Citizens & Northern Corp (CZNC)
$24.35
$1.09
(4.69%)
As on 24-Jul-2026 16:00EDT
Market cap
$436 Mln
Revenue (TTM)
$164 Mln
P/E Ratio
16.6
P/B Ratio
1.3
Div. Yield
4.8 %
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
-
Net Profit (TTM)
$0 Mln
-
ROE
0.1 %
-
ROCE
-- %
-
Industry P/E
13.32
-
EV/EBITDA
0
-
Debt to Equity
0
-
Book Value
$18.7
-
EPS
$1.5
-
Face value
--
-
Shares outstanding
17,916,586
10 Years Aggregate
CFO
$255.50 Mln
EBITDA
$280.18 Mln
Net Profit
$204.81 Mln
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
Citizens & Northern Corp (CZNC)
| 20.7 | 10.2 | 5.9 | 23.1 | 6.0 | -0.5 | 1.5 |
|
BSE Sensex*
| -9.3 | -0.4 | 0.1 | -5.8 | 4.8 | 7.8 | 10.6 |
|
S&P Small-Cap 600#
| -5.8 | -5.3 | -13.7 | -6.3 | 5.3 | 3.0 | 5.5 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
Citizens & Northern Corp (CZNC)
| 8.4 | -16.9 | -1.9 | -12.5 | 31.7 | -29.8 | 6.9 |
|
S&P Small-Cap 600
| 4.0 | 7.0 | 13.9 | -17.4 | 25.3 | 9.6 | 20.9 |
|
BSE Sensex
| 9.1 | 8.1 | 18.7 | 4.4 | 22.0 | 15.8 | 14.4 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price ($) | Market Cap ($ Mln) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
Citizens & Northern Corp (CZNC)
|
24.4 | 436.3 | 164.3 | 25.4 | 8.2 | 7.4 | 16.6 | 1.3 |
| 142.3 | 8,644.9 | 3,389.1 | 650.5 | 17.0 | 10.8 | 13.3 | 1.4 | |
| 31.2 | 8,809.8 | 3,426.0 | 711.0 | 19.8 | 9.2 | 16.5 | 1.2 | |
| 59.1 | 8,502.7 | 2,169.2 | 583.6 | 35.0 | 14.2 | 14.4 | 1.9 | |
| 25.5 | 12,088.5 | 4,633.0 | 1,057.0 | 22.5 | 11.6 | 12.8 | 1.4 | |
| 50.3 | 6,545.3 | 1,405.0 | 131.7 | 34.9 | 3.1 | 23.6 | 1.6 | |
| 26.5 | 10,133.4 | 4,032.4 | 886.3 | 28.7 | 10.4 | 11.7 | 1.2 | |
| 106.1 | 10,278.9 | 3,247.6 | 950.2 | 16.0 | 10.4 | 10.9 | 1.1 | |
| 14.3 | 7,931.0 | 2,981.7 | 693.6 | 14.5 | 8.8 | 12.2 | 1.0 | |
| 158.7 | 10,702.5 | 4,345.8 | 900.4 | 20.7 | 12.2 | 12.7 | 1.5 |
Shareholding Pattern
View DetailsAbout Citizens & Northern Corp (CZNC)
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types of... checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. The company operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania. Read more
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President, CEO & Director
Mr. J. Bradley Scovill
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President, CEO & Director
Mr. J. Bradley Scovill
-
Headquarters
Wellsboro, PA
-
Website
Value Research Ratings
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FAQs for Citizens & Northern Corp (CZNC)
What is the current share price of Citizens & Northern Corp (CZNC) Today?
The share price of Citizens & Northern Corp (CZNC) is $24.35 (NASDAQ) as of 24-Jul-2026 16:00 EDT. Citizens & Northern Corp (CZNC) has given a return of 6.04% in the last 3 years.
What is the current PB & PE ratio of Citizens & Northern Corp (CZNC)?
The P/E ratio of Citizens & Northern Corp (CZNC) is 16.56 times as on 24-Jul-2026, a 24 premium to its peers’ median range of 13.32 times.
The P/B ratio of Citizens & Northern Corp (CZNC) is 1.33 times as on 24-Jul-2026, a 0 premium to its peers’ median range of 1.33 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
15.21
|
1.04
|
|
2024
|
11.06
|
1.04
|
|
2023
|
14.10
|
1.30
|
|
2022
|
13.21
|
1.41
|
|
2021
|
13.37
|
1.36
|
What is the 52 Week High and Low of Citizens & Northern Corp (CZNC)?
The 52-week high and low of Citizens & Northern Corp (CZNC) are Rs 25.00 and Rs 18.16 as of 27-Jul-2026.
What is the market cap of Citizens & Northern Corp (CZNC)?
Citizens & Northern Corp (CZNC) has a market capitalisation of $ 436 Mln as on 24-Jul-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in Citizens & Northern Corp (CZNC)?
Before investing in Citizens & Northern Corp (CZNC), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
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