Pacific Premier Bancorp (PPBI) Key Ratios
$24.49
$0.00 (0.00%)As on 02-Sep-2025 09:30EDT
Market cap
$2,375 Mln
Revenue (TTM)
$802 Mln
P/E Ratio
17.1
P/B Ratio
0.8
Div. Yield
5.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -1.46 | -9.79 | 24.97 | 0.49 | 7.79 |
| EBIT | -12.92 | -24.67 | 1,986.81 | -24.45 | 124.18 |
| Net Profit | -10.99 | -23.49 | 33,262.02 | -23.79 | 72.16 |
| EPS | -11.13 | -23.69 | 17,806.89 | -24.01 | 28.47 |
| Book Value | -- | -- | 1.92 | 0.48 | -1.72 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 24.94 | 28.85 | 22.77 | 24.90 | 3.83 |
| Net Margin
| -- | -- | 17.20 | -- | -- |
| Return on equity
| 5.50 | 6.22 | 4.65 | 5.44 | 1.09 |
| Return on Capital
| 4.15 | 4.81 | -- | 4.51 | 0.78 |
| Return on Assets
| 0.78 | 0.88 | 0.69 | 0.86 | 0.15 |
| Debt to Equity (x)
| -- | -- | 0.04 | 0.09 | 0.32 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
--
|
4.51
|
0.78
|
7.16
|
9.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.65
Lower than Peers by 5.21
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
4.65
|
5.44
|
1.09
|
9.98
|
12.07
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
0.69
Lower than Peers by 0.28
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
0.69
|
0.86
|
0.15
|
1.33
|
1.66
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
22.77
Higher than Peers by 1.97
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
22.77
|
24.90
|
3.83
|
46.08
|
58.74
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
17.20
Lower than Peers by 2.83
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
17.20
|
18.61
|
3.47
|
34.02
|
43.33
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
24.97
Higher than Peers by 13.87
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
24.97
|
-0.04
|
0.06
|
0.06
|
0.16
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
1,986.81
Higher than Peers by 1,998.31
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
1,986.81
|
524.16
|
-91.14
|
-16.59
|
534.73
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
33,262.02
Higher than Peers by 33,254.75
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
33,262.02
|
414.72
|
-89.13
|
-16.52
|
463.19
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
17,806.89
Higher than Peers by 17,801.11
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
17,806.89
|
4.12
|
-0.89
|
-0.17
|
4.64
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
1.50
Lower than Peers by 7.27
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
1.50
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.04
Lower than Peers by 0.17
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
0.04
|
0.09
|
0.32
|
0.48
|
0.31
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
--
|
0.00
|
0.17
|
0.08
|
0.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.13
Lower than Peers by 0.18
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
0.13
|
0.10
|
0.14
|
0.22
|
0.37
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.13
Lower than Peers by 0.23
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
0.13
|
--
|
0.09
|
0.28
|
0.39
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.67
Lower than Peers by 0.08
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
1.67
|
0.74
|
0.13
|
5.38
|
13.41
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.66
Higher than Peers by 1.77
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
8.66
|
7.96
|
7.72
|
8.85
|
8.38
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
0.04
|
0.05
|
0.04
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
--
|
29.20
|
29.27
|
30.55
|
32.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
--
|
1,091.65
|
-206.52
|
-3,708.64
|
6,656.71
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
--
|
--
|
-17,893.93
|
8,945.75
|
-86,827.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
--
|
--
|
17,716.67
|
-12,623.84
|
93,516.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
17.13
Higher than Peers by 4.34
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
17.13
|
14.88
|
88.91
|
10.48
|
11.06
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.80
Lower than Peers by 0.53
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
0.80
|
0.80
|
0.95
|
1.06
|
1.30
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
5.39
Higher than Peers by 2.91
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
5.39
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
--
|
5.22
|
46.96
|
1.45
|
0.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,375
Higher than Peers by 2,062
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
Pacific Premier Bancorp (PPBI)
|
2,375
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|