BBVA Banco Frances SA ADR (BBAR) Financials

$15.34

$0.18 (1.19%)

As on 10-Sep-2026 16:00EDT

Market cap

$3,027 Mln

Revenue (TTM)

$6,401,733 Mln

P/E Ratio

13.7

P/B Ratio

1.1

Div. Yield

3 %

Income Statement (ARS Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	6,401,733.21	5,633,014.23	354,717.13	191,793.18	4,611,768.74	1,463,642.11
Cost of Revenue	3,207,660.72	2,545,667.67	1,774,928.08	-1,774,182.18	1,961,236.11	558,793.27
Gross Profit	3,194,072.49	3,087,346.57	3,547,171.34	3,692,114.00	2,650,532.62	904,848.83
Operating Expenses	2,663,778.71	2,567,528.10	987,047.48	1,917,931.82	2,274,600.51	820,062.56
Operating Profit (EBIT)	530,631.98	519,818.47	2,560,123.85	1,120,762.92	375,932.11	84,786.27
Other Income	--	--	--	--	--	--
Profit before Tax	530,293.78	519,818.47	444,476.00	313,326.16	375,932.11	84,786.27
Provision for Tax	82,234.22	187,245.79	86,823.34	156,070.33	-17,114.20	28,034.56
Profit after Tax (Net Income)	337,700.42	315,143.93	353,242.44	156,858.60	399,017.98	57,012.02
Minority Interest	-16,149.01	-17,428.75	-4,410.22	-397.23	881.00	20.00
Consolidated Profit	--	--	--	--	--	21,183.00

Liabilities (ARS Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	4,221,677.11	3,432,277.49	2,573,759.47	3,041,728.81	360,480.71	311,265.70
Minority Interest	-16,149.01	--	--	--	--	--
Non-Current Liabilities	24,006,431.18	3,550,124.88	2,173,089.81	2,286,608.19	860,629.32	310,566.41
Current Liabilities	17,781,477.00	18,314,912.55	9,930,976.80	7,938,075.31	40.84	1,380,172.79
Total Liabilities	46,149,438.65	25,408,391.31	14,719,893.84	13,305,540.25	1,958,836.86	2,008,278.98

Assets (ARS Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	25,738,843.26	18,648,998.67	8,059,956.49	8,370,222.31	813,494.01	1,210,010.72
Current Assets	2,629,118.39	6,759,392.64	6,659,937.35	4,935,317.95	920,064.18	798,268.26
Total Assets	30,997,080.04	25,408,391.31	14,719,893.84	13,305,540.25	1,958,836.86	2,008,278.98
Total Debt*	1,451,573.27	1,959,988.62	348,995.01	140,252.67	75,058.34	29,486.30
Net Current Assets	--	--	--	--	--	--

Cashflow (ARS Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	1,000,293.26	-5,172,838.48	601,229.53	113,021.11	116,712.11
Cash Flow from Investing Activities	--	-11,054,692.38	-162,395.70	-93,627.58	-27,152.87	-11,004.56
Cash from Financing Activities	--	11,151,082.90	124,391.62	-57,614.78	-8,508.36	-34,364.74
Net Cash Inflow / Outflow	--	--	--	--	--	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS (ARS)	1,654.26	1,543.03	1,729.57	768.03	1,953.70	279.15
Cash EPS (ARS)	--	2,087.20	2,119.37	904.54	2,007.43	306.48
Adjusted Book Value (ARS)	--	16,805.39	12,601.85	14,893.27	1,765.01	1,524.04
Dividend per Share (ARS)	--	--	--	--	--	--
Cash Flow per Share (ARS)	--	4,897.72	-25,327.66	2,943.81	553.38	571.46
Free Cash Flow per Share (ARS)	--	7,983.64	-26,133.23	2,737.44	473.03	532.07

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	7.58	11.57	8.67	102.80	21.47
ROE (%)	9.00	10.49	12.58	9.22	118.80	23.71
ROA (%)	1.25	1.57	2.52	2.06	20.12	3.73
EBIT Margin (%)	7.34	9.23	124.35	163.16	8.15	5.79
Net Margin (%)	5.28	5.59	99.58	81.79	8.65	3.90
Cash Profit Margin (%)	--	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	34.47	14.88	0.85	-0.96	2.15	2.56
EBIT Growth (%)	-20.94	17.85	40.95	-16.76	343.39	59.30
Net Profit Growth (%)	-14.86	-10.79	125.20	-60.69	599.88	92.93
EPS Growth (%)	-12.93	-0.11	1.25	-0.61	6.00	0.93
Book Value Growth (%)	47.19	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	--	0.57	0.14	0.05	0.21	0.09
Short term debt to equity ratio	0.02	0.14	0.00	0.00	0.00	--
Current Ratio	0.15	0.37	0.67	0.62	22,526.85	0.58
Quick Ratio	0.15	--	--	0.50	31,074.73	0.84
Interest Coverage	1.18	0.20	0.25	0.20	0.19	0.15

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	0.00	0.01	401.37	483.26	2.41	2.40
Asset Turnover	0.24	0.28	0.03	0.03	2.32	0.96
Receivable days	--	46.18	1,210.20	988.25	5.79	6.62
Inventory Days	--	--	202.20	-65.21	-66.38	-189.03
Payable days	--	0.03	0.02	-0.02	0.02	0.04
Cash Conversion Cycle	--	--	1,412.37	923.06	-60.61	-182.45

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (ARS Mln)