PB Fintech Peer Comparison
NSE: POLICYBZR | BSE: 543390
₹980.00
As on 01-Oct-2026IST
Market cap
₹45,489 Cr
Revenue (TTM)
₹7,334 Cr
P/E Ratio
60.8
P/B Ratio
6.5
Div. Yield
0 %
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
45,489 | 45,803 | 1,13,050 | 25,243 | 16,031 |
Revenue (₹ Cr) |
7,334 | 2,863 | 5,242 | 5,426 | 1,194 |
Net Profit (₹ Cr) |
753.56 | 2,098.95 | 2,442.23 | 1,032.16 | 250.53 |
Net Margin (%) |
9.79 | 72.00 | 45.09 | 18.96 | 20.44 |
RoE (%) |
10.63 | 13.54 | 28.69 | 17.30 | 16.42 |
Price to Earnings |
60.79 | 21.83 | 46.34 | 24.46 | 67.45 |
Price-To-Book |
6.50 | 2.89 | 11.13 | 4.11 | 9.65 |
Income Statement (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Operating Revenue
|
6,794.02 | 2,608.80 | 4,644.58 | 5,136.61 | 1,119.13 |
|
Total Income
|
7,166.45 | 2,810.65 | 4,834.28 | 5,152.23 | 1,144.50 |
|
Total Expenditure
|
6,284.29 | 464.66 | 1,916.59 | 3,317.66 | 718.91 |
|
EBITDA
|
509.73 | 2,144.14 | 2,727.99 | 1,818.95 | 400.22 |
|
Depreciation
|
135.97 | 29.77 | 47.87 | 125.00 | 19.95 |
|
EBIT
|
373.76 | 2,114.37 | 2,680.12 | 1,693.95 | 380.28 |
|
Interest
|
37.58 | 198.80 | 45.94 | 437.69 | 89.25 |
|
Other Income
|
372.43 | 201.85 | 189.71 | 15.63 | 25.37 |
|
Exceptional Items
|
41.05 | -- | -- | -- | -- |
|
Profit before Tax
|
707.37 | 2,115.03 | 2,821.41 | 1,271.76 | 316.39 |
|
Provision for Tax
|
37.24 | 185.68 | 738.41 | 356.66 | 78.51 |
|
Profit after Tax
|
670.13 | 1,929.35 | 2,083.00 | 915.10 | 237.89 |
Liabilities (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
7,311.79 | 14,727.85 | 9,651.36 | 6,117.79 | 1,671.51 |
|
Minority Interest
|
5.73 | 38.02 | -- | 31.14 | 152.25 |
|
Non-Current Liabilities
|
434.92 | 3,043.37 | 83.40 | 927.69 | 441.74 |
|
Current Liabilities
|
991.97 | 1,398.46 | 8,766.01 | 17,986.28 | 1,348.70 |
|
Total Liabilities
|
8,744.41 | 19,207.70 | 18,510.63 | 25,062.90 | 3,626.57 |
Assets (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
4,368.39 | 17,663.96 | 4,164.22 | 2,801.13 | 897.77 |
|
Current Assets
|
4,376.02 | 1,543.74 | 14,336.55 | 22,261.77 | 2,716.42 |
|
Total Assets
|
8,744.41 | 19,207.70 | 18,510.63 | 25,062.90 | 3,626.57 |
|
Total Debt*
|
0.00 | 3,302.56 | 224.01 | 7,875.91 | 883.82 |
|
Net Current Assets
|
3,384.05 | 145.28 | 5,570.54 | 4,275.49 | 1,367.72 |
|
Contingent Liabilities
|
-- | 154.45 | 813.23 | 2,830.14 | 1,040.24 |
Cashflow (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
41.49 | 1,455.31 | -20.60 | -4,141.74 | -267.05 |
|
Cash Flow from Investing Activities
|
213.77 | -3,856.25 | -1,350.71 | -110.93 | -277.19 |
|
Cash from Financing Activities
|
-81.24 | 2,342.84 | 2,175.47 | 3,655.82 | 599.89 |
|
Net Cash Inflow / Outflow
|
174.02 | -58.10 | 804.16 | -596.85 | 55.65 |
Ratios
Profitability Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
ROCE (%)
|
10.84 | 13.85 | 37.54 | 14.87 | 19.43 |
|
ROE (%)
|
10.51 | 13.12 | 29.70 | 16.07 | 19.96 |
|
ROA (%)
|
8.22 | 10.93 | 14.59 | 4.23 | 7.63 |
|
EBIT Margin (%)
|
12.98 | 89.93 | 62.82 | 35.72 | 38.03 |
|
Net Margin (%)
|
9.35 | 68.64 | 43.09 | 17.76 | 20.79 |
|
Cash Profit Margin (%)
|
11.86 | 75.10 | 45.88 | 20.25 | 23.04 |
Growth Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
36.50 | -43.02 | 19.04 | -1.94 | 22.93 |
|
EBIT Growth (%)
|
76.19 | -43.18 | 15.22 | -7.87 | 43.80 |
|
Net Profit Growth (%)
|
90.26 | -54.51 | 14.18 | -21.93 | 46.20 |
|
EPS Growth (%)
|
88.87 | -54.49 | -61.53 | -22.60 | 24.63 |
|
Book Value Growth (%)
|
15.54 | 0.26 | 104.32 | 7.89 | 104.33 |
Valuation Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Price / Earnings
|
98.64 | 18.95 | 44.96 | 22.65 | 62.56 |
|
Price / Book Value
|
9.67 | 2.48 | 9.94 | 3.51 | 8.51 |
|
Dividend Yield (%)
|
0.00 | 0.00 | 0.00 | 1.78 | 0.00 |
|
EV/EBITDA
|
74.05 | 16.92 | 29.32 | 7.29 | 32.85 |
|
Market Cap (₹ Cr)
|
66,082.71 | 36,545.37 | 93,647.72 | 20,726.72 | 13,616.13 |
Solvency Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.22 | 0.02 | 1.33 | 0.55 |
|
Short term debt to equity ratio
|
-- | 0.06 | 0.02 | 1.29 | 0.15 |
|
Current Ratio
|
4.41 | 1.10 | 1.64 | 1.24 | 2.01 |
|
Quick Ratio
|
4.41 | 1.08 | 1.64 | 1.24 | 2.00 |
|
Interest Coverage
|
19.82 | 11.64 | 62.41 | 3.91 | 4.54 |
Operating Efficiency Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
25.44 | 1.09 | 5.97 | 8.46 | 39.02 |
|
Asset Turnover
|
0.83 | 0.15 | 0.33 | 0.24 | 0.36 |
|
Receivable days
|
73.29 | 3.98 | 14.71 | 26.08 | 116.00 |
|
Inventory Days
|
0.00 | 4.33 | 0.00 | 0.00 | 7.07 |
|
Payable days
|
-- | 2,925.34 | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -2,917.03 | -- | -- | -- |