Market cap
$85,539 Mln
Revenue (TTM)
$65,448 Mln
P/E Ratio
13.7
P/B Ratio
1.4
Div. Yield
0.7 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 167.03 | -0.30 | 74.01 | 31.52 | 24.92 |
| EBIT | -- | -- | -- | -- | -- |
| Net Profit | -0.46 | -0.86 | 6.57 | -2.96 | -3.70 |
| EPS | 0.20 | 2.74 | 14.51 | 7.66 | 2.34 |
| Book Value | -- | -- | 8.80 | 4.12 | -41.36 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 18.99 | 24.47 | 0.00 | -- | 15.87 |
| Net Margin
| -- | -- | 7.76 | -- | -- |
| Return on equity
| 10.34 | 6.53 | 10.45 | 9.98 | 9.52 |
| Return on Capital
| 3.29 | 2.24 | -- | 3.36 | 3.21 |
| Return on Assets
| 0.54 | 0.54 | 0.50 | 0.50 | 0.49 |
| Debt to Equity (x)
| -- | -- | 0.00 | 2.00 | 1.94 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
3.36
|
3.21
|
3.31
|
0.67
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.45
Higher than Peers by 0.58
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
10.45
|
9.98
|
9.52
|
11.53
|
0.90
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.50
Lower than Peers by 0.46
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
0.50
|
0.50
|
0.49
|
0.62
|
0.43
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
--
|
15.87
|
22.10
|
23.02
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
7.76
Lower than Peers by 12.28
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
7.76
|
7.17
|
11.75
|
16.08
|
18.42
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Revenue Growth
74.01
Higher than Peers by 62.91
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
74.01
|
0.73
|
0.11
|
0.63
|
0.11
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
--
|
-20.42
|
56.90
|
-30.72
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
6.57
Lower than Peers by 0.70
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
6.57
|
5.38
|
-19.03
|
42.67
|
-33.83
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
14.51
Higher than Peers by 8.73
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
14.51
|
0.10
|
-0.12
|
0.42
|
-0.29
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
1.98
Lower than Peers by 6.79
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
1.98
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
2.00
|
1.94
|
1.99
|
2.99
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
0.85
|
--
|
0.83
|
1.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.12
Lower than Peers by 0.18
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
0.12
|
0.12
|
0.14
|
0.17
|
0.19
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.12
Lower than Peers by 0.23
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
0.12
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
--
|
0.31
|
0.51
|
1.01
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
2.14
Lower than Peers by 4.76
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
2.14
|
2.07
|
1.40
|
--
|
4.11
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
0.06
|
0.07
|
0.04
|
0.04
|
0.02
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
5.26
|
5.11
|
9.19
|
11.99
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
--
|
27.45
|
36.22
|
91.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.72
Higher than Peers by 0.93
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
13.72
|
17.00
|
9.60
|
7.42
|
9.67
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.35
Higher than Peers by 0.03
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
1.35
|
1.66
|
0.93
|
0.86
|
0.78
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
0.67
Lower than Peers by 1.81
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
0.67
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
--
|
17.08
|
6.80
|
-0.42
|
17.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
85,539
Higher than Peers by 85,226
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Lloyds Banking Group - ADR
|
85,539
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|