Tamilnad Mercantile Peer Comparison

NSE: TMB | BSE: 543596

₹863.20

₹27.40 (3.28%)

As on 11-Nov-2026 10:49IST

Market cap

₹13,238 Cr

Revenue (TTM)

₹6,502 Cr

P/E Ratio

8.4

P/B Ratio

1.2

Div. Yield

1.5 %

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	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Market cap (₹ Cr)	13,238	27,108	14,766	12,583	30,358
Interest Income (₹ Cr)	6,502	22,244	12,680	9,364	27,590
Net Interest Income (₹ Cr)	2,922.84	11,364.96	4,160.55	3,555.81	10,955.18
NIM (%)	4.19	--	2.77	--	3.19
RoA (%)	2.04	0.91	0.84	1.22	0.76
Price to Earnings	8.39	14.55	9.83	8.10	10.18
Price-To-Book	1.23	1.04	1.10	0.94	0.97

Income Statement (₹ Cr)

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Interest Earned	6,502.38	22,243.78	12,679.82	9,363.89	27,590.49
Other Income	908.37	2,770.39	1,619.05	1,346.71	4,152.21
Total Income	7,410.75	25,014.17	14,298.87	10,710.60	31,742.70
Interest Expended	3,579.54	10,878.82	8,519.27	5,808.08	16,635.31
Operating Expenses	1,588.05	8,334.68	3,480.09	2,652.88	7,172.01
Operating Profit before Prov. & Cont.	1,855.23	5,864.92	2,181.74	1,974.42	6,428.93
Provisions and Contingencies	107.63	3,231.76	210.76	228.66	1,893.53
Profit Before Tax	1,806.60	1,733.81	1,752.33	1,658.35	4,373.49
Taxes	557.73	705.76	587.02	466.97	3,059.23
Profit after Tax	1,577.80	1,863.15	1,501.73	1,554.01	2,982.62
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	1,577.80	1,863.15	1,501.73	1,554.01	2,982.62

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Shareholder's Funds	10,769.36	26,470.38	14,543.83	13,934.17	34,578.08
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	69,545.83	1,72,688.35	1,53,311.97	1,15,115.51	3,49,590.46
Borrowings	2,229.30	10,008.46	19,229.85	5,463.77	26,074.91
Other Liabilities & Provisions	3,406.93	4,270.32	3,202.39	2,070.79	9,713.17
Total Liabilities	75,299.60	2,11,123.73	1,79,270.31	1,29,355.20	3,95,858.44

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Cash and Balance with Reserve Bank of India	2,531.52	12,196.10	6,329.75	4,681.29	11,490.17
Balances with Banks and Money at Call	1,087.77	2,212.51	1,439.60	1,057.14	12,531.15
Investments	18,800.05	36,083.34	50,907.22	27,523.37	99,927.51
Advances	60,429.04	1,54,600.46	1,24,033.71	90,581.25	2,82,571.02
Net Block	310.56	931.02	1,862.01	1,051.54	4,125.96
Other Assets	2,788.89	6,698.97	5,565.47	11,704.60	9,258.94
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	75,299.60	2,11,123.73	1,79,270.31	1,29,355.20	3,95,858.44

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Cash From Operating Activities	-100.87	1,142.59	-1,893.11	1,100.10	-10,584.18
Cash Flow from Investing Activities	-118.25	316.56	-240.91	-87.82	-419.25
Cash from Financing Activities	25.81	2,922.69	-386.79	-1,260.36	-977.36
Net Cash Inflow / Outflow	-193.31	4,381.83	-2,520.81	-248.08	-11,980.79

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Yield on Advances	10.95	14.45	10.34	10.90	10.20
Yield on Investments	7.05	7.59	7.52	6.67	7.01
Interest Spread	5.68	8.44	5.30	5.82	5.61
NIM (%)	4.19	0.00	2.77	0.00	3.19
ROE (%)	15.11	7.16	10.47	11.44	8.79
ROA (%)	2.04	0.91	0.84	1.22	0.76
Cost to Income Ratio	45.50	56.76	60.97	56.33	52.92

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Revenue Growth (%)	18.82	2.31	5.67	4.72	6.37
EBIT Growth (%)	6.27	-20.62	5.15	8.03	6.49
Net Profit Growth (%)	29.91	51.69	29.64	35.38	18.43
EPS Growth (%)	29.91	51.69	28.17	35.28	16.98
Book Value Growth (%)	14.04	3.68	10.03	9.14	20.90

	Tamilnad Mercantile	Bandhan Bank	Punjab & Sind	The Karnataka Bank	UCO Bank
Price / Earnings	8.39	14.55	9.83	8.10	10.18
Price / Book Value	1.23	1.04	1.10	0.94	0.97
Dividend Yield (%)	1.50	0.89	1.87	1.50	1.82
EV/EBITDA	7.28	9.06	36.47	11.27	7.87
Market Cap (₹ Cr)	9,188.86	22,754.05	14,623.42	8,435.37	28,152.59

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.