Jack Henry & Associates (JKHY) Key Ratios
$158.48
As on 09-Sep-2026 16:00EDT
Market cap
$11,613 Mln
Revenue (TTM)
$2,496 Mln
P/E Ratio
23.8
P/B Ratio
5.7
Div. Yield
1.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -0.49 | 2.88 | 6.66 | 6.83 | 7.58 |
| EBIT | -17.01 | -18.11 | 8.83 | 9.86 | 10.23 |
| Net Profit | -9.49 | -12.83 | 10.32 | 11.10 | 10.05 |
| EPS | -9.57 | -11.67 | 11.35 | 11.47 | 11.04 |
| Book Value | -- | -- | -2.42 | -4.31 | 8.88 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Jun-26 | Jun-25 | Jun-24 |
| EBIT-Margin
| 24.20 | 24.12 | 24.29 | 25.11 | 23.22 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 20.79 | 21.01 | 24.04 | 21.39 | 16.95 |
| Return on Capital
| 19.30 | 18.86 | 23.53 | 20.15 | 14.22 |
| Return on Assets
| 14.78 | 14.29 | 16.25 | 14.97 | 13.13 |
| Debt to Equity (x)
| -- | -- | 0.02 | 0.02 | 0.10 |
Profitability
ROCE
23.53
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
23.53
|
20.15
|
14.22
|
14.92
|
21.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
24.04
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
24.04
|
21.39
|
16.95
|
18.41
|
24.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
16.25
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
16.25
|
14.97
|
13.13
|
13.22
|
13.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
24.29
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
24.29
|
25.11
|
23.22
|
23.57
|
24.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
20.14
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
20.14
|
19.19
|
17.23
|
17.65
|
18.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.05
--
Year on year growth in net sales
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
0.05
|
0.07
|
0.07
|
0.07
|
0.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
1.64
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
1.64
|
15.95
|
5.06
|
3.16
|
19.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
10.32
--
Year on year growth in profit after tax
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
10.32
|
19.36
|
4.14
|
1.03
|
16.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
0.12
--
Year on year growth in earnings per share
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
0.12
|
0.19
|
0.04
|
0.01
|
0.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.02
--
Total debt / Net worth
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
0.02
|
0.02
|
0.10
|
0.28
|
0.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
--
|
0.00
|
0.05
|
0.16
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.17
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
1.17
|
1.27
|
1.27
|
0.03
|
1.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
--
|
--
|
1.59
|
1.57
|
1.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
112.54
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
112.54
|
57.14
|
31.40
|
32.49
|
199.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
14.26
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
14.26
|
13.39
|
14.35
|
17.39
|
18.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.81
--
Sales / Average Total Assets
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
0.81
|
0.78
|
0.76
|
0.75
|
0.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
49.31
--
Average Debtors / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
49.31
|
48.90
|
55.99
|
64.17
|
68.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
--
|
-45.30
|
-110.25
|
-92.24
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
8.12
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
8.12
|
7.57
|
6.65
|
5.74
|
6.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
--
|
-3.97
|
-60.91
|
-33.81
|
62.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
19.74
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
19.74
|
28.86
|
31.77
|
33.33
|
36.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
4.84
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
4.84
|
6.17
|
5.69
|
5.15
|
8.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
12.14
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Jun-26
|
Jun-25
|
Jun-24
|
Jun-23
|
Jun-22
|
|---|---|---|---|---|---|
|
Jack Henry & Associates (JKHY)
|
12.14
|
16.35
|
17.13
|
18.91
|
20.57
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|