State Auto Financial Corporation (STFC) Financials

$52.01

$0.00 (0.00%)

As on 10-Mar-2022 09:30EDT

Market cap

$2,315 Mln

Revenue (TTM)

$1,657 Mln

P/E Ratio

32.3

P/B Ratio

2.4

Div. Yield

0.8 %

Income Statement ($ Mln)	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	1,657.40	1,480.30	1,407.60	1,273.20	1,421.30	1,405.40
Cost of Revenue	407.40	--	-844.80	1,246.20	1,373.50	1,372.40
Gross Profit	849.00	1,482.00	2,254.80	1,275.80	1,421.30	1,405.40
Operating Expenses	422.64	481.00	1,297.00	1,258.00	1,381.00	1,380.00
Operating Profit (EBIT)	0.09	1,001.00	951.80	12.90	33.40	19.20
Other Income	--	--	--	--	--	--
Profit before Tax	86.10	14.40	107.00	12.90	33.40	19.20
Provision for Tax	14.40	1.30	19.60	0.10	44.10	-1.80
Profit after Tax (Net Income)	71.70	13.10	87.40	12.80	-10.70	21.00
Minority Interest	--	--	--	--	--	--
Consolidated Profit	71.70	13.10	87.40	12.80	-10.70	21.00

Liabilities ($ Mln)	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	954.90	1,010.00	959.90	818.50	880.90	891.30
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	122.10	122.10	122.00	122.00	122.10	122.10
Current Liabilities	122.00	149.00	1,903.50	1,955.40	2,062.00	1,946.00
Total Liabilities	3,209.30	94.00	284.40	263.80	287.60	2,959.40

Assets ($ Mln)	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	174.60	4.00	206.40	204.80	196.60	255.70
Current Assets	119.00	90.00	78.00	59.00	91.00	51.00
Total Assets	3,206.30	3,102.50	2,985.40	2,895.90	3,014.30	2,959.40
Total Debt*	244.10	244.10	2,249.90	2,281.50	2,736.20	2,659.30
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	49.00	-43.90	-13.40	67.90	113.50
Cash Flow from Investing Activities	--	-21.80	74.10	-16.00	-20.50	-127.60
Cash from Financing Activities	--	-14.50	-12.00	-2.30	-7.00	7.10
Net Cash Inflow / Outflow	--	12.70	18.20	-31.70	40.40	-7.00

Financials Ratios	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	1.63	0.30	1.99	0.30	-0.25	0.50
Cash EPS ($)	--	0.54	2.20	0.50	0.04	0.50
Adjusted Book Value ($)	--	22.95	21.82	19.03	20.97	21.22
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	1.11	-1.00	-0.31	1.62	2.70
Free Cash Flow per Share ($)	--	1.11	-1.00	-0.31	1.62	2.70

Profitability Ratios	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	0.59	2.77	0.38	-0.30	0.61
ROE (%)	7.44	1.33	9.83	1.51	-1.21	2.36
ROA (%)	2.24	6.92	31.89	4.64	-0.66	0.73
EBIT Margin (%)	5.46	1.29	7.95	1.46	2.77	1.37
Net Margin (%)	4.33	0.88	6.21	1.01	-0.75	1.49
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	17.83	0.05	0.11	-0.10	0.01	0.03
EBIT Growth (%)	295.89	-82.93	501.61	-52.67	104.69	-71.47
Net Profit Growth (%)	299.17	-85.01	582.81	219.63	-150.95	-58.98
EPS Growth (%)	298.91	-0.85	5.67	2.17	-1.51	-0.59
Book Value Growth (%)	1.14	--	--	--	--	--

Valuation Ratios	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	32.32	59.58	15.62	114.35	-114.30	53.62
Price / Book Value	2.42	0.77	1.42	1.79	1.39	1.26
Dividend Yield (%)	0.77	--	--	--	--	--
EV/EBITDA	--	-43.88	11.61	55.49	24.20	--
Close Price ($)	50.95	17.74	31.02	34.04	29.12	26.81
High Price ($)	51.51	31.81	36.45	35.05	30.85	27.42
Low Price ($)	12.07	12.07	28.10	25.92	22.11	17.84
Market Cap ($ Cr)	2,315.08	--	--	--	--	--

Solvency Ratios	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.13	0.24	2.34	2.79	3.11	2.98
Short term debt to equity ratio	0.13	0.12	--	--	0.14	0.14
Current Ratio	0.98	0.60	0.04	0.03	0.04	0.03
Quick Ratio	0.98	--	--	--	--	--
Interest Coverage	20.57	--	--	--	--	--

Operating Efficiency Ratios	TTM	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	8.10	7.43	7.91	6.39	5.48	5.71
Asset Turnover	0.52	7.82	5.14	4.62	0.88	0.49
Receivable days	--	27.31	25.01	22.85	20.33	21.70
Inventory Days	--	--	--	--	--	--
Payable days	--	--	-235.39	3.68	0.68	140.44
Cash Conversion Cycle	--	--	--	--	--	-118.74

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)