Tamilnad Mercantile Peer Comparison

NSE: TMB | BSE: 543596

₹886.25

₹14.20 (1.63%)

As on 05-Oct-2026IST

Market cap

₹14,020 Cr

Revenue (TTM)

₹6,096 Cr

P/E Ratio

9.7

P/B Ratio

1.3

Div. Yield

1.4 %

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	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Market cap (₹ Cr)	14,020	27,196	14,922	12,348	29,092
Interest Income (₹ Cr)	6,096	21,844	12,284	9,039	26,841
Net Interest Income (₹ Cr)	2,712.80	10,993.04	3,949.70	3,301.48	10,601.50
NIM (%)	4.29	6.20	2.53	--	3.24
RoA (%)	1.96	0.67	0.81	1.15	0.74
Price to Earnings	9.71	20.10	10.78	8.59	10.33
Price-To-Book	1.33	1.06	1.10	0.95	0.94

Income Statement (₹ Cr)

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Interest Earned	6,095.61	21,844.05	12,284.21	9,039.20	26,841.34
Other Income	884.20	2,611.97	1,641.42	1,400.02	4,148.67
Total Income	6,979.81	24,456.02	13,925.63	10,439.22	30,990.01
Interest Expended	3,382.81	10,851.02	8,334.51	5,737.72	16,239.84
Operating Expenses	1,542.96	8,050.38	3,404.00	2,613.93	7,073.95
Operating Profit before Prov. & Cont.	1,855.23	5,864.92	2,181.74	1,974.42	6,428.93
Provisions and Contingencies	94.22	3,666.79	306.32	233.97	1,674.00
Profit Before Tax	1,806.60	1,733.81	1,752.33	1,658.35	4,373.49
Taxes	515.65	534.57	496.52	416.23	3,185.48
Profit after Tax	1,444.17	1,353.27	1,384.28	1,437.37	2,816.74
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	1,444.17	1,353.27	1,384.28	1,437.37	2,816.74

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Shareholder's Funds	10,562.02	25,574.90	14,633.27	13,224.22	34,028.47
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	64,408.69	1,66,344.45	1,47,129.58	1,08,777.07	3,32,315.24
Borrowings	1,540.21	14,302.81	16,881.45	5,329.00	24,867.73
Other Liabilities & Provisions	3,275.13	4,901.57	3,056.33	2,024.91	9,221.11
Total Liabilities	75,299.60	2,11,123.73	1,79,270.31	1,29,355.20	3,95,858.44

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Cash and Balance with Reserve Bank of India	2,704.05	13,126.69	6,064.53	7,063.49	9,594.52
Balances with Banks and Money at Call	1,368.74	824.43	180.97	672.14	12,209.50
Investments	16,202.27	38,668.28	50,226.18	26,737.05	97,485.81
Advances	57,040.50	1,50,103.78	1,17,419.37	81,809.63	2,67,776.29
Net Block	310.56	931.02	1,862.01	1,051.54	4,125.96
Other Assets	2,158.40	6,999.25	5,849.50	12,012.73	9,229.26
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	75,299.60	2,11,123.73	1,79,270.31	1,29,355.20	3,95,858.44

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Cash From Operating Activities	-100.87	1,142.59	-1,893.11	1,100.10	-10,584.18
Cash Flow from Investing Activities	-118.25	316.56	-240.91	-87.82	-419.25
Cash from Financing Activities	25.81	2,922.69	-386.79	-1,260.36	-977.36
Net Cash Inflow / Outflow	-193.31	4,381.83	-2,520.81	-248.08	-11,980.79

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Yield on Advances	10.95	14.45	10.34	10.90	10.20
Yield on Investments	7.05	7.59	7.52	6.67	7.01
Interest Spread	5.68	8.44	5.30	5.82	5.61
NIM (%)	4.29	6.20	2.53	0.00	3.24
ROE (%)	14.20	5.37	9.69	11.14	8.38
ROA (%)	1.96	0.67	0.81	1.15	0.74
Cost to Income Ratio	45.50	56.76	60.97	56.33	52.92

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Revenue Growth (%)	12.96	-0.20	4.64	0.47	5.35
EBIT Growth (%)	6.27	-20.62	5.15	8.03	6.49
Net Profit Growth (%)	20.33	-34.11	25.45	23.39	12.60
EPS Growth (%)	20.33	-34.11	22.73	23.29	9.94
Book Value Growth (%)	13.23	3.68	10.47	9.14	22.22

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Price / Earnings	9.71	20.10	10.78	8.59	10.33
Price / Book Value	1.33	1.06	1.10	0.95	0.94
Dividend Yield (%)	1.42	0.89	1.85	1.53	1.90
EV/EBITDA	8.98	9.36	45.77	14.47	8.08
Market Cap (₹ Cr)	9,188.86	22,754.05	14,623.42	8,435.37	28,152.59

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.