State Auto Financial Corporation (STFC) Key Ratios
$52.01
$0.00 (0.00%)As on 10-Mar-2022 09:30EDT
Market cap
$2,315 Mln
Revenue (TTM)
$1,657 Mln
P/E Ratio
32.3
P/B Ratio
2.4
Div. Yield
0.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -5.70 | -0.10 | 17.83 | 6.45 | 3.63 |
| EBIT | -564.15 | -254.72 | 295.89 | 2.80 | 54.87 |
| Net Profit | -2,483.33 | -223.28 | 299.17 | 31.54 | 60.15 |
| EPS | -2,537.56 | -223.28 | 298.91 | 31.75 | 58.92 |
| Book Value | -- | -- | 5.22 | 3.05 | 1.74 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-20 | Dec-19 |
| EBIT-Margin
| 3.57 | 2.97 | 5.46 | 1.29 | 7.95 |
| Net Margin
| -- | -- | 4.33 | -- | -- |
| Return on equity
| 4.22 | 2.76 | 7.44 | 1.33 | 9.83 |
| Return on Capital
| 1.25 | 0.81 | -- | 0.59 | 2.77 |
| Return on Assets
| 14.48 | 8.70 | 2.24 | 6.92 | 31.89 |
| Debt to Equity (x)
| -- | -- | 0.13 | 0.24 | 2.34 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
--
|
0.59
|
2.77
|
0.38
|
-0.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.44
Lower than Peers by 3.74
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
7.44
|
1.33
|
9.83
|
1.51
|
-1.21
|
|
Peer Median
|
11.18
|
--
|
--
|
--
|
--
|
ROA
2.24
Higher than Peers by 1.62
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
2.24
|
6.92
|
31.89
|
4.64
|
-0.66
|
|
Peer Median
|
0.62
|
--
|
--
|
--
|
--
|
EBIT Margin
5.46
Lower than Peers by 5.18
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
5.46
|
1.29
|
7.95
|
1.46
|
2.77
|
|
Peer Median
|
10.64
|
--
|
--
|
--
|
--
|
Net Margin
4.33
Lower than Peers by 2.48
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
4.33
|
0.88
|
6.21
|
1.01
|
-0.75
|
|
Peer Median
|
6.80
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
17.83
Higher than Peers by 10.13
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
17.83
|
0.05
|
0.11
|
-0.10
|
0.01
|
|
Peer Median
|
7.70
|
--
|
--
|
--
|
--
|
EBIT Growth
295.89
Higher than Peers by 284.47
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
295.89
|
-82.93
|
501.61
|
-52.67
|
104.69
|
|
Peer Median
|
11.42
|
--
|
--
|
--
|
--
|
Net Profit Growth
299.17
Higher than Peers by 283.09
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
299.17
|
-85.01
|
582.81
|
219.63
|
-150.95
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
EPS Growth
298.91
Higher than Peers by 280.10
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
298.91
|
-0.85
|
5.67
|
2.17
|
-1.51
|
|
Peer Median
|
18.81
|
--
|
--
|
--
|
--
|
Book Value Growth
1.14
Lower than Peers by 12.92
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
1.14
|
--
|
--
|
--
|
--
|
|
Peer Median
|
14.06
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.13
Lower than Peers by 0.42
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
0.13
|
0.24
|
2.34
|
2.79
|
3.11
|
|
Peer Median
|
0.55
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.13
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
0.13
|
0.12
|
--
|
--
|
0.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.98
Lower than Peers by 1.83
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
0.98
|
0.60
|
0.04
|
0.03
|
0.04
|
|
Peer Median
|
2.81
|
--
|
--
|
--
|
--
|
Quick Ratio
0.98
Lower than Peers by 4.43
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
0.98
|
--
|
--
|
--
|
--
|
|
Peer Median
|
5.40
|
--
|
--
|
--
|
--
|
Interest Coverage
20.57
Higher than Peers by 14.91
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
20.57
|
--
|
--
|
--
|
--
|
|
Peer Median
|
5.66
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.10
Lower than Peers by 40.61
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
8.10
|
7.43
|
7.91
|
6.39
|
5.48
|
|
Peer Median
|
48.71
|
--
|
--
|
--
|
--
|
Asset Turnover
0.52
Higher than Peers by 0.39
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
0.52
|
7.82
|
5.14
|
4.62
|
0.88
|
|
Peer Median
|
0.12
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
--
|
27.31
|
25.01
|
22.85
|
20.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
--
|
--
|
-235.39
|
3.68
|
0.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
32.32
Higher than Peers by 12.76
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
32.32
|
59.58
|
15.62
|
114.35
|
-114.30
|
|
Peer Median
|
19.57
|
--
|
--
|
--
|
--
|
Price / Book Value
2.42
Higher than Peers by 0.48
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
2.42
|
0.77
|
1.42
|
1.79
|
1.39
|
|
Peer Median
|
1.94
|
--
|
--
|
--
|
--
|
Dividend Yield
0.77
Lower than Peers by 0.45
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
0.77
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.22
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
--
|
-43.88
|
11.61
|
55.49
|
24.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,315
Higher than Peers by 798
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
State Auto Financial Corporation (STFC)
|
2,315
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,517
|
--
|
--
|
--
|
--
|