Dime Community Bancshares (DCOM) Financials

$40.39

$-0.35 (-0.86%)

As on 09-Sep-2026 16:00EDT

Market cap

$1,821 Mln

Revenue (TTM)

$751 Mln

P/E Ratio

14.9

P/B Ratio

1.3

Div. Yield

2.4 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	750.99	730.38	646.19	609.36	477.38	426.69
Cost of Revenue	311.92	320.47	368.21	-256.58	64.74	33.23
Gross Profit	439.07	409.90	277.99	609.36	412.65	393.47
Operating Expenses	254.75	253.10	226.55	6.78	200.73	245.30
Operating Profit (EBIT)	184.32	156.80	51.44	136.88	211.92	148.17
Other Income	--	--	--	--	--	--
Profit before Tax	184.32	156.80	51.44	136.88	211.92	148.17
Provision for Tax	55.40	46.12	22.36	40.79	59.36	44.17
Profit after Tax (Net Income)	128.92	110.68	29.08	96.09	152.56	104.00
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	143.58	96.71

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	1,520.46	1,475.77	1,396.52	1,226.23	1,169.58	1,192.62
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	13,189.92	1,024.62	1,220.60	1,879.13	1,764.57	412.91
Current Liabilities	332.58	12,841.25	11,736.14	10,530.66	10,255.77	10,460.84
Total Liabilities	15,340.73	15,341.63	14,353.26	13,636.01	13,189.92	12,066.36

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	11,343.01	12,134.16	13,007.12	12,236.55	12,021.48	10,068.78
Current Assets	3,665.14	3,207.47	1,346.14	1,399.45	1,168.45	1,997.58
Total Assets	18,673.29	15,341.63	14,353.26	13,636.01	13,189.92	12,066.36
Total Debt*	655.81	370.63	979.32	1,568.65	1,392.98	290.06
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	186.57	99.06	90.87	295.17	146.33
Cash Flow from Investing Activities	--	-69.45	64.13	-214.05	-1,332.19	1,102.82
Cash from Financing Activities	--	953.28	662.84	411.42	812.59	-1,099.03
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	2.98	2.57	0.71	2.48	3.95	2.57
Cash EPS ($)	--	2.70	0.88	2.68	4.00	2.64
Adjusted Book Value ($)	--	34.28	34.26	31.59	30.32	29.52
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	4.33	2.43	2.34	7.65	3.62
Free Cash Flow per Share ($)	--	4.24	2.28	2.19	7.56	3.62

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	5.24	1.12	3.59	7.54	5.68
ROE (%)	8.61	7.71	2.22	8.02	12.92	10.98
ROA (%)	0.76	0.75	0.21	0.72	1.21	1.10
EBIT Margin (%)	24.54	21.47	7.96	22.46	44.39	34.72
Net Margin (%)	17.17	15.15	4.50	15.77	31.96	24.37
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	14.81	0.13	0.06	0.28	0.12	0.67
EBIT Growth (%)	163.27	204.83	-62.42	-35.41	43.03	169.47
Net Profit Growth (%)	192.55	280.56	-69.73	-37.01	46.69	145.75
EPS Growth (%)	192.72	2.60	-0.71	-0.37	0.54	0.99
Book Value Growth (%)	3.93	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	14.95	11.70	43.08	10.88	8.05	13.66
Price / Book Value	1.27	0.88	0.90	0.85	1.05	1.19
Dividend Yield (%)	2.44	--	--	--	--	--
EV/EBITDA	--	-9.15	16.16	9.28	6.76	-1.56
Close Price ($)	40.65	30.09	30.74	26.93	31.83	35.16
High Price ($)	40.99	34.00	37.60	33.55	38.20	38.35
Low Price ($)	25.63	23.25	17.29	15.57	28.36	23.45
Market Cap ($ Cr)	1,821.46	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	--	0.25	0.70	1.28	1.19	0.24
Short term debt to equity ratio	0.22	--	0.04	1.04	0.00	0.00
Current Ratio	11.02	0.25	0.11	0.13	0.11	0.19
Quick Ratio	11.02	--	--	0.18	0.14	0.23
Interest Coverage	1.70	0.57	0.15	0.47	3.57	5.48

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	16.89	7.61	8.66	9.14	10.17	9.41
Asset Turnover	0.04	0.05	0.05	0.05	0.04	0.05
Receivable days	--	27.89	31.55	31.24	33.94	32.08
Inventory Days	--	--	-509.99	524.83	-1,855.38	-3,917.76
Payable days	--	--	--	-14,597.31	58,433.97	82,351.88
Cash Conversion Cycle	--	--	--	15,153.38	-60,255.41	-86,237.55

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)