American National Bankshares (AMNB) Key Ratios
$47.76
$0.00 (0.00%)As on 01-Apr-2024 16:00EDT
Market cap
$508 Mln
Revenue (TTM)
$115 Mln
P/E Ratio
19.4
P/B Ratio
1.5
Div. Yield
2.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 42.76 | 29.49 | 5.21 | 4.49 | 9.72 |
| EBIT | -- | -- | -35.02 | -13.39 | -3.39 |
| Net Profit | -29.60 | -49.27 | -24.02 | -4.51 | 2.99 |
| EPS | -29.60 | -49.27 | -24.02 | -4.51 | -1.06 |
| Book Value | -- | -- | 6.85 | 0.52 | 4.76 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-23 | Dec-22 | Dec-21 |
| EBIT-Margin
| 31.56 | 31.87 | -1.51 | 47.01 | 49.19 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 10.21 | 9.49 | 7.88 | 10.19 | 12.57 |
| Return on Capital
| 7.96 | 7.54 | 5.67 | 7.87 | 10.33 |
| Return on Assets
| 1.10 | 1.07 | 0.85 | 1.08 | 1.36 |
| Debt to Equity (x)
| -- | -- | 0.38 | 0.40 | 0.20 |
Profitability
ROCE
5.67
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
5.67
|
7.87
|
10.33
|
7.38
|
6.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
7.88
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
7.88
|
10.19
|
12.57
|
9.13
|
7.70
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
0.85
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
0.85
|
1.08
|
1.36
|
1.09
|
0.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
-1.51
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
-1.51
|
47.01
|
49.19
|
36.90
|
27.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
18.86
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
18.86
|
31.51
|
38.76
|
29.81
|
22.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.27
--
Year on year growth in net sales
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
0.27
|
-0.03
|
0.11
|
0.09
|
0.28
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
-104.09
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
-104.09
|
-7.00
|
48.56
|
44.30
|
-35.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
-24.02
--
Year on year growth in profit after tax
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
-24.02
|
-20.90
|
44.87
|
43.71
|
-7.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
-0.24
--
Year on year growth in earnings per share
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
-0.24
|
-0.21
|
0.45
|
0.44
|
-0.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.38
--
Total debt / Net worth
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
0.38
|
0.40
|
0.20
|
0.23
|
0.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.28
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
0.28
|
0.31
|
0.12
|
0.13
|
0.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.08
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
0.08
|
6.78
|
1.14
|
0.96
|
22.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
--
|
6.78
|
1.14
|
0.96
|
26.56
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
-0.55
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
-0.55
|
8.91
|
10.22
|
3.09
|
1.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
--
|
1,983.01
|
--
|
--
|
33.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
--
Sales / Average Total Assets
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
0.05
|
0.03
|
0.04
|
0.04
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
5,705.02
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
5,705.02
|
7,242.94
|
--
|
111.45
|
104.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
986.18
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
986.18
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
94,830,880.20
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
94,830,880.20
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
-94,824,189.00
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
-94,824,189.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
20.50
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
20.50
|
11.80
|
9.52
|
9.60
|
20.82
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
1.56
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
1.56
|
1.26
|
1.17
|
0.85
|
1.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
72.34
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
American National Bankshares (AMNB)
|
72.34
|
-2.78
|
-12.67
|
-12.18
|
1.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|