	--	--
BSE Sensex^*	-10.1	-2.5	2.0	-5.0	5.2	5.7	10.3
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 02-Sep-2026 | *As on 03-Sep-2026 | #As on 26-Oct-2023

The underlying data is unavailable.

Financials

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Key Ratios

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Peers

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Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
OptimumBank Holdings (OPHC)	8.9	113.4	78.7	20.5	34.5	16	10.3	0.8
Banco Santander - Chile ADS - ADR	35.7	16,286.5	4,850,848.0	1,127,054.0	28.3	20.8	13.4	3.0
Cullen/Frost Bankers (CFR)	161.7	10,242.7	2,643.3	683.7	30.8	14.9	15.6	2.3
First Horizon National Corporation (FHN)	24.6	11,669.1	4,633.0	1,057.0	22.5	11.6	11.8	1.4
Old National Bancorp (ONB)	25.7	9,889.4	4,032.4	886.3	28.7	10.4	11.4	1.2
Prosperity Bancshares (PB)	72.1	8,722.4	1,779.2	562.3	40.5	7.1	12.6	1.1
South State Corp (SSB)	106.3	10,277.4	3,247.6	950.2	16.0	10.4	11.1	1.1
UMB Financial (UMBF)	141.9	10,981.2	4,560.4	942.7	22.1	12	12	1.4
Wintrust Financial (WTFC)	152.2	10,317.3	4,345.8	900.4	20.7	12.2	12.3	1.5
Woori Financial Group Inc (WF)	75.8	16,213.4	9,224,158.7	3,289,261.2	27.9	8.5	7.6	0.6

Shareholding Pattern

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About OptimumBank Holdings (OPHC)

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings,... money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida. Read more

Principal Executive Officer

Mr. Timothy L. Terry
Principal Executive Officer

Mr. Timothy L. Terry
Headquarters

Fort Lauderdale, FL
Website

https://www.optimumbank.com

FAQs for OptimumBank Holdings (OPHC)

What is the current share price of OptimumBank Holdings Inc (OPHC) Today?

The share price of OptimumBank Holdings Inc (OPHC) is $8.88 (NYSE) and $8.88 (NASDAQ) as of 02-Sep-2026 16:00 EDT. OptimumBank Holdings Inc (OPHC) has given a return of --% in the last 1 years.

What is the current PB & PE ratio of OptimumBank Holdings Inc (OPHC)?

The P/E ratio of OptimumBank Holdings Inc (OPHC) is 10.32 times as on 28-Aug-2026, a 19 discount to its peers’ median range of 12.79 times.
The P/B ratio of OptimumBank Holdings Inc (OPHC) is 0.82 times as on 28-Aug-2026, a 38 discount to its peers’ median range of 1.32 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2025	3.13	0.43
2024	3.69	0.47
2023	4.82	0.43
2022	7.18	0.46
2021	2.71	0.44

What is the 52 Week High and Low of OptimumBank Holdings Inc (OPHC)?

The 52-week high and low of OptimumBank Holdings Inc (OPHC) are Rs 9.29 and Rs 4.04 as of 03-Sep-2026.

What is the market cap of OptimumBank Holdings Inc (OPHC)?

OptimumBank Holdings Inc (OPHC) has a market capitalisation of $ 113 Mln as on 28-Aug-2026. As per SEBI classification, it is a Small Cap company.

Should I invest in OptimumBank Holdings Inc (OPHC)?

Before investing in OptimumBank Holdings Inc (OPHC), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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