ItaÃº Unibanco Holding S.A (ITUB) Financials

$8.06

$-0.12 (-1.47%)

As on 24-Sep-2026 13:40EDT

Market cap

$91,371 Mln

Revenue (TTM)

$383,371 Mln

P/E Ratio

10.1

P/B Ratio

2.2

Div. Yield

35.7 %

Income Statement (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	383,370.53	384,581.00	325,846.00	306,630.00	253,123.00	191,490.00
Cost of Revenue	246,396.80	251,955.00	196,746.00	189,813.00	144,897.00	83,306.00
Gross Profit	136,973.73	132,626.00	129,100.00	116,817.00	108,226.00	108,184.00
Operating Expenses	82,403.69	82,376.00	81,544.00	77,117.00	71,532.00	65,953.00
Operating Profit (EBIT)	54,570.03	50,250.00	47,556.00	39,700.00	36,694.00	42,231.00
Other Income	--	--	--	--	--	--
Profit before Tax	54,570.03	50,250.00	47,556.00	39,700.00	36,694.00	42,231.00
Provision for Tax	6,790.24	4,401.00	5,428.00	5,823.00	6,452.00	13,847.00
Profit after Tax (Net Income)	47,099.79	44,857.00	41,085.00	33,105.00	29,207.00	26,760.00
Minority Interest	-1,115.00	-992.00	-1,043.00	-870.00	-1,035.00	-1,624.00
Consolidated Profit	--	--	--	--	29,702.00	26,760.00

Liabilities (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	217,566.44	204,398.37	211,090.00	190,177.00	167,717.00	152,864.00
Minority Interest	-1,115.00	--	--	--	--	--
Non-Current Liabilities	1,103,077.57	2,275,817.31	935,312.00	826,818.00	802,595.00	663,176.00
Current Liabilities	1,871,012.00	585,762.89	1,697,879.00	1,517,232.00	1,341,364.00	1,241,554.00
Total Liabilities	5,072,899.07	3,076,548.27	2,854,475.00	2,543,100.00	2,321,066.00	2,069,206.00

Assets (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	2,783,443.60	2,872,231.85	2,108,295.00	1,823,445.00	1,659,139.00	1,480,262.00
Current Assets	418,621.00	204,316.41	746,180.00	719,655.00	661,927.00	588,944.00
Total Assets	3,620,685.60	3,076,548.27	2,854,475.00	2,543,100.00	2,321,066.00	2,069,206.00
Total Debt*	1,023,799.95	1,012,599.57	905,627.00	814,620.00	721,402.00	574,067.00
Net Current Assets	--	--	--	--	--	--

Cashflow (R$ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	129,382.59	-96,320.00	77,493.00	129,966.00	60,106.00
Cash Flow from Investing Activities	--	-210,163.01	6,968.00	-31,230.00	-73,603.00	-4,841.00
Cash from Financing Activities	--	88,595.82	81,691.00	-22,448.00	-31,714.00	-31,460.00
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS (R$)	4.11	3.45	3.78	3.35	2.95	2.72
Cash EPS (R$)	--	4.02	4.37	3.90	3.44	3.15
Adjusted Book Value (R$)	--	15.72	19.41	19.23	16.97	15.55
Dividend per Share (R$)	--	--	--	--	--	--
Cash Flow per Share (R$)	--	9.95	-8.86	7.83	13.15	6.11
Free Cash Flow per Share (R$)	--	9.86	-9.02	6.90	12.29	5.19

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	3.84	3.87	3.50	3.61	3.70
ROE (%)	21.80	21.59	20.48	18.50	18.22	18.09
ROA (%)	1.36	1.51	1.52	1.36	1.33	1.31
EBIT Margin (%)	14.23	13.07	14.59	12.95	14.50	22.05
Net Margin (%)	12.29	11.66	12.61	10.80	11.54	13.97
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	8.24	0.18	0.06	0.21	0.32	0.10
EBIT Growth (%)	19.59	5.66	19.79	8.19	-13.11	707.48
Net Profit Growth (%)	9.83	9.18	24.11	13.35	9.14	41.62
EPS Growth (%)	2.60	-0.09	0.13	0.13	0.09	0.41
Book Value Growth (%)	1.77	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	1.68	4.95	4.29	4.28	4.30	3.76
Short term debt to equity ratio	3.01	2.87	2.96	2.89	2.69	2.48
Current Ratio	0.22	0.35	0.44	0.47	0.49	0.47
Quick Ratio	0.22	--	--	0.56	0.91	1.17
Interest Coverage	1.26	0.23	0.28	0.25	0.31	0.61

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	1.19	1.14	30.76	31.48	30.96	34.62
Asset Turnover	0.11	0.13	0.12	0.13	0.12	0.09
Receivable days	--	49.69	110.28	104.16	104.38	117.51
Inventory Days	--	--	-254.51	-666.93	-1,789.13	-3,916.25
Payable days	--	--	57.10	65.66	85.29	134.56
Cash Conversion Cycle	--	--	-201.34	-628.42	-1,770.05	-3,933.30

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (R$ Mln)