Clover Health Investments Corp. Class A (CLOV) Key Ratios
$4.29
As on 08-Sep-2026 16:24EDT
Market cap
$2,260 Mln
Revenue (TTM)
$2,477 Mln
P/E Ratio
--
P/B Ratio
6
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -0.80 | 55.60 | 54.03 | 1.09 | 21.17 |
| EBIT | 2.44 | 364.71 | 56.95 | 24.52 | 14.38 |
| Net Profit | 2.44 | 364.71 | 57.40 | 24.50 | 14.41 |
| EPS | 0.01 | 346.97 | 53.73 | 24.42 | 14.48 |
| Book Value | -- | -- | -13.95 | -7.20 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -8.16 | -17.27 | -0.74 | -4.45 | -3.37 |
| Net Margin
| -- | -- | -0.74 | -- | -- |
| Return on equity
| -35.46 | 251.33 | -5.36 | -26.33 | -13.71 |
| Return on Capital
| -35.07 | -313.92 | -- | -26.33 | -13.61 |
| Return on Assets
| -17.89 | -37.75 | -2.02 | -15.25 | -7.47 |
| Debt to Equity (x)
| -- | -- | 0.00 | -- | -- |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
-26.33
|
-13.61
|
-65.27
|
-73.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-5.36
Lower than Peers by 16.41
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
-5.36
|
-26.33
|
-13.71
|
-66.34
|
-76.11
|
|
Peer Median
|
11.05
|
--
|
--
|
--
|
--
|
ROA
-2.02
Lower than Peers by 4.41
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
-2.02
|
-15.25
|
-7.47
|
-30.94
|
-38.60
|
|
Peer Median
|
2.39
|
--
|
--
|
--
|
--
|
EBIT Margin
-0.74
Lower than Peers by 3.75
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
-0.74
|
-4.45
|
-3.37
|
-16.67
|
-23.09
|
|
Peer Median
|
3.01
|
--
|
--
|
--
|
--
|
Net Margin
-0.74
Lower than Peers by 2.72
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
-0.74
|
-4.45
|
-3.14
|
-16.93
|
-30.97
|
|
Peer Median
|
1.98
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
54.03
Higher than Peers by 42.56
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
54.03
|
0.40
|
0.09
|
0.15
|
-0.26
|
|
Peer Median
|
11.48
|
--
|
--
|
--
|
--
|
EBIT Growth
56.95
Higher than Peers by 61.32
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
56.95
|
-84.91
|
77.98
|
17.01
|
55.64
|
|
Peer Median
|
-4.37
|
--
|
--
|
--
|
--
|
Net Profit Growth
57.40
Higher than Peers by 60.21
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
57.40
|
-98.91
|
79.84
|
37.17
|
42.23
|
|
Peer Median
|
-2.81
|
--
|
--
|
--
|
--
|
EPS Growth
53.73
Higher than Peers by 55.61
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
53.73
|
-0.89
|
0.80
|
0.38
|
0.43
|
|
Peer Median
|
-1.88
|
--
|
--
|
--
|
--
|
Book Value Growth
1.99
Lower than Peers by 3.08
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
1.99
|
--
|
--
|
--
|
--
|
|
Peer Median
|
5.08
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
--
|
--
|
0.02
|
0.02
|
|
Peer Median
|
0.71
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
--
|
--
|
0.01
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.50
Higher than Peers by 0.06
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
1.50
|
1.47
|
1.61
|
1.64
|
1.45
|
|
Peer Median
|
1.45
|
--
|
--
|
--
|
--
|
Quick Ratio
1.50
Lower than Peers by 0.05
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
1.50
|
--
|
--
|
1.37
|
1.68
|
|
Peer Median
|
1.55
|
--
|
--
|
--
|
--
|
Interest Coverage
--
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
--
|
--
|
-30,020.14
|
-185.78
|
|
Peer Median
|
4.84
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.19
Lower than Peers by 1.15
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
8.19
|
8.25
|
6.77
|
6.84
|
15.28
|
|
Peer Median
|
9.34
|
--
|
--
|
--
|
--
|
Asset Turnover
2.72
Higher than Peers by 1.33
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
2.72
|
3.43
|
2.38
|
1.83
|
1.25
|
|
Peer Median
|
1.39
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
23.87
|
23.85
|
36.77
|
46.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
--
|
25.42
|
-5.79
|
-47.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
8.24
|
13.02
|
12.66
|
11.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
--
|
36.25
|
18.32
|
-12.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
-14.21
|
-36.02
|
-2.15
|
-1.31
|
|
Peer Median
|
38.46
|
--
|
--
|
--
|
--
|
Price / Book Value
6.01
Higher than Peers by 3.55
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
6.01
|
3.94
|
4.54
|
1.60
|
1.24
|
|
Peer Median
|
2.47
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.87
|
--
|
--
|
--
|
--
|
EV/EBITDA
-0.65
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
-0.65
|
-13.36
|
-29.55
|
-1.09
|
-0.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,260
Lower than Peers by 2,562
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Clover Health Investments Corp. Class A (CLOV)
|
2,260
|
--
|
--
|
--
|
--
|
|
Peer Median
|
4,822
|
--
|
--
|
--
|
--
|