Market cap
$5,306 Mln
Revenue (TTM)
$2,388 Mln
P/E Ratio
7.8
P/B Ratio
0.9
Div. Yield
2.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -6.65 | -10.18 | 1.22 | -2.43 | -6.94 |
| EBIT | -17.61 | 18.99 | 642.84 | 25.34 | 1.60 |
| Net Profit | -22.65 | 104.78 | 185.06 | 66.67 | 47.81 |
| EPS | -22.65 | 102.74 | 183.49 | 21.07 | 14.11 |
| Book Value | -- | -- | -10.64 | 9.37 | 1.35 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-20 | Dec-19 |
| EBIT-Margin
| 42.25 | 34.55 | 38.37 | 1.25 | 67.43 |
| Net Margin
| -- | -- | 17.57 | -- | -- |
| Return on equity
| 1.72 | 0.50 | 7.05 | -10.20 | 8.63 |
| Return on Capital
| 0.57 | 0.28 | -- | -4.95 | 3.91 |
| Return on Assets
| 0.28 | 0.08 | 0.49 | -1.13 | 1.07 |
| Debt to Equity (x)
| -- | -- | 0.69 | 1.06 | 1.06 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
-4.95
|
3.91
|
2.77
|
1.57
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.05
Lower than Peers by 2.81
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
7.05
|
-10.20
|
8.63
|
6.74
|
5.41
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.49
Lower than Peers by 0.48
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
0.49
|
-1.13
|
1.07
|
0.91
|
0.83
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
38.37
Higher than Peers by 17.58
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
38.37
|
1.25
|
67.43
|
58.06
|
45.12
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
17.57
Lower than Peers by 2.46
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
17.57
|
-25.65
|
22.67
|
18.19
|
18.90
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
1.22
Lower than Peers by 9.89
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
1.22
|
0.03
|
-0.05
|
-0.01
|
0.07
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
642.84
Higher than Peers by 654.33
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
642.84
|
-98.10
|
10.46
|
27.64
|
5,249.76
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
185.06
Higher than Peers by 177.79
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
185.06
|
-216.12
|
18.52
|
-4.51
|
155.21
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
183.49
Higher than Peers by 177.71
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
183.49
|
-2.15
|
0.45
|
0.32
|
1.68
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
6.05
Lower than Peers by 2.72
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
6.05
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.69
Higher than Peers by 0.48
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
0.69
|
1.06
|
1.06
|
1.37
|
1.49
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
--
|
--
|
--
|
0.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.11
Lower than Peers by 0.19
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
0.11
|
0.09
|
1.27
|
0.19
|
0.23
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.11
Lower than Peers by 0.24
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
0.11
|
0.09
|
1.27
|
0.19
|
0.23
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.23
Higher than Peers by 0.48
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
2.23
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
96.10
Higher than Peers by 89.20
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
96.10
|
106.41
|
7.79
|
7.89
|
18.02
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
0.03
|
0.04
|
0.05
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
208.19
|
29.38
|
47.59
|
83.71
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
--
|
--
|
8.39
|
12.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
--
|
--
|
17.07
|
26.85
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
--
|
--
|
38.90
|
69.62
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
7.78
Lower than Peers by 5.01
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
7.78
|
-5.72
|
8.35
|
10.19
|
17.24
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.86
Lower than Peers by 0.46
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
0.86
|
0.61
|
0.70
|
0.77
|
1.10
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.62
Higher than Peers by 0.14
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
2.62
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
--
|
-2.65
|
3.93
|
5.95
|
11.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
5,306
Higher than Peers by 4,992
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
CIT Group Inc (CIT)
|
5,306
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|