Market cap
$14,010 Mln
Revenue (TTM)
$13,456 Mln
P/E Ratio
13.6
P/B Ratio
2.3
Div. Yield
1.2 %
| Assurant (AIZ) | Aflac Inc (AFL) | Arthur J Gallagher & Co (AJG) | Brown & Brown (BRO) | Corebridge Financial Inc (CRBG) | Globe Life (GL) | Hartford Financial Services Group (HIG) | MetLife (MET) | Prudential Financial (PRU) | Unum Group (UNM) | |
|---|---|---|---|---|---|---|---|---|---|---|
Market cap ($ Mln) |
14,010 | 58,191 | 67,625 | 24,400 | 14,242 | 13,102 | 36,866 | 59,392 | 41,604 | 13,895 |
Revenue ($ Mln) |
13,456 | 18,087 | 15,755 | 6,852 | 9,399 | 6,196 | 29,033 | 78,646 | 64,833 | 13,246 |
Net Profit ($ Mln) |
1,063.50 | 4,862.00 | 1,568.70 | 1,205.00 | 907.00 | 1,212.12 | 4,365.00 | 3,626.00 | 3,842.00 | 702.70 |
Net Margin (%) |
7.90 | 26.88 | 9.96 | 17.59 | 9.65 | 19.56 | 15.03 | 4.61 | 5.93 | 5.30 |
RoE (%) |
17.77 | 16.26 | 6.65 | 9.53 | 7.87 | 19.98 | 22.61 | 12.90 | 11.54 | 6.41 |
Price to Earnings |
13.59 | 12.52 | 43.11 | 23.08 | 20.48 | 11.40 | 9.47 | 18.22 | 10.94 | 20.36 |
Price-To-Book |
2.28 | 1.92 | 2.81 | 1.92 | 1.43 | 2.14 | 1.92 | 2.20 | 1.34 | 1.27 |
Income Statement ($ Mln)
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
13,456.20 | 15,754.60 | 78,646.00 | 18,087.00 | 64,833.00 |
|
Cost of Revenue
|
2,944.00 | 4,009.50 | 58,550.00 | 8,336.00 | 44,892.00 |
|
Gross Profit
|
9,886.50 | 7,633.30 | 28,024.00 | 6,788.00 | 18,937.00 |
|
Operating Expenses
|
9,185.00 | 9,061.50 | 15,228.00 | 3,935.00 | 14,960.00 |
|
Operating Profit (EBIT)
|
1,327.20 | 2,683.60 | 4,868.00 | 5,816.00 | 4,978.00 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
1,327.20 | 1,983.90 | 4,869.00 | 5,786.00 | 4,988.00 |
|
Provision for Tax
|
263.70 | 409.30 | 1,210.00 | 924.00 | 998.00 |
|
Profit after Tax (Net Income)
|
1,063.50 | 1,568.70 | 3,626.00 | 4,862.00 | 3,842.00 |
|
Minority Interest
|
0.00 | -5.10 | -33.00 | 0.00 | -148.00 |
|
Consolidated Profit
|
490.80 | 423.70 | 1,596.00 | 3,018.00 | 2,311.00 |
Liabilities ($ Mln)
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
6,097.90 | 23,717.00 | 27,324.00 | 30,312.00 | 31,577.00 |
|
Minority Interest
|
0.00 | -5.10 | -33.00 | 0.00 | -148.00 |
|
Non-Current Liabilities
|
5,863.10 | 14,888.00 | 719,466.00 | 76,430.00 | 517,883.00 |
|
Current Liabilities
|
24,120.40 | 43,173.00 | 859.00 | 9,219.00 | 233,736.00 |
|
Total Liabilities
|
36,289.60 | 70,665.00 | 745,166.00 | 116,470.00 | 773,740.00 |
Assets ($ Mln)
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
5,359.00 | 36,356.00 | 358,994.00 | 11,736.00 | 365,010.00 |
|
Current Assets
|
30,722.40 | 45,452.00 | 389,132.00 | 104,225.00 | 418,544.00 |
|
Total Assets
|
36,289.60 | 70,665.00 | 745,166.00 | 116,470.00 | 773,740.00 |
|
Total Debt*
|
2,208.10 | 2,017.00 | 20,291.00 | 8,729.00 | 20,618.00 |
|
Net Current Assets
|
0.00 | 2,279.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
1,833.90 | 1,930.00 | 18,105.00 | 2,555.00 | 6,271.00 |
|
Cash Flow from Investing Activities
|
-1,457.80 | -15,881.00 | -15,607.00 | 1,561.00 | -25,892.00 |
|
Cash from Financing Activities
|
-364.20 | 1,718.00 | 163.00 | -4,069.00 | 20,773.00 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
11.43 | 4.21 | 7.13 | 10.20 | 6.41 |
|
ROE (%)
|
17.77 | 6.65 | 12.90 | 16.26 | 11.54 |
|
ROA (%)
|
1.84 | 1.27 | 0.36 | 2.33 | 0.37 |
|
EBIT Margin (%)
|
10.70 | 16.70 | 0.90 | 20.20 | 7.68 |
|
Net Margin (%)
|
7.90 | 9.96 | 4.61 | 26.88 | 5.93 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | -- | -- | 0.00 |
Growth Ratios
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
9.36 | 26.33 | 8.96 | 11.62 | 8.93 |
|
EBIT Growth (%)
|
46.77 | 1.02 | -81.88 | 14.37 | 141.18 |
|
Net Profit Growth (%)
|
48.33 | -4.41 | -15.42 | 99.51 | 135.56 |
|
EPS Growth (%)
|
52.87 | -8.96 | -11.29 | 112.65 | 143.60 |
|
Book Value Growth (%)
|
14.78 | 3.71 | 1.60 | 18.68 | 12.88 |
Valuation Ratios
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
13.85 | 45.10 | 15.53 | 16.09 | 11.05 |
|
Price / Book Value
|
2.06 | 2.89 | 1.85 | 1.99 | 1.22 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
6.73 | 21.84 | -8.13 | -0.60 | -6.07 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.36 | 0.50 | 0.76 | 0.29 | 0.74 |
|
Short term debt to equity ratio
|
0.05 | 0.06 | 0.01 | 0.02 | 0.03 |
|
Current Ratio
|
1.27 | 1.05 | 453.01 | 11.31 | 1.79 |
|
Quick Ratio
|
1.27 | 1.05 | 453.01 | 11.31 | 1.79 |
|
Interest Coverage
|
12.76 | 4.06 | 5.46 | 24.91 | 3.74 |
Operating Efficiency Ratios
| Assurant (AIZ) | Arthur J Gallagher & Co (AJG) | MetLife (MET) | Aflac Inc (AFL) | Prudential Financial (PRU) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
63.11 | 38.57 | 64.00 | 9.00 | 74.00 |
|
Asset Turnover
|
0.23 | 0.13 | 0.08 | 0.09 | 0.06 |
|
Receivable days
|
261.66 | 118.82 | 209.70 | 24.42 | 266.94 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
312.84 | -- | -- | -- | 156.11 |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |