Assurant (AIZ) Key Ratios

$284.75

up-down-arrow $-4.10 (-1.42%)

As on 23-Oct-2026 16:00EDT

Market cap

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$14,045 Mln

Revenue (TTM)

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$13,456 Mln

P/E Ratio

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13.6

P/B Ratio

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2.3

Div. Yield

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1.2 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 1.00 9.37 9.36 8.36 6.32
EBIT 11.38 28.38 46.77 36.63 11.43
Net Profit 8.94 26.90 48.33 45.49 17.38
EPS 9.74 31.33 52.87 48.73 22.27
Book Value -- -- 19.28 14.15 4.15
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 8.767.8910.709.348.71
Net Margin info --3.547.90----
Return on equity info 15.1511.7917.7715.9015.33
Return on Capital info 10.597.99--11.4310.80
Return on Assets info 2.201.711.842.452.21
Debt to Equity (x) info ----0.360.380.41
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
--
11.43
10.80
9.54
3.36
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

17.77

Higher than Peers by 6.32

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
17.77
15.90
15.33
14.22
5.69
Peer Median
11.45
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.84

Higher than Peers by 1.09

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
1.84
2.45
2.21
1.92
0.83
Peer Median
0.74
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

10.70

Lower than Peers by 0.43

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
10.70
9.34
8.71
8.22
4.50
Peer Median
11.13
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

7.90

Higher than Peers by 1.11

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
7.90
6.81
6.40
5.77
2.76
Peer Median
6.79
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

9.36

Higher than Peers by 1.86

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
9.36
0.08
0.07
0.09
0.00
Peer Median
7.50
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

46.77

Higher than Peers by 35.22

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
46.77
15.74
13.06
99.65
-48.11
Peer Median
11.55
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

48.33

Higher than Peers by 33.53

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
48.33
14.80
18.32
132.28
-37.93
Peer Median
14.80
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

52.87

Higher than Peers by 33.84

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
52.87
0.19
0.21
1.34
-0.33
Peer Median
19.02
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

14.78

Higher than Peers by 0.98

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
14.78
--
--
--
--
Peer Median
13.80
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

0.36

Lower than Peers by 0.20

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
0.36
0.38
0.41
0.43
0.56
Peer Median
0.56
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.05

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
0.05
--
0.00
--
0.05
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.27

Lower than Peers by 1.07

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
1.27
0.55
0.79
0.54
2.41
Peer Median
2.35
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.27

Lower than Peers by 2.11

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
1.27
--
--
0.81
2.45
Peer Median
3.38
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

12.76

Higher than Peers by 6.81

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
12.76
10.91
9.67
8.47
4.23
Peer Median
5.95
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

63.11

Higher than Peers by 17.19

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
63.11
67.08
82.21
80.96
68.73
Peer Median
45.91
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.23

Higher than Peers by 0.09

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
0.23
0.36
0.35
0.33
0.30
Peer Median
0.14
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
--
261.66
288.69
262.79
236.23
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
--
--
-825.10
-463.84
-317.09
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
--
312.84
352.08
482.14
677.02
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
--
--
-888.49
-683.19
-757.89
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

13.63

Lower than Peers by 4.94

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
13.63
13.85
14.61
14.01
24.31
Peer Median
18.57
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.30

Higher than Peers by 0.19

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
2.30
2.06
2.17
1.87
1.59
Peer Median
2.11
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.19

No difference

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
1.19
--
--
--
--
Peer Median
1.19
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
--
6.73
3.12
6.61
1.72
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

14,045

Higher than Peers by 12,640

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Assurant (AIZ)
14,045
--
--
--
--
Peer Median
1,404
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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