BBVA Banco Frances SA ADR (BBAR) Key Ratios
$14.82
As on 04-Sep-2026 16:00EDT
Market cap
$3,027 Mln
Revenue (TTM)
$6,401,733 Mln
P/E Ratio
13.7
P/B Ratio
1.1
Div. Yield
3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 9.61 | 32.91 | 34.47 | 48.43 | 97.83 |
| EBIT | -38.65 | 46.87 | -20.94 | 43.94 | 71.28 |
| Net Profit | 6.13 | 162.72 | -14.86 | 31.98 | 69.83 |
| EPS | 0.58 | 143.42 | -12.93 | 34.22 | 90.13 |
| Book Value | -- | -- | 33.36 | 111.95 | 82.48 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 98.91 | 62.14 | 7.34 | 9.23 | 124.35 |
| Net Margin
| -- | -- | 5.28 | -- | -- |
| Return on equity
| 10.77 | 34.96 | 9.00 | 10.49 | 12.58 |
| Return on Capital
| 9.28 | 30.42 | -- | 7.58 | 11.57 |
| Return on Assets
| 2.05 | 6.00 | 1.25 | 1.57 | 2.52 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.57 | 0.14 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
7.58
|
11.57
|
8.67
|
102.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.00
Lower than Peers by 0.85
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
9.00
|
10.49
|
12.58
|
9.22
|
118.80
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
1.25
Higher than Peers by 0.29
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
1.25
|
1.57
|
2.52
|
2.06
|
20.12
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
7.34
Lower than Peers by 13.35
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
7.34
|
9.23
|
124.35
|
163.16
|
8.15
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
5.28
Lower than Peers by 14.75
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
5.28
|
5.59
|
99.58
|
81.79
|
8.65
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
34.47
Higher than Peers by 23.44
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
34.47
|
14.88
|
0.85
|
-0.96
|
2.15
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
-20.94
Lower than Peers by 9.07
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
-20.94
|
17.85
|
40.95
|
-16.76
|
343.39
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
-14.86
Lower than Peers by 21.91
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
-14.86
|
-10.79
|
125.20
|
-60.69
|
599.88
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
-12.93
Lower than Peers by 18.63
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
-12.93
|
-0.11
|
1.25
|
-0.61
|
6.00
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
47.19
Higher than Peers by 38.47
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
47.19
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
0.57
|
0.14
|
0.05
|
0.21
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.02
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.02
|
0.14
|
0.00
|
0.00
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.15
Lower than Peers by 0.16
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.15
|
0.37
|
0.67
|
0.62
|
22,526.85
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.15
Lower than Peers by 0.21
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.15
|
--
|
--
|
0.50
|
31,074.73
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.18
Lower than Peers by 0.57
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
1.18
|
0.20
|
0.25
|
0.20
|
0.19
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
0.00
Lower than Peers by 6.93
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.00
|
0.01
|
401.37
|
483.26
|
2.41
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.24
Higher than Peers by 0.19
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
0.24
|
0.28
|
0.03
|
0.03
|
2.32
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
46.18
|
1,210.20
|
988.25
|
5.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
--
|
202.20
|
-65.21
|
-66.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
0.03
|
0.02
|
-0.02
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
BBVA Banco Frances SA ADR (BBAR)
|
--
|
--
|
1,412.37
|
923.06
|
-60.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|