PB Fintech Peer Comparison
NSE: POLICYBZR | BSE: 543390
₹1,811.50
As on 28-Aug-2026IST
Market cap
₹83,988 Cr
Revenue (TTM)
₹7,334 Cr
P/E Ratio
112.2
P/B Ratio
11.2
Div. Yield
0 %
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
83,988 | 46,041 | 1,20,108 | 26,736 | 17,506 |
Revenue (₹ Cr) |
7,334 | 2,863 | 5,242 | 5,426 | 1,194 |
Net Profit (₹ Cr) |
753.56 | 2,098.95 | 2,442.23 | 1,032.16 | 250.53 |
Net Margin (%) |
9.79 | 72.00 | 45.09 | 18.96 | 20.44 |
RoE (%) |
10.63 | 13.54 | 28.69 | 17.30 | 16.42 |
Price to Earnings |
112.25 | 21.94 | 49.23 | 25.91 | 73.65 |
Price-To-Book |
11.22 | 2.91 | 11.82 | 4.35 | 10.36 |
Income Statement (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Operating Revenue
|
4,977.21 | 4,578.33 | 3,901.72 | 5,238.38 | 910.38 |
|
Total Income
|
5,384.94 | 4,672.25 | 4,061.65 | 5,247.67 | 922.25 |
|
Total Expenditure
|
4,883.31 | 543.61 | 1,529.34 | 3,256.41 | 626.30 |
|
EBITDA
|
93.90 | 4,034.72 | 2,372.39 | 1,981.97 | 284.09 |
|
Depreciation
|
121.27 | 9.48 | 24.60 | 103.42 | 8.50 |
|
EBIT
|
-27.37 | 4,025.24 | 2,347.79 | 1,878.55 | 275.59 |
|
Interest
|
34.05 | 51.99 | 42.55 | 295.89 | 66.16 |
|
Other Income
|
407.73 | 93.92 | 159.92 | 9.29 | 11.87 |
|
Exceptional Items
|
41.05 | 57.59 | -1,339.68 | -- | -- |
|
Profit before Tax
|
387.62 | 4,067.17 | 2,463.78 | 1,591.95 | 221.30 |
|
Provision for Tax
|
34.46 | -174.24 | 639.41 | 419.87 | 58.58 |
|
Profit after Tax
|
353.16 | 4,241.41 | 1,824.37 | 1,172.08 | 162.71 |
Liabilities (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
6,432.28 | 14,689.34 | 4,855.45 | 5,621.40 | 1,027.43 |
|
Minority Interest
|
5.54 | -- | -- | 17.70 | 78.28 |
|
Non-Current Liabilities
|
374.91 | 171.35 | 213.87 | 1,421.61 | 313.47 |
|
Current Liabilities
|
751.28 | 1,226.72 | 4,991.61 | 11,174.18 | 1,194.48 |
|
Total Liabilities
|
7,564.01 | 16,087.41 | 10,075.85 | 18,234.89 | 2,615.50 |
Assets (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
3,710.81 | 13,254.23 | 1,434.07 | 6,074.27 | 732.23 |
|
Current Assets
|
3,853.20 | 2,833.18 | 8,626.85 | 12,160.62 | 1,881.44 |
|
Total Assets
|
7,564.01 | 16,087.41 | 10,075.85 | 18,234.89 | 2,615.50 |
|
Total Debt*
|
0.00 | 1,054.20 | 544.36 | 3,376.97 | 460.62 |
|
Net Current Assets
|
3,101.92 | 1,606.46 | 3,635.24 | 986.44 | 686.96 |
|
Contingent Liabilities
|
89.22 | 138.77 | 404.30 | 1,879.53 | 174.98 |
Cashflow (₹ Cr)
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-183.14 | 325.72 | -962.16 | -1,859.84 | -294.46 |
|
Cash Flow from Investing Activities
|
457.68 | -290.30 | 139.68 | -340.82 | -161.09 |
|
Cash from Financing Activities
|
-72.69 | -126.72 | 875.66 | 1,916.91 | 449.28 |
|
Net Cash Inflow / Outflow
|
201.85 | -91.30 | 53.17 | -283.76 | -6.28 |
Ratios
Profitability Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
ROCE (%)
|
6.85 | 30.27 | 62.92 | 25.91 | 23.09 |
|
ROE (%)
|
6.55 | 33.88 | 52.52 | 27.79 | 23.78 |
|
ROA (%)
|
4.94 | 30.61 | 20.23 | 7.28 | 7.36 |
|
EBIT Margin (%)
|
10.08 | 90.18 | 64.90 | 38.01 | 32.51 |
|
Net Margin (%)
|
6.56 | 90.78 | 44.92 | 22.34 | 17.64 |
|
Cash Profit Margin (%)
|
9.53 | 92.85 | 47.39 | 24.35 | 18.81 |
Growth Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
44.78 | 76.62 | 49.53 | 22.63 | 21.27 |
|
EBIT Growth (%)
|
157.81 | -2.92 | 236.66 | 17.11 | 29.75 |
|
Net Profit Growth (%)
|
448.30 | -1.01 | 326.50 | 4.14 | 24.34 |
|
EPS Growth (%)
|
417.80 | -1.11 | 292.78 | -3.11 | 22.30 |
|
Book Value Growth (%)
|
21.60 | 41.99 | 97.16 | 85.24 | 41.83 |
Valuation Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Price / Earnings
|
206.75 | 6.94 | 0.00 | 1.78 | 61.58 |
|
Price / Book Value
|
12.34 | 2.00 | 0.00 | 3.81 | 12.49 |
|
Dividend Yield (%)
|
0.00 | 0.06 | -- | 2.08 | 0.00 |
|
EV/EBITDA
|
143.92 | 7.35 | -1.30 | 8.29 | 33.75 |
|
Market Cap (₹ Cr)
|
72,986.31 | 29,407.53 | 0.00 | 20,881.75 | 10,019.76 |
Solvency Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.07 | 0.12 | 0.62 | 0.57 |
|
Short term debt to equity ratio
|
-- | 0.07 | 0.07 | 0.60 | 0.16 |
|
Current Ratio
|
5.13 | 2.31 | 1.73 | 1.09 | 1.58 |
|
Quick Ratio
|
5.13 | 2.31 | 1.73 | 1.09 | 1.56 |
|
Interest Coverage
|
12.38 | 79.23 | 58.90 | 6.38 | 4.34 |
Operating Efficiency Ratios
| PB Fintech | Authum Investment | Billionbrains Garage Ventures | Angel One | Choice Intl | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
20.08 | 0.43 | 2.48 | 5.72 | 30.17 |
|
Asset Turnover
|
0.70 | 0.33 | 0.43 | 0.33 | 0.41 |
|
Receivable days
|
59.90 | 3.17 | 7.77 | 27.40 | 92.63 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 4.18 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |