Republic Bancorp Inc. Class A (RBCAA) Key Ratios
$93.68
As on 01-Sep-2026 11:37EDT
Market cap
$1,863 Mln
Revenue (TTM)
$505 Mln
P/E Ratio
14.5
P/B Ratio
1.6
Div. Yield
2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -7.45 | 8.78 | -1.45 | 10.54 | 9.68 |
| EBIT | -16.15 | 14.98 | 6.31 | 13.69 | 8.78 |
| Net Profit | -22.79 | 4.39 | 2.97 | 12.95 | 7.13 |
| EPS | -22.79 | 4.21 | 2.79 | 13.11 | 8.41 |
| Book Value | -- | -- | 11.00 | 9.10 | 7.34 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 28.06 | 31.42 | 33.12 | 31.79 | 25.55 |
| Net Margin
| -- | -- | 25.36 | -- | -- |
| Return on equity
| 11.13 | 10.95 | 11.33 | 12.54 | 10.64 |
| Return on Capital
| 7.27 | 7.26 | -- | 8.06 | 6.86 |
| Return on Assets
| 1.62 | 1.56 | 1.65 | 1.89 | 1.51 |
| Debt to Equity (x)
| -- | -- | 0.14 | 0.57 | 0.54 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
--
|
8.06
|
6.86
|
6.87
|
7.60
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.33
Higher than Peers by 1.47
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
11.33
|
12.54
|
10.64
|
10.22
|
10.78
|
|
Peer Median
|
9.87
|
--
|
--
|
--
|
--
|
ROA
1.65
Higher than Peers by 0.69
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
1.65
|
1.89
|
1.51
|
1.45
|
1.53
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
33.12
Higher than Peers by 12.33
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
33.12
|
31.79
|
25.55
|
26.86
|
36.95
|
|
Peer Median
|
20.79
|
--
|
--
|
--
|
--
|
Net Margin
25.36
Higher than Peers by 5.33
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
25.36
|
25.19
|
20.28
|
21.44
|
28.81
|
|
Peer Median
|
20.03
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-1.45
Lower than Peers by 12.56
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
-1.45
|
0.04
|
0.19
|
0.33
|
0.02
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
6.31
Higher than Peers by 17.81
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
6.31
|
29.76
|
12.80
|
-3.11
|
4.85
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
2.97
Lower than Peers by 4.31
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
2.97
|
29.54
|
12.17
|
-0.80
|
3.99
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
2.79
Lower than Peers by 3.00
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
2.79
|
0.29
|
0.12
|
0.01
|
0.06
|
|
Peer Median
|
5.78
|
--
|
--
|
--
|
--
|
Book Value Growth
8.93
Higher than Peers by 0.16
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
8.93
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.77
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.14
Lower than Peers by 0.07
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
0.14
|
0.57
|
0.54
|
0.56
|
0.41
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.09
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
0.09
|
0.32
|
0.10
|
0.11
|
0.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.81
Higher than Peers by 3.51
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
3.81
|
0.68
|
0.16
|
0.19
|
0.20
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
3.81
Higher than Peers by 3.46
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
3.81
|
--
|
--
|
0.15
|
0.20
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.72
Higher than Peers by 0.97
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
2.72
|
1.60
|
1.06
|
1.68
|
15.59
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
4.33
Lower than Peers by 2.57
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
4.33
|
4.28
|
18.45
|
20.76
|
3.29
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.07
Higher than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
0.07
|
0.08
|
0.07
|
0.07
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
--
|
40.10
|
65.67
|
42.42
|
10.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
--
|
--
|
477.47
|
366.52
|
-4,694.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
--
|
--
|
--
|
14,424.00
|
57,394.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
--
|
--
|
--
|
-14,015.06
|
-62,077.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
14.51
Higher than Peers by 1.72
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
14.51
|
10.40
|
13.63
|
12.01
|
8.97
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
1.59
Higher than Peers by 0.27
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
1.59
|
1.24
|
1.39
|
1.19
|
0.95
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.01
Lower than Peers by 0.47
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
2.01
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
--
|
4.89
|
8.03
|
5.38
|
1.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,863
Higher than Peers by 1,549
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Republic Bancorp Inc. Class A (RBCAA)
|
1,863
|
--
|
--
|
--
|
--
|
|
Peer Median
|
314
|
--
|
--
|
--
|
--
|