BBVA Banco Frances SA ADR (BBAR) Key Ratios
$12.65
As on 09-Oct-2026 16:00EDT
Market cap
$2,584 Mln
Revenue (TTM)
$6,608,309 Mln
P/E Ratio
9.6
P/B Ratio
1.1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -7.70 | 4.19 | 37.01 | 26.85 | 92.83 |
| EBIT | -- | -- | 0.37 | 8.55 | 66.73 |
| Net Profit | 82.69 | 318.18 | 42.59 | 18.78 | 67.96 |
| EPS | 71.17 | 282.58 | 42.06 | 20.68 | 80.29 |
| Book Value | -- | -- | 33.36 | 111.95 | 82.48 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 98.91 | 62.14 | 6.18 | 9.23 | 124.35 |
| Net Margin
| -- | -- | 5.77 | -- | -- |
| Return on equity
| 10.77 | 34.96 | 9.53 | 10.49 | 12.58 |
| Return on Capital
| 9.28 | 30.42 | -- | 7.58 | 11.57 |
| Return on Assets
| 2.05 | 6.00 | 1.34 | 1.57 | 2.52 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.57 | 0.14 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
7.58
|
11.57
|
8.67
|
102.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.53
Lower than Peers by 0.40
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
9.53
|
10.49
|
12.58
|
9.22
|
118.80
|
|
Peer Median
|
9.93
|
--
|
--
|
--
|
--
|
ROA
1.34
Higher than Peers by 0.36
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
1.34
|
1.57
|
2.52
|
2.06
|
20.12
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
6.18
Lower than Peers by 14.86
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
6.18
|
9.23
|
124.35
|
163.16
|
8.15
|
|
Peer Median
|
21.04
|
--
|
--
|
--
|
--
|
Net Margin
5.77
Lower than Peers by 14.54
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
5.77
|
5.59
|
99.58
|
81.79
|
8.65
|
|
Peer Median
|
20.31
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
37.01
Higher than Peers by 26.05
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
37.01
|
14.88
|
0.85
|
-0.96
|
2.15
|
|
Peer Median
|
10.97
|
--
|
--
|
--
|
--
|
EBIT Growth
0.37
Higher than Peers by 11.03
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.37
|
17.85
|
40.95
|
-16.76
|
343.39
|
|
Peer Median
|
-10.66
|
--
|
--
|
--
|
--
|
Net Profit Growth
42.59
Higher than Peers by 35.72
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
42.59
|
-10.79
|
125.20
|
-60.69
|
599.88
|
|
Peer Median
|
6.86
|
--
|
--
|
--
|
--
|
EPS Growth
42.06
Higher than Peers by 36.69
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
42.06
|
-0.11
|
1.25
|
-0.61
|
6.00
|
|
Peer Median
|
5.37
|
--
|
--
|
--
|
--
|
Book Value Growth
43.39
Higher than Peers by 34.48
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
43.39
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.91
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
0.57
|
0.14
|
0.05
|
0.21
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.17
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.17
|
0.14
|
0.00
|
0.00
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.79
Higher than Peers by 3.51
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
3.79
|
0.37
|
0.67
|
0.62
|
22,526.85
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
3.79
Higher than Peers by 3.45
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
3.79
|
--
|
--
|
0.50
|
31,074.73
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
1.21
Lower than Peers by 0.56
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
1.21
|
0.20
|
0.25
|
0.20
|
0.19
|
|
Peer Median
|
1.76
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
0.01
Lower than Peers by 6.99
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.01
|
0.01
|
401.37
|
483.26
|
2.41
|
|
Peer Median
|
7.00
|
--
|
--
|
--
|
--
|
Asset Turnover
0.23
Higher than Peers by 0.18
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.23
|
0.28
|
0.03
|
0.03
|
2.32
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
46.18
|
1,210.20
|
988.25
|
5.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
--
|
202.20
|
-65.21
|
-66.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
0.03
|
0.02
|
-0.02
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
--
|
1,412.37
|
923.06
|
-60.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|